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November 5, 2007 at 7:40 AM in reply to: Do master bedroom balconies add value when you don’t have a view? #95832November 5, 2007 at 7:40 AM in reply to: Do master bedroom balconies add value when you don’t have a view? #95839
NotCranky
ParticipantOdds are Alex, that no one will ever use that balcony after the first week of having moved in. I would enlarge it and put stairs down to the yard but that is probably against HOA rules.
November 5, 2007 at 7:40 AM in reply to: Do master bedroom balconies add value when you don’t have a view? #95847NotCranky
ParticipantOdds are Alex, that no one will ever use that balcony after the first week of having moved in. I would enlarge it and put stairs down to the yard but that is probably against HOA rules.
NotCranky
ParticipantLook at the people in the marketing materials, they are always beautiful, eat nothing but wine and the best cheese, have that glow of being gloriouosly happy as if they just made sweet love(or are planning to), in a quiet sort of way so as not to disturb the neighbors. Why are the builders going to go to the trouble to present an image like that and then undo it by saying sale of the mcshitbox next to yours was actually to group of four families who plan on sharing it? They might slip up and say the race of those four families and all hell will break loose.
NotCranky
ParticipantLook at the people in the marketing materials, they are always beautiful, eat nothing but wine and the best cheese, have that glow of being gloriouosly happy as if they just made sweet love(or are planning to), in a quiet sort of way so as not to disturb the neighbors. Why are the builders going to go to the trouble to present an image like that and then undo it by saying sale of the mcshitbox next to yours was actually to group of four families who plan on sharing it? They might slip up and say the race of those four families and all hell will break loose.
NotCranky
ParticipantLook at the people in the marketing materials, they are always beautiful, eat nothing but wine and the best cheese, have that glow of being gloriouosly happy as if they just made sweet love(or are planning to), in a quiet sort of way so as not to disturb the neighbors. Why are the builders going to go to the trouble to present an image like that and then undo it by saying sale of the mcshitbox next to yours was actually to group of four families who plan on sharing it? They might slip up and say the race of those four families and all hell will break loose.
NotCranky
ParticipantLook at the people in the marketing materials, they are always beautiful, eat nothing but wine and the best cheese, have that glow of being gloriouosly happy as if they just made sweet love(or are planning to), in a quiet sort of way so as not to disturb the neighbors. Why are the builders going to go to the trouble to present an image like that and then undo it by saying sale of the mcshitbox next to yours was actually to group of four families who plan on sharing it? They might slip up and say the race of those four families and all hell will break loose.
November 5, 2007 at 6:59 AM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95749NotCranky
Participant“As the excercise progresses it often times reveals alternative benefits such as whether or not it makes sense to prepay a loan regardless of the method.”
http://invest-faq.com/cbc/analy-pay-debt-vs-invest.html
I looked at this Ray,
Some sites like Motley say that it is a no brainer to invest and make a normal scheduled mortgage payment. The link I posted is more balanced and concludes with the opinion that it depends on the investor. That is the way I have looked at it. If someone had a really strong argument either way I would do a bias check. Do they want to manage money instead of see people pay off their mortgages?November 5, 2007 at 6:59 AM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95808NotCranky
Participant“As the excercise progresses it often times reveals alternative benefits such as whether or not it makes sense to prepay a loan regardless of the method.”
http://invest-faq.com/cbc/analy-pay-debt-vs-invest.html
I looked at this Ray,
Some sites like Motley say that it is a no brainer to invest and make a normal scheduled mortgage payment. The link I posted is more balanced and concludes with the opinion that it depends on the investor. That is the way I have looked at it. If someone had a really strong argument either way I would do a bias check. Do they want to manage money instead of see people pay off their mortgages?November 5, 2007 at 6:59 AM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95814NotCranky
Participant“As the excercise progresses it often times reveals alternative benefits such as whether or not it makes sense to prepay a loan regardless of the method.”
http://invest-faq.com/cbc/analy-pay-debt-vs-invest.html
I looked at this Ray,
Some sites like Motley say that it is a no brainer to invest and make a normal scheduled mortgage payment. The link I posted is more balanced and concludes with the opinion that it depends on the investor. That is the way I have looked at it. If someone had a really strong argument either way I would do a bias check. Do they want to manage money instead of see people pay off their mortgages?November 5, 2007 at 6:59 AM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95822NotCranky
Participant“As the excercise progresses it often times reveals alternative benefits such as whether or not it makes sense to prepay a loan regardless of the method.”
http://invest-faq.com/cbc/analy-pay-debt-vs-invest.html
I looked at this Ray,
Some sites like Motley say that it is a no brainer to invest and make a normal scheduled mortgage payment. The link I posted is more balanced and concludes with the opinion that it depends on the investor. That is the way I have looked at it. If someone had a really strong argument either way I would do a bias check. Do they want to manage money instead of see people pay off their mortgages?November 4, 2007 at 8:27 PM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95550NotCranky
ParticipantMaybe 4plexowner wants to tackle this? He is a big fan of Griffin’s book, “The Creature from Jekyll Island”.
I can’t tell what the consensus is exactly, but I hear many perspectives from piggs which conclude that it is not wise to pay off a house prematurely. The reasoning being that the mortgage,including tax rebate program, is cheaper than one can capitalize money otherwise.
No one has defended paying off the house yet, so maybe they are right? I paid my mortgage off. However, this decision was based on my earning and spending habits rather than an in depth cost/benefit analysis.
I know your point is that you want feedback on this program. Yours truly can’t defend it or denounce it.Even if it has the potential to function properly, it would never work for me because of the attention/discipline necessary, as compared to other strategies,namely, don’t stretch to buy and send mo money.
Edit: Damn that took me a while to type 4 little paragraphs. Hello 4plexowner. BTW if this is bogus would it make you more skeptical about the book?
November 4, 2007 at 8:27 PM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95605NotCranky
ParticipantMaybe 4plexowner wants to tackle this? He is a big fan of Griffin’s book, “The Creature from Jekyll Island”.
I can’t tell what the consensus is exactly, but I hear many perspectives from piggs which conclude that it is not wise to pay off a house prematurely. The reasoning being that the mortgage,including tax rebate program, is cheaper than one can capitalize money otherwise.
No one has defended paying off the house yet, so maybe they are right? I paid my mortgage off. However, this decision was based on my earning and spending habits rather than an in depth cost/benefit analysis.
I know your point is that you want feedback on this program. Yours truly can’t defend it or denounce it.Even if it has the potential to function properly, it would never work for me because of the attention/discipline necessary, as compared to other strategies,namely, don’t stretch to buy and send mo money.
Edit: Damn that took me a while to type 4 little paragraphs. Hello 4plexowner. BTW if this is bogus would it make you more skeptical about the book?
November 4, 2007 at 8:27 PM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95616NotCranky
ParticipantMaybe 4plexowner wants to tackle this? He is a big fan of Griffin’s book, “The Creature from Jekyll Island”.
I can’t tell what the consensus is exactly, but I hear many perspectives from piggs which conclude that it is not wise to pay off a house prematurely. The reasoning being that the mortgage,including tax rebate program, is cheaper than one can capitalize money otherwise.
No one has defended paying off the house yet, so maybe they are right? I paid my mortgage off. However, this decision was based on my earning and spending habits rather than an in depth cost/benefit analysis.
I know your point is that you want feedback on this program. Yours truly can’t defend it or denounce it.Even if it has the potential to function properly, it would never work for me because of the attention/discipline necessary, as compared to other strategies,namely, don’t stretch to buy and send mo money.
Edit: Damn that took me a while to type 4 little paragraphs. Hello 4plexowner. BTW if this is bogus would it make you more skeptical about the book?
November 4, 2007 at 8:27 PM in reply to: Payoff Mortgage in 1/3 the time without doing anything different? #95624NotCranky
ParticipantMaybe 4plexowner wants to tackle this? He is a big fan of Griffin’s book, “The Creature from Jekyll Island”.
I can’t tell what the consensus is exactly, but I hear many perspectives from piggs which conclude that it is not wise to pay off a house prematurely. The reasoning being that the mortgage,including tax rebate program, is cheaper than one can capitalize money otherwise.
No one has defended paying off the house yet, so maybe they are right? I paid my mortgage off. However, this decision was based on my earning and spending habits rather than an in depth cost/benefit analysis.
I know your point is that you want feedback on this program. Yours truly can’t defend it or denounce it.Even if it has the potential to function properly, it would never work for me because of the attention/discipline necessary, as compared to other strategies,namely, don’t stretch to buy and send mo money.
Edit: Damn that took me a while to type 4 little paragraphs. Hello 4plexowner. BTW if this is bogus would it make you more skeptical about the book?
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