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no_such_reality
Participant[quote=XBoxBoy]
The interesting thing is that for 50 some years no one has ever done this. They moved in knowing the rules and they worked with the Architectural Jury to find a solution. Now, this is all going to get thrown out the window. While I don’t really care too much about these things, it does seem to me as well… how do I put this…. uncivilized? What happened to old fashioned decorum? Does one really just tell your neighbors, “oh piss off.” I guess so.
[/quote]It depends. If the owner didn’t even present to the jury I’d say yes. Volunteer review boards are notorious for being little zealots and ninnies.
If the rejection is because he’s blocking views, I’d agree.
If the rejection is because someone thinks he’s building “too big” I’d say no.
If the rejection is because he isn’t incorporating enough ‘green’ technology I’d say no.
If the rejection was because the house IS too big and he’s encroaching on the sunlight space, air flow space and psychological distance of the neighbors, I’d say yes. But this get’s very subjective.
Participant[quote=poorgradstudent]Talking about the East Coast as one area for natural disasters isn’t very precise.
Florida? Yeah, don’t live there. Your house will get eaten by a hurricane sooner or later.
But places like Virginia or Boston? They don’t really get nailed by tropical storms very often.
Of course, talking about the west coast the same way isn’t accurate either. San Fran has way more risks of a Big One than San Diego does.[/quote]
Huh? NYC city area alone has been affected often with severe damage 84 times in the last 200 years by Tropical Storms and Hurricanes.
Last year was Hurricane Irene.
2003 Hurricane Isabel.
1999 was Hurricane Floyd.
1996 was Hurricane Bertha.
1991 The “Perfect Storm”, with movie of same name.
1985 Hurricane Gloria.
1976 Hurricane Belle.
…
October 26, 2012 at 9:22 PM in reply to: OT: Poetic Justice.. ‘Rich Dad, Poor Dad” Robert K’s Company Files for Chapter 7 #753262ParticipantHe’s the one laughing.
IMHO, people like Trump, K, and others use Chapter 7 has a way of burying debt and walking off with all the money.
Participant[quote=earlyretirement]
[quote=no_such_reality]Actually, he needs to seriously consider capital preservation.
By living out of state, he can avoid the inevitable tax grabs that are coming in California and reap the benefits by renting here.[/quote]
Something tells me that he doesn’t really have to worry about capital preservation. There are many people out there no matter how cheap interest rates are, like the feeling of having their primary residence paid off free and clear with no mortgage.
Safe investments aren’t paying anything right now and many people are already invested in the stock market (or don’t want anymore). Or own other real estate or another business that is spinning off dependable cash flow.
It doesn’t sound like the OP is too worried about capital preservation or at least has enough reserves for that. :)[/quote]
That’s not what I mean. I mean preserving his OTHER capital.
The California Legislature has previously had Assembly people propose taxes on people’s assets trying to leave the State.
You can see the propositions on the ballot about ‘rich’ taxes. Taxes on ‘out of state’ corporations. The Amazon tax fight. etc.
He or she can own here, but he or she needs to have a primary residence elsewhere. Unless they have money akin to the Munger’s.
Participant[quote=spdrun]$2MM cash – he can have his cake and eat it too. Though agreed about “anywhere but SD” full-time … New Englanders are awesome in that they’re generally friendly, civilized, yet respectful of privacy. Not to mention valuing education.[/quote]
Actually, he needs to seriously consider capital preservation.
By living out of state, he can avoid the inevitable tax grabs that are coming in California and reap the benefits by renting here.
ParticipantAnywhere but here.
Seriously, buy a nice place elsewhere and rent a place here the few months you want to be here.
ParticipantA date.
Sex with your wife.
A bike to the beach with your kids.
Gardening.
Woodworking
Investments
See a play
See an opera
A museum
go visit an orchard
etc.ParticipantThis one is easy.
It depends on you and your spouse.
Do you want a large yard so your kids can play in it among themselves or would your rather have access to communal playgrounds that you can escort your children to?
Frankly, I hate commutes. Commutes are evil and suck the life out of life. The general rule of thumb I use is the commute time is 2-3x the commute distance. That San Marcos property, comes at a price of 2-3 hours/day you lose with your family. Every working day you live there.
The next thing to think about is future energy prices. Over the next five years, unless America sinks into a dystopian recession, I suspect you will see dramatically higher energy prices in California.
I’ll go on limb, by election time in 2016, California will have seen $8/gal gasoline. And your electric rates will be 50% higher.
Participant[quote=spdrun]Yaddadee, bladdadee, dah. Many European cities are just as cold/snowy as MSP, yet people do manage to walk more than the average obese American in a warm climate.[/quote]
No they’re not. Most of Europe is decided warmer than the mid-west.
In January, MSP averages as high of 24F and low of 7F.
Berlin in January is 35F high, 26F low.
Geneva is 38F high and 28F low.
Stockhold is 30F high, 23F low.
Even Prague is warmer, 34F high, 24F low.It’s because of the Atlantic current, and those 10 degrees and 20 degrees on the low do make a big difference.
Participant[quote=SD Realtor]
I guess in the end if he did not personally do it he should not be held culpable in any way.[/quote]Whether it’s the Government or Corporations, the disconnect between leadership and the actions their organizations take needs to be abolished.
We’ve largely completely absolved leadership of responsibility for leading and the results the action taken by their organization.
For example, Scott’s Miracle-Gro recently got slapped with a $12.5 million dollar fine. For what? Well, in a nutshell, poisoning bird seed.
They treated their bird seed with highly toxic insecticides that are toxic up the food chain. Even worse, it still took six months after employees started complaining to stop sales. The product was sold for 2+ years.
I’ve said it before during the illegal labor issue, Corporate and Government leaders need to go to jail when their organizations do things like this.
As for Holder, I’m not saying jail time for the schmucky firing, but let’s stop the plausible deniability stuff and get back to holding leadership responsible when their orgs are schmucks.
October 17, 2012 at 9:12 PM in reply to: rental sale pending- need interest bearing ideas for proceeds #752756ParticipantYou may be right, if it’s an offical promissory note, then it’s interest and not wages. I was thinking taxed as wage income. Hence, current tax advantage for dividends instead of income.
If you have an LLC, you can distribute profit as dividends and not wages.
Also, was in an investment business, the expenses related to traveling to said location for checking on the investment/business, are business expenses, reducing the net profit that is then subject to tax. He could also use the LLC to cover other valid expenses related to the investment business and thus have a smaller tax exposure.
AS for retaining the earnings, if he doesn’t need them, then up to certain thresholds, the LLC could retain the earnings, not paying tax now on them, and allow the LLC to use the earnings for business purposes.
But has I intended with the don’t quote me, the specifics are very pertinent and I may be misinterpreting.
October 17, 2012 at 3:11 PM in reply to: rental sale pending- need interest bearing ideas for proceeds #752722ParticipantI’ll go with Flu’s mortgage thru Bank of Parent idea.
Daughter lives in a better place cheaper, Dad keeps interest, daughter get’s equity upside. Equity downside, daughter get’s Dad showing the landlord ropes when they turn it into a rental.
Don’t quote me, but I think you could structure the mortgage through an LLC, bundle the payments to you as either retained earnings or dividends and then write off of taxes two trips a year to ‘check’ on your investment target market.
Not sure how many wins that is for you and daughter’s family but it looks like a lot.
Participant[quote=UCGal]
… I’ve been taking an unofficial poll among coworkers and friends this morning. Most women felt he was condescending…
[/quote]I’ve talked with people too and got the opposite results. Let’s chalk it up to poll bias on both our parts.
[quote=UCGal]
I took issue with the idea that flex work hours are ONLY needed by women.
[/quote]Again, not something he said, that’s something you’re reading into it. You heard that, I heard companies need to make an effort to hire and be flexible if they want a bigger talent pool.
[quote=UCGal]
And the implication that without flex work hours, women won’t take a job. That’s bogus.
[/quote]He gave an anecdote, one that ironically does reflect what I’ve personally seen. He didn’t say they wouldn’t he said “But number two, because I recognized that if you’re going to have women in the workforce that sometimes you need to be more flexible”
[quote=UCGal]
Men WANT flexibility as well. It’s not just a woman issue – it’s a PARENT issue.
[/quote]Yes it is, but the question was about women.
[quote=UCGal]
FWIW – my husband has selected jobs that require less travel because of his family commitments. That happened after we had kids. He’s also the one that leaves early to take our son to baseball practice. We both parent, we compare schedules and work commitments, and figure out, on a case by case basis, who’s going to take off work to take the kid to the dentist, or stay home with a sick kid.
[/quote]Yes, as have I. Now, are most men in the workforce like your husband and I or do those items fall more often to women?
[quote=UCGal]
To imply it’s entirely the woman’s responsibility it is an outdated notion. And his answer that flex hours are something that women want (implying it’s not important for men) is also antiquated.[/quote]Again, he didn’t say that. You’re projecting that. It was a question about women. And his answer was focused on women.
Participant[quote=UCGal]I found his entire answer kind of off the topic of the original question… and VERY condescending.
– the question was about equal pay. He didn’t answer it.
– He then went on about how hard it was to find qualified women for jobs (so women aren’t as qualified? I guess women are dumber, less educated, less ambitious? Is that what he thinks?)
– And how women need special perks like flex hours (like men never need to get off early to take Jr. to soccer practice? I work in a male dominated field… I can tell you that men use flex hours FAR more than I do.)He never addressed the issue of equal pay – but his public statements about the Lilly Ledbetter act suggest he does not support equal pay for equal work.
I was bristling the entire time he was answering that question…. I kept expecting him to start talking about the mommy track and how women could never be as good as men because they’re home taking care of their menfolk.[/quote]
I thought his answer basically showed he was going to take effort to make equal opportunity.
His comments about flexibility, and his point that companies will need to be flexible if they want the skills women have, is spot on. It’s not that women need flexibility, they WANT flexibility. Hence his comment about one wanting the flexibility for their children. What I’ve personally seen is often, women don’t even apply because they assume the hours are long, of they need to travel and they prioritize their family and business unless they make a concerted effort don’t even see them.
That said, it would have been really simple for him to say, people working the same job, accomplishing the same things, should make the equal pay.
And that becomes the crux, because the 72% number is an aggregate and not a control, job, industry, time in job measure.
Overall, I thought the debate boiled down to
“he’s a liar!”
“no, you’re the liar!” -
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