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no_such_reality
Participant[quote=bearishgurl]
If Trump should get elected, I predict he will find a cabinet post for every . single . one of his Republican opponents … yeah, even “little Marco.”[/quote]True, he plays political back scratch game very well to get his projects approved.
What you described is old boys money club, and wow would his followers get sold down the river.
As for California, it’s still frankly irrelevant in the general election. Our electoral votes are awarded via overall popular vote outcome, winner take all. Not in county by county matchup.
no_such_reality
Participant[quote=zk][quote=no_such_reality]IMHO, in a Clinton v. Trump v. Rubio/Cruz: Clinton wins in a Reaganesuqe electoral landslide as Trump/RubioCruz splits the Repub votes and Clinton takes all expect for probably Texas.
[/quote]
You’re probably right. But a lot of people really don’t like Hillary.[/quote]
In a three party race, it’s like 70% have to dislike her more than dump after eight more months of dumping.
That or maybe they’re smart and they’re thinking just make a blowhard cuckold of a president to gridlock everything.
no_such_reality
Participant[quote=]This is nothing more than an attempt to take the market back to the days of cherry picking risk––figuring out how to sell policies to only the healthy people.[/quote]
This is what we had prior to ACA, which was great, as long as you didn’t get sick, injured, or developed something like a skin cancer.
no_such_reality
ParticipantNo way BG, the only thing in his positions that makes any sense is saying medical providers need transparency in pricing, the rest is ill thought out hot air. Much like build a wall and make Mexico pay for it, which is a policy position of his. Or the even deeper, balance the budget and cut taxes.
The budget is posted, go balance it…
no_such_reality
ParticipantI understand the basic appeal at a visceral level, but do most of them not recognize every trait of their worst boss ever whenever he wants his way?
Do they truly not realize that “you’re fired” would be applied to them before the end of the first day if they ever set forth in a Drumpf business?
I’m genuinely curious as I don’t believe the majority are overtly racist or total suck-ups. Are they just oblivious and uninformed as to who Drumpf really is? Or like Drumpf, are they just a bully at heart wishing they could throw money and their ‘weight’ around?
no_such_reality
ParticipantIMHO, in a Clinton v. Trump v. Rubio/Cruz: Clinton wins in a Reaganesuqe electoral landslide as Trump/RubioCruz splits the Repub votes and Clinton takes all expect for probably Texas.
We’ve already seen it before with Clinton, Perot and Bush with Clinton claiming all the electoral votes of Georgia with 43% of the vote. All of California’s electoral votes with 46% of the vote. etc.
no_such_reality
ParticipantBest Facebook comment I’ve seen on Trump.
2016: Trump can’t win.
2017: President Trump can’t do that, can he?
2018: Are you watching the Hunger Games tonight, I hope my district wins!
no_such_reality
ParticipantWith most of us in Cali, luckily, neither our primary or general election is likely to matter in either case. Whomever has the Dem label will win 53/41. Republican are free to vote for anybody without really impacting the state result and up to 20% (10%) overall without risking the result.
I just hope the Cali voters are smart enough to find another candidate if HRC or Trump aren’t their preferred since it won’t impact the end results.
no_such_reality
Participant[quote=bearishgurl][quote=FlyerInHi]When the predicted debt crisis hits and we have 20% interest rates then house prices will come down. …[/quote]If that happens, I’ll be loving it … regardless of the fluctuating value of whichever residence I own at the time. I’m too old to recover from any over-exposure to the “stock market casino.” :=0[/quote]
Except if the stock market casino implodes, CalPERs implodes and then the State and local Governments implode and Stockton will be a wishful memory.
no_such_reality
ParticipantCalifornia runs the California exchange. California communicates enrollment info. California screws it up. And many other states too, I’m sure
As for your premiums rocketing and blaming ACA, frankly you apparently haven’t been listening for the last 20 years as businesses have been complaining about double digit premium growth since then.
Your just seeing it for a change. Nothing new. My prior employer screwed up my coverage the same way. People make mistakes and the more protected they are the more careless they are in performing their job duties
You rant you want to exclude coverage, what do you think your premiums will do when everyone under 50 starts dumping coverage for Alzheimer’s, dementia and all the other typically older conditions?
no_such_reality
ParticipantDepends, a one off for a remodel repair gets leeway, IMHO, time is tight on the weekend to crunch the work out.
Things like bikes, hobbies (car restoration), Yard work I’d say 8am.
Local variations exist, ie Phoenix, Vegas, desert communities, during summer, 6am is acceptable as everybody wants to beat the heat.
If you’re starting it and letting it idle, let it wait. If you want to leave for a ride, go for a ride and just trying to minimize the roar until on main road.
If you need to pump your throttle and do vroom vroom engine revving thing to keep it running, fix your bike.
no_such_reality
ParticipantSame issue with the under 25 crowd. Not sure what the complaint is other than the State department is being incompetent in execution in checking out make sure the State isn’t getting bilked.
[quote=bearishgurl]Okay, my peeps (both over 55) are gone now and had documentation in their CC accounts that they had proved their (W-2) incomes to CC in January and early February and have been reinstated … for now, retroactive back to 2/1. CC had bumped them off their plans without even reading their uploads, which is typical.
CC has access to both of their tax return numbers until 2020 and has had that access since the beginning of last year.
However, one of them is likely going to have to “re-prove” her income to CC come June or July. We’ll see what happens. She’s going to check her CC account the 2nd business day of every month (after her premium is paid) to make sure her plan is still active.
enron, yes, the people who create an account on CC and state they are not seeking a subsidy and purchase a CC plan without a subsidy don’t have any problems. But why would anyone want to go thru a bureaucratic gubment middleman (CC) to buy a healthplan if they weren’t eligible for subsidy? What would be the purpose of doing that? They could just log onto a carrier’s website or “ehealthinsurance” as you listed here and probably get the same plan for $14-15 month less because the plan isn’t paying any monthly “commissions” to CC!
I know about all those ways to purchase healthplans off the exchange and will be doing so myself for 2017. I actually purchased my former (“grandfathered”) healthplan online in 2004 but they bumped me off the plan at the end of 2013 when they left CA’s individual market (with 5 other large carriers) because they refused to offer “ACA compliant” plans in CA.
[quote=spdrun] . . . Also, with the realtor example, aren’t most salesmen paid on 1099? That’s not reported till the end of the year, not reported monthly. . . . [/quote]If a CC enrollee who is accepting a subsidy is over 55 and DID NOT prove their income last year with W2’s, then they will likely find themselves having to prove their income several times annually to keep their subsidy. If any of their reported income was through commissions, then yes, they wouldn’t get that 1099 until the following January and CC knows this. The commissioned salesperson over 55 years of age will be required to prove when they were paid commissions by scanning and uploading their (dated) commission stmts or checkstubs into the CC website.
An “over-55” CC enrollees’ CC file is automatically sent electronically to their County SS Dept who will “work it up” for Medi-Cal eligibility at the same time the enrollee is covered with a subsidy helping to pay their premiums. County Medi-Cal workers have the authority to go into a CC enrollee’s CC case and change their income numbers as they see fit, without informing the enrollee and often do. (For instance, remove military retirement income, adjust interest or dividend income or a remove a deduction they don’t feel qualifies for MAGI, etc). For those who have reported W-2 income in the previous year and/or listed it in their current income on CalHEERS, the Medi-Cal worker in their county will cull the state EDD index beginning one month after every quarter (4/30, 7/31, 10/31 and 1/31, after employers have reported earnings) to try to match CC enrollees’ reported or projected earnings with what their employer reported. If employers reported less monthly earnings than the Medi-Cal threshold for the enrollee’s filing status (or in any months leading up to the current month), that is cause for Medi-Cal forced placement. It doesn’t matter if the employee may have been on FML or ran out of leave and that is why their paycheck(s) were short for that month or a period of months. It only matters that their gross pay for one or more months fell below 138% of the “poverty level,” rendering them “Medi-Cal eligible.”
CC enrollees below 55 years of age aren’t scrutinized as closely and their tax returns (usually reporting W-2 income) are accepted at face value because for them, their Medi-Cal premium may cost just as much or more than the subsidy they are receiving and more importantly, the law does not provide for Medi-Cal estate recovery for CC enrollees under the age of 55. There is little incentive for CC or County SS Depts to go through all that extra work of constantly monitoring younger CC enrollees’ CC accounts and hassling them for proof of income when the state wouldn’t be allowed to place any liens on them for the cost of Medi-Cal managed care premiums. In most cases, it’s cheaper to give them a subsidy if they have an easily proveable W-2 income within $15K annually of the Medi-Cal threshold.
Boomers are an absolute cash cow for states who adopted expanded Medicaid under the ACA and CA is wasting no time making sure they are going to get their cut. Our homes and other properties are sitting ducks for attachment and the state is chomping at the bit to obtain the right to start their tab running and lay claim on them.[/quote]
no_such_reality
ParticipantI don’t know Trumps popularity, I often suspect it’s much like the Germans thrall with Hitler in the 30s. Some probably are as flu asserts, most I suspect just feel a generalized resentment.
I won’t debate the merits of H1bs, used as intended and implied it’s beneficial, personally, I’ve seen it misused far more than used appropriately.. Both illegal immigration, and it’s real,problem counterpart, illegal labor, and H1bs both, IMHO, result in a degradation of our employee quality of life as they’re being utilized today. Not because of the people but because of the exploitive business practices.
BG often asserts that Americans won’t do the meat packing jobs many illegals are doing. She’s probably right, IMHO the reality is cwe shouldn’t be expecting illegals or anybody to work in those conditions.
The voter resentment, I suspect, can’t put that into words, but they see and feel the impacts regularly even while reaping the benefits, low cost meat. They’re anger, IMHO, is misplaced at the H1bs or illegals and instead should be directed at the companies and politicians gaming the system, reaping mass profits while exploiting everything at their expense.
no_such_reality
Participant[quote=spdrun]
Someone with a pretty high credit score probably would, which is probably also why I don’t generally consider people with a credit score less than 740. As an added bonus, if the person works at a large employer, things get a lot more interesting once you start to really get into legality.
If he’s intending to sublet a rental, he’s already shown his attitude to be “f**k the rules.” Credit score, employer, or not.
Personally, I hope he found a place to rent out, just as long as it’s not yours. Or mine. Got to admire anarchic entrepreneurship.[/quote]
He asked for the subletting term to be removed that’s pretty up and up. A sleaseball would rent and attempt to list without any of the information he’s provided.
Frankly, I don’t really see any difference in what he’s doing and a corporation selling a bond. A corporation pledges to provide a cash flow to then use the asset (money) in higher risk activities for greater return. He’s doing the same.
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