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May 23, 2009 at 7:19 AM in reply to: OT: Schwarzenegger proposes the complete elimination of all state welfare programs #404833May 23, 2009 at 7:19 AM in reply to: OT: Schwarzenegger proposes the complete elimination of all state welfare programs #405070
no_such_reality
ParticipantWelcome to the State of Fear.
The politicians will make the cuts in the most painful spots to the paying public.
Instead of eliminating burueacracy, they slash teachers.
Instead of addressing out of control pensions, they threatening to cut firefighters.
Instead of tackling the $3.3Billion in fraud in MediCal, they slash programs.
May 23, 2009 at 7:19 AM in reply to: OT: Schwarzenegger proposes the complete elimination of all state welfare programs #405132ParticipantWelcome to the State of Fear.
The politicians will make the cuts in the most painful spots to the paying public.
Instead of eliminating burueacracy, they slash teachers.
Instead of addressing out of control pensions, they threatening to cut firefighters.
Instead of tackling the $3.3Billion in fraud in MediCal, they slash programs.
May 23, 2009 at 7:19 AM in reply to: OT: Schwarzenegger proposes the complete elimination of all state welfare programs #405279ParticipantWelcome to the State of Fear.
The politicians will make the cuts in the most painful spots to the paying public.
Instead of eliminating burueacracy, they slash teachers.
Instead of addressing out of control pensions, they threatening to cut firefighters.
Instead of tackling the $3.3Billion in fraud in MediCal, they slash programs.
Participant[quote=Eugene][quote=meadandale]
There is no justification for salaries AS HIGH or higher than the private sector IN CONJUNCTION WITH gold plated retirement benefits.I mean, come on, retiring at 50 with 100% of your highest salary FOR LIFE?[/quote]
If you believe that, why are you still employed in the private sector?
Senior programmers often make 100-120K in San Diego, to 150K in Silicon Valley. An equivalent state job for a guy with similar experience would pay 60-75K. People ONLY take those public sector jobs because of benefits. Because public sector salaries suck.
[/quote]
That’s because their skills and work ethic is usually snuffed out by the third year. They then just start the 27 year druggery march to not violate a explicit direction or policy until they retire.
Participant[quote=Eugene][quote=meadandale]
There is no justification for salaries AS HIGH or higher than the private sector IN CONJUNCTION WITH gold plated retirement benefits.I mean, come on, retiring at 50 with 100% of your highest salary FOR LIFE?[/quote]
If you believe that, why are you still employed in the private sector?
Senior programmers often make 100-120K in San Diego, to 150K in Silicon Valley. An equivalent state job for a guy with similar experience would pay 60-75K. People ONLY take those public sector jobs because of benefits. Because public sector salaries suck.
[/quote]
That’s because their skills and work ethic is usually snuffed out by the third year. They then just start the 27 year druggery march to not violate a explicit direction or policy until they retire.
Participant[quote=Eugene][quote=meadandale]
There is no justification for salaries AS HIGH or higher than the private sector IN CONJUNCTION WITH gold plated retirement benefits.I mean, come on, retiring at 50 with 100% of your highest salary FOR LIFE?[/quote]
If you believe that, why are you still employed in the private sector?
Senior programmers often make 100-120K in San Diego, to 150K in Silicon Valley. An equivalent state job for a guy with similar experience would pay 60-75K. People ONLY take those public sector jobs because of benefits. Because public sector salaries suck.
[/quote]
That’s because their skills and work ethic is usually snuffed out by the third year. They then just start the 27 year druggery march to not violate a explicit direction or policy until they retire.
Participant[quote=Eugene][quote=meadandale]
There is no justification for salaries AS HIGH or higher than the private sector IN CONJUNCTION WITH gold plated retirement benefits.I mean, come on, retiring at 50 with 100% of your highest salary FOR LIFE?[/quote]
If you believe that, why are you still employed in the private sector?
Senior programmers often make 100-120K in San Diego, to 150K in Silicon Valley. An equivalent state job for a guy with similar experience would pay 60-75K. People ONLY take those public sector jobs because of benefits. Because public sector salaries suck.
[/quote]
That’s because their skills and work ethic is usually snuffed out by the third year. They then just start the 27 year druggery march to not violate a explicit direction or policy until they retire.
Participant[quote=Eugene][quote=meadandale]
There is no justification for salaries AS HIGH or higher than the private sector IN CONJUNCTION WITH gold plated retirement benefits.I mean, come on, retiring at 50 with 100% of your highest salary FOR LIFE?[/quote]
If you believe that, why are you still employed in the private sector?
Senior programmers often make 100-120K in San Diego, to 150K in Silicon Valley. An equivalent state job for a guy with similar experience would pay 60-75K. People ONLY take those public sector jobs because of benefits. Because public sector salaries suck.
[/quote]
That’s because their skills and work ethic is usually snuffed out by the third year. They then just start the 27 year druggery march to not violate a explicit direction or policy until they retire.
ParticipantIt’s a short sale. Listed price means nothing.
ParticipantIt’s a short sale. Listed price means nothing.
ParticipantIt’s a short sale. Listed price means nothing.
ParticipantIt’s a short sale. Listed price means nothing.
ParticipantIt’s a short sale. Listed price means nothing.
Participant[quote=davelj]…I assumed a $375K price and a 5% mortgage, financing the entire balance (to avoid having to think about the opportunity cost of the down payment). I get an interest component of the mortgage payment at $1563 (tax effected at 20% down to $1250), property taxes of $313 (tax effected at 20% down to $250), and a $375 HOA. So, that gets us to $1900 after tax. …
Anyhow… just a few numbers to toss around, although I’m sure you’ve already done this analysis.
[/quote]
You’re just missing that piddly little $450/month Principal payment. And the PMI on the loan, which will be another $200 a month.
So after tax, out of pocket for housing, not including repairs, etc, runs about $2500.
Eventually you’ll get the principal back, maybe. But you’ll need to make payments for about four years before the principal payments cover the future commission…
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