[masayako]

I don’t believe I pay additional premium for fire coverage. Dwelling cover fire. That’s my understanding.

[masayako]

I don’t believe I pay additional premium for fire coverage. Dwelling cover fire. That’s my understanding.

[masayako]

sdr,

What’s the point to keep educating folks who refuse to look at the real numbers? Some of permabears who NEED to believe housing is going to crash ‘sometime in the near future’ so they can get in.

The truth is: they passed the previous dip and missed out the good rate, so now they wishfully hope for a 2nd crash to get in.

My facts: why I bought this year?
1. I bought about a month ago and my monthly payment is $2000. To rent the same house, I will need to pay $2500.

2. Interest rate was low: 4.25% to 4.5% for a 30 yrs fixed when I bought. 27% down I paid with excellent credit.

3. The house I bought was $650k 5 yrs ago and now it is $540k with a better view. 100k cheaper to buy.

4. I cashed out some of my stock gain from investment account (not 401k) to pay the down payment. Not everyone lose money in stock market in the last few years, I was actually up 30%

5. I focused on 92128, 92129, 92064, 92121, 92131 NCC area. As sdr said, one can’t merely depend on macro data to make a local RE decision. Each house is unique and there are deals out there already.

sdr:
I suggest you to stop wasting time to debate with permabears, 🙂 precious time should be spent talking to logical people who really understand the local R.E. market down to the street level. We used to have many like that around here and I learned a lot from them.

To people who debating sdr pointlessly:

I am a housing bear myself but one has to understand the power of govt. manipulation & how monetary system work. Invest in the right place. Take profit and move on to the next wave. You can’t beat them, they won’t allow it. I constantly find a way to work the system. Talking bearishly with no real data is just ignorant. sdr brought local RE data (always) on the table and one should respect that.

If you don’t, good luck. I hope you sit on the sideline based on C-S index or national financial data while we are taking the local good deals out there. Less people want to buy, the better. We don’t need more demands here while the supply is short anyway.

-masayako

[masayako]

sdr,

What’s the point to keep educating folks who refuse to look at the real numbers? Some of permabears who NEED to believe housing is going to crash ‘sometime in the near future’ so they can get in.

The truth is: they passed the previous dip and missed out the good rate, so now they wishfully hope for a 2nd crash to get in.

My facts: why I bought this year?
1. I bought about a month ago and my monthly payment is $2000. To rent the same house, I will need to pay $2500.

2. Interest rate was low: 4.25% to 4.5% for a 30 yrs fixed when I bought. 27% down I paid with excellent credit.

3. The house I bought was $650k 5 yrs ago and now it is $540k with a better view. 100k cheaper to buy.

4. I cashed out some of my stock gain from investment account (not 401k) to pay the down payment. Not everyone lose money in stock market in the last few years, I was actually up 30%

5. I focused on 92128, 92129, 92064, 92121, 92131 NCC area. As sdr said, one can’t merely depend on macro data to make a local RE decision. Each house is unique and there are deals out there already.

sdr:
I suggest you to stop wasting time to debate with permabears, 🙂 precious time should be spent talking to logical people who really understand the local R.E. market down to the street level. We used to have many like that around here and I learned a lot from them.

To people who debating sdr pointlessly:

I am a housing bear myself but one has to understand the power of govt. manipulation & how monetary system work. Invest in the right place. Take profit and move on to the next wave. You can’t beat them, they won’t allow it. I constantly find a way to work the system. Talking bearishly with no real data is just ignorant. sdr brought local RE data (always) on the table and one should respect that.

If you don’t, good luck. I hope you sit on the sideline based on C-S index or national financial data while we are taking the local good deals out there. Less people want to buy, the better. We don’t need more demands here while the supply is short anyway.

-masayako

[masayako]

sdr,

What’s the point to keep educating folks who refuse to look at the real numbers? Some of permabears who NEED to believe housing is going to crash ‘sometime in the near future’ so they can get in.

The truth is: they passed the previous dip and missed out the good rate, so now they wishfully hope for a 2nd crash to get in.

My facts: why I bought this year?
1. I bought about a month ago and my monthly payment is $2000. To rent the same house, I will need to pay $2500.

2. Interest rate was low: 4.25% to 4.5% for a 30 yrs fixed when I bought. 27% down I paid with excellent credit.

3. The house I bought was $650k 5 yrs ago and now it is $540k with a better view. 100k cheaper to buy.

4. I cashed out some of my stock gain from investment account (not 401k) to pay the down payment. Not everyone lose money in stock market in the last few years, I was actually up 30%

5. I focused on 92128, 92129, 92064, 92121, 92131 NCC area. As sdr said, one can’t merely depend on macro data to make a local RE decision. Each house is unique and there are deals out there already.

sdr:
I suggest you to stop wasting time to debate with permabears, 🙂 precious time should be spent talking to logical people who really understand the local R.E. market down to the street level. We used to have many like that around here and I learned a lot from them.

To people who debating sdr pointlessly:

I am a housing bear myself but one has to understand the power of govt. manipulation & how monetary system work. Invest in the right place. Take profit and move on to the next wave. You can’t beat them, they won’t allow it. I constantly find a way to work the system. Talking bearishly with no real data is just ignorant. sdr brought local RE data (always) on the table and one should respect that.

If you don’t, good luck. I hope you sit on the sideline based on C-S index or national financial data while we are taking the local good deals out there. Less people want to buy, the better. We don’t need more demands here while the supply is short anyway.

-masayako

[masayako]

sdr,

What’s the point to keep educating folks who refuse to look at the real numbers? Some of permabears who NEED to believe housing is going to crash ‘sometime in the near future’ so they can get in.

The truth is: they passed the previous dip and missed out the good rate, so now they wishfully hope for a 2nd crash to get in.

My facts: why I bought this year?
1. I bought about a month ago and my monthly payment is $2000. To rent the same house, I will need to pay $2500.

2. Interest rate was low: 4.25% to 4.5% for a 30 yrs fixed when I bought. 27% down I paid with excellent credit.

3. The house I bought was $650k 5 yrs ago and now it is $540k with a better view. 100k cheaper to buy.

4. I cashed out some of my stock gain from investment account (not 401k) to pay the down payment. Not everyone lose money in stock market in the last few years, I was actually up 30%

5. I focused on 92128, 92129, 92064, 92121, 92131 NCC area. As sdr said, one can’t merely depend on macro data to make a local RE decision. Each house is unique and there are deals out there already.

sdr:
I suggest you to stop wasting time to debate with permabears, 🙂 precious time should be spent talking to logical people who really understand the local R.E. market down to the street level. We used to have many like that around here and I learned a lot from them.

To people who debating sdr pointlessly:

I am a housing bear myself but one has to understand the power of govt. manipulation & how monetary system work. Invest in the right place. Take profit and move on to the next wave. You can’t beat them, they won’t allow it. I constantly find a way to work the system. Talking bearishly with no real data is just ignorant. sdr brought local RE data (always) on the table and one should respect that.

If you don’t, good luck. I hope you sit on the sideline based on C-S index or national financial data while we are taking the local good deals out there. Less people want to buy, the better. We don’t need more demands here while the supply is short anyway.

-masayako

[masayako]

sdr,

What’s the point to keep educating folks who refuse to look at the real numbers? Some of permabears who NEED to believe housing is going to crash ‘sometime in the near future’ so they can get in.

The truth is: they passed the previous dip and missed out the good rate, so now they wishfully hope for a 2nd crash to get in.

My facts: why I bought this year?
1. I bought about a month ago and my monthly payment is $2000. To rent the same house, I will need to pay $2500.

2. Interest rate was low: 4.25% to 4.5% for a 30 yrs fixed when I bought. 27% down I paid with excellent credit.

3. The house I bought was $650k 5 yrs ago and now it is $540k with a better view. 100k cheaper to buy.

4. I cashed out some of my stock gain from investment account (not 401k) to pay the down payment. Not everyone lose money in stock market in the last few years, I was actually up 30%

5. I focused on 92128, 92129, 92064, 92121, 92131 NCC area. As sdr said, one can’t merely depend on macro data to make a local RE decision. Each house is unique and there are deals out there already.

sdr:
I suggest you to stop wasting time to debate with permabears, 🙂 precious time should be spent talking to logical people who really understand the local R.E. market down to the street level. We used to have many like that around here and I learned a lot from them.

To people who debating sdr pointlessly:

I am a housing bear myself but one has to understand the power of govt. manipulation & how monetary system work. Invest in the right place. Take profit and move on to the next wave. You can’t beat them, they won’t allow it. I constantly find a way to work the system. Talking bearishly with no real data is just ignorant. sdr brought local RE data (always) on the table and one should respect that.

If you don’t, good luck. I hope you sit on the sideline based on C-S index or national financial data while we are taking the local good deals out there. Less people want to buy, the better. We don’t need more demands here while the supply is short anyway.

-masayako

[masayako]

Thank you all!!

[masayako]

Thank you all!!

[masayako]

Thank you all!!

[masayako]

Thank you all!!

[masayako]

Thank you all!!

[masayako]

May I ask how do you survive 3 yrs without a job and still maintain to raise a family? It must be difficult.

[masayako]

May I ask how do you survive 3 yrs without a job and still maintain to raise a family? It must be difficult.

[masayako]

May I ask how do you survive 3 yrs without a job and still maintain to raise a family? It must be difficult.

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