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LesBaer45
Participant[quote=FlyerInHi]I’m anti-gun as a general rule. There should be more restrictions.
But if we are to have an arms race, I’m playing to win.
I’d rather buy guns as toys than a car. At least guns only appreciate. They will appreciate even more if there are more controls. So buy, buy, buy as much as you can reasonably buy.[/quote]
So basically you are a class A hypocrite when it comes to guns. It’s ok as long as it fits your way of thinking and for your specific situation but not ok if it doesn’t.
Got it.
LesBaer45
ParticipantI was looking at it strictly from a profit perspective so I see your point.
However me being the huge bitter cynic I am, I was referencing my depression era mother. I had her out shopping earlier last week and commented on the crowds. She reminded me that people *will* find a way to spend on Christmas and will deal with the consequences later.
I jumped to the conclusion that ‘crisis fatigue’ has set in and people are going to spend money to make themselves feel better during the holiday.
I’ll retreat back into my wait and see mode and await the first quarter results instead. If those continue to climb then I’d say the recovery continues to gain strength and the economy will wobble forward.
LesBaer45
ParticipantSales numbers don’t impress me.
Margin numbers do. You can have fantastic sales numbers and make very, very little profit.
September 6, 2012 at 6:44 PM in reply to: Whoa: ECB bailout move…Significant, or more hand waving? #751210LesBaer45
Participant[quote=flu]Whatcha guys think about this kicking the can down the road approach latest iteration??[/quote]
To kick the can down the road, you must first position it for the kick.
This is merely setting the can into the upright position in preparation for the act of kicking it.
“This business will get out of control. It will get out of control and we’ll be lucky to live through it.”
LesBaer45
ParticipantMy oldest is finishing a degree in “dental hygiene” before deciding if she wants to pursue being a dentist (gulp!) or some other job that DH will let her get a foot in the door with. Plus it’s a skill sort of like plumbing/welding/HVAC.
Try scoping out any local dental schools or DH classes at a local Community College. They always need “patients” and you can either get ‘free’ or very low fee ($20) cleanings/evaluations.
As a victim / patient of my oldest I should warn you it can take longer than a normal visit since they work in stages and have to have the attending ‘verify’ their work as they go along.
It was a bit awkward and I tried to avoid it but her previously scheduled patient backed out on her. They show no mercy if your patients back out and the “patients” have no compunction at all about just not showing up after promising to be there. Miss enough clinic hours because of this and you flunk. No returns, no refunds. Thanks for playing.
I’ve actually PAID strangers just to show up. The school shes in takes no action at all in finding patients it’s totally up to the student which sucks IMHO. And yes, I’ve PAID for translators for the ones that don’t speak/write English. Please lord, just let her pass. :-/
LesBaer45
ParticipantI don’t know, maybe it’s because I *AM* over 35 but every time I see that symbol FB for FaceBook the first thing that pops in my mind is “Fsck’ed Borrower” from back in the good ole ‘Housing Crash’ days of ought-seven or so. 🙂
Maybe they would have had better luck with FBK or FCB or something?
I sold middle of April and I’m sitting on cash, waiting until late August or so to buy back in.
F’Tech, I’m buying hard asset type companies when I do get back in. 😉
April 22, 2012 at 7:03 PM in reply to: OT: Post your favorite pic of your town/neighborhood that you took. #742018LesBaer45
ParticipantLocal Parking Lot.
[img_assist|nid=16109|title=Friday Afternoon Traffic Jam|desc=Local Parking Lot.|link=node|align=left|width=100|height=75]
LesBaer45
Participant[quote=bearishgurl][quote=paramount] . . . There are a few exceptions of course:
1980 Turbo Trans Am Indy 500 Edition (really any Indy Pace Car)
Early 1970’s Chevelle SS 496
Boss Mustangs (Any year)
Shelby Mustangs (any year)[/quote]I’m very familiar with the Chevelle SS and Shelby-body Mustang and agree both are very well-built and had a massive firewall/engine/hood to save the driver in a front-end collision.
Fun cars to drive, also 🙂
No shoulder straps or airbags, though. These cars do NOT save a driver in a collision from crushing their clavicle against the steering wheel or hitting their kneecap through the keys hanging from the ignition (if wearing shorts).
OTOH, I’ve seen photos from PI cases of people who were blinded (in one eye or both) by airbag deployment in newer cars, even in a low-speed collision – usually under 100 lbs sitting in front seat. I’ve never had an airbag deploy on me so don’t know what it feels like.[/quote]
It hurts. There is a lot of speed/force behind those things, and the covers aren’t exactly buttery smooth. You get a hell of a “rash” from them. Try rubbing one if you are ever near a vehicle that has them deployed.
BTDT you can have the freakin’ T shirt.
The newer cars are getting better at trying to control the deployment to better match the force of impact. Still not perfect but it’s an evolutionary thing.
(Keeper of vehicles until they reach 200k+ or are totaled out)
LesBaer45
ParticipantIt’ll be $4.5 to $5 billion.
40 years from now SD will still be trying to pay it off.
LesBaer45
ParticipantIf you are willing to work through the numbers, these sites can be a great way to kill a lot of time. 😉
http://www.nrel.gov/rredc/pvwatts/grid.html
The price of solar panels continues to drop, but that may not last much longer if import tariffs being talked about come to fruition.
Also as has been discussed previously, the panels are a small fraction of the cost. The inverters, cables, mounting hardware and labor will kill you.
And the cost of batteries as a “standby”? They stomp all over your dead body just for grins.
August 31, 2011 at 7:30 AM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726500LesBaer45
Participant[quote=briansd1]
(long quotes whacked by T. Soprano)
LesBaer45, no way it can work for the general population.
We are programmed to consume. BTW, that’s what capitalism and credit are all about — bringing consumption and development forward. Otherwise, we’d just save and wait until we have the money saved up to consume.
Imagine how the car industry would hit depression if consumers actually started saving to pay cash for their cars. It’s doable and recommended for the individual, but it would be a disaster for the economy.
http://www.youtube.com/watch?v=IyPzGUsYyKM%5B/quote%5D
I’ve always paid cash for the cars with two exceptions. Those were half paid for day one, and put on a ridiculous low rate for 18 months. The first one to “build” credit score early in life, the second one is the current ride to “maintain” credit score after paying off house a couple of years ago.
Clearly I am the biggest hater of America here. 🙂
August 31, 2011 at 7:30 AM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #726585LesBaer45
Participant[quote=briansd1]
(long quotes whacked by T. Soprano)
LesBaer45, no way it can work for the general population.
We are programmed to consume. BTW, that’s what capitalism and credit are all about — bringing consumption and development forward. Otherwise, we’d just save and wait until we have the money saved up to consume.
Imagine how the car industry would hit depression if consumers actually started saving to pay cash for their cars. It’s doable and recommended for the individual, but it would be a disaster for the economy.
http://www.youtube.com/watch?v=IyPzGUsYyKM%5B/quote%5D
I’ve always paid cash for the cars with two exceptions. Those were half paid for day one, and put on a ridiculous low rate for 18 months. The first one to “build” credit score early in life, the second one is the current ride to “maintain” credit score after paying off house a couple of years ago.
Clearly I am the biggest hater of America here. 🙂
August 31, 2011 at 7:30 AM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #727189LesBaer45
Participant[quote=briansd1]
(long quotes whacked by T. Soprano)
LesBaer45, no way it can work for the general population.
We are programmed to consume. BTW, that’s what capitalism and credit are all about — bringing consumption and development forward. Otherwise, we’d just save and wait until we have the money saved up to consume.
Imagine how the car industry would hit depression if consumers actually started saving to pay cash for their cars. It’s doable and recommended for the individual, but it would be a disaster for the economy.
http://www.youtube.com/watch?v=IyPzGUsYyKM%5B/quote%5D
I’ve always paid cash for the cars with two exceptions. Those were half paid for day one, and put on a ridiculous low rate for 18 months. The first one to “build” credit score early in life, the second one is the current ride to “maintain” credit score after paying off house a couple of years ago.
Clearly I am the biggest hater of America here. 🙂
August 31, 2011 at 7:30 AM in reply to: Low Mortgage Interest Rates For Everyone!!!: U.S. May Back Refinance Plan for Mortgages #727347LesBaer45
Participant[quote=briansd1]
(long quotes whacked by T. Soprano)
LesBaer45, no way it can work for the general population.
We are programmed to consume. BTW, that’s what capitalism and credit are all about — bringing consumption and development forward. Otherwise, we’d just save and wait until we have the money saved up to consume.
Imagine how the car industry would hit depression if consumers actually started saving to pay cash for their cars. It’s doable and recommended for the individual, but it would be a disaster for the economy.
http://www.youtube.com/watch?v=IyPzGUsYyKM%5B/quote%5D
I’ve always paid cash for the cars with two exceptions. Those were half paid for day one, and put on a ridiculous low rate for 18 months. The first one to “build” credit score early in life, the second one is the current ride to “maintain” credit score after paying off house a couple of years ago.
Clearly I am the biggest hater of America here. 🙂
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