[KPP]

thanks everybody… all the input is appreciated 🙂

[KPP]

thanks everybody… all the input is appreciated 🙂

[KPP]

thanks everybody… all the input is appreciated 🙂

[KPP]

thanks everybody… all the input is appreciated 🙂

[KPP]

thanks everybody… all the input is appreciated 🙂

[KPP]

meadandale: thanks for the additional info. i’ll tell her about this and see what she has to say, if she’ll listen

ray: i understand. i have also asked her to fax it to another fax number, which there was no receipt. so i asked her to fax it to kinkos, and it still didnt’ work. i didn’t want to keep pushing it (since i don’t have a backbone). u are also correct in saying there are many sides. i think my problem was not demanding the information i should have received by now. i had spoken with 3 different lenders, and i chose joice on the simple fact that i felt like we “clicked” in our conversation and appeared to be on the same page as me. a friend had suggested using all 3 brokers until i got good faith estimates, but i felt that would take too much time to fax 3 copies of everthing out, so i just ended up with joice. the referred loan broker i did get didn’t speak english that well, and i had a hard time understand her. i know this is wrong, but i didn’t want there to be a misunderstanding down the road.

[KPP]

meadandale: thanks for the additional info. i’ll tell her about this and see what she has to say, if she’ll listen

ray: i understand. i have also asked her to fax it to another fax number, which there was no receipt. so i asked her to fax it to kinkos, and it still didnt’ work. i didn’t want to keep pushing it (since i don’t have a backbone). u are also correct in saying there are many sides. i think my problem was not demanding the information i should have received by now. i had spoken with 3 different lenders, and i chose joice on the simple fact that i felt like we “clicked” in our conversation and appeared to be on the same page as me. a friend had suggested using all 3 brokers until i got good faith estimates, but i felt that would take too much time to fax 3 copies of everthing out, so i just ended up with joice. the referred loan broker i did get didn’t speak english that well, and i had a hard time understand her. i know this is wrong, but i didn’t want there to be a misunderstanding down the road.

[KPP]

meadandale: thanks for the additional info. i’ll tell her about this and see what she has to say, if she’ll listen

ray: i understand. i have also asked her to fax it to another fax number, which there was no receipt. so i asked her to fax it to kinkos, and it still didnt’ work. i didn’t want to keep pushing it (since i don’t have a backbone). u are also correct in saying there are many sides. i think my problem was not demanding the information i should have received by now. i had spoken with 3 different lenders, and i chose joice on the simple fact that i felt like we “clicked” in our conversation and appeared to be on the same page as me. a friend had suggested using all 3 brokers until i got good faith estimates, but i felt that would take too much time to fax 3 copies of everthing out, so i just ended up with joice. the referred loan broker i did get didn’t speak english that well, and i had a hard time understand her. i know this is wrong, but i didn’t want there to be a misunderstanding down the road.

[KPP]

meadandale: thanks for the additional info. i’ll tell her about this and see what she has to say, if she’ll listen

ray: i understand. i have also asked her to fax it to another fax number, which there was no receipt. so i asked her to fax it to kinkos, and it still didnt’ work. i didn’t want to keep pushing it (since i don’t have a backbone). u are also correct in saying there are many sides. i think my problem was not demanding the information i should have received by now. i had spoken with 3 different lenders, and i chose joice on the simple fact that i felt like we “clicked” in our conversation and appeared to be on the same page as me. a friend had suggested using all 3 brokers until i got good faith estimates, but i felt that would take too much time to fax 3 copies of everthing out, so i just ended up with joice. the referred loan broker i did get didn’t speak english that well, and i had a hard time understand her. i know this is wrong, but i didn’t want there to be a misunderstanding down the road.

[KPP]

meadandale: thanks for the additional info. i’ll tell her about this and see what she has to say, if she’ll listen

ray: i understand. i have also asked her to fax it to another fax number, which there was no receipt. so i asked her to fax it to kinkos, and it still didnt’ work. i didn’t want to keep pushing it (since i don’t have a backbone). u are also correct in saying there are many sides. i think my problem was not demanding the information i should have received by now. i had spoken with 3 different lenders, and i chose joice on the simple fact that i felt like we “clicked” in our conversation and appeared to be on the same page as me. a friend had suggested using all 3 brokers until i got good faith estimates, but i felt that would take too much time to fax 3 copies of everthing out, so i just ended up with joice. the referred loan broker i did get didn’t speak english that well, and i had a hard time understand her. i know this is wrong, but i didn’t want there to be a misunderstanding down the road.

[KPP]

wow, thank you for that meadandale, very useful information for someone in my boat.

this is only my 2nd time buying a home. the first time was in vegas, and it was such a breeze to get a loan. they ran my credit then BOOM! i had a loan. this was back then, and i’m aware that lending practices have become more stringent.

i think i’m going to take a couple points of advice, getting the documents i deserve and trying to finish this out. if not, i suppose as a last resort, i can finish directly with citibank. i’m sure i can find another home if this doesn’t work out, and like other posts have said, maybe it is a blessing in disguise for me to get a better deal.

thanks again everybody

[KPP]

wow, thank you for that meadandale, very useful information for someone in my boat.

this is only my 2nd time buying a home. the first time was in vegas, and it was such a breeze to get a loan. they ran my credit then BOOM! i had a loan. this was back then, and i’m aware that lending practices have become more stringent.

i think i’m going to take a couple points of advice, getting the documents i deserve and trying to finish this out. if not, i suppose as a last resort, i can finish directly with citibank. i’m sure i can find another home if this doesn’t work out, and like other posts have said, maybe it is a blessing in disguise for me to get a better deal.

thanks again everybody

[KPP]

wow, thank you for that meadandale, very useful information for someone in my boat.

this is only my 2nd time buying a home. the first time was in vegas, and it was such a breeze to get a loan. they ran my credit then BOOM! i had a loan. this was back then, and i’m aware that lending practices have become more stringent.

i think i’m going to take a couple points of advice, getting the documents i deserve and trying to finish this out. if not, i suppose as a last resort, i can finish directly with citibank. i’m sure i can find another home if this doesn’t work out, and like other posts have said, maybe it is a blessing in disguise for me to get a better deal.

thanks again everybody

[KPP]

wow, thank you for that meadandale, very useful information for someone in my boat.

this is only my 2nd time buying a home. the first time was in vegas, and it was such a breeze to get a loan. they ran my credit then BOOM! i had a loan. this was back then, and i’m aware that lending practices have become more stringent.

i think i’m going to take a couple points of advice, getting the documents i deserve and trying to finish this out. if not, i suppose as a last resort, i can finish directly with citibank. i’m sure i can find another home if this doesn’t work out, and like other posts have said, maybe it is a blessing in disguise for me to get a better deal.

thanks again everybody

[KPP]

wow, thank you for that meadandale, very useful information for someone in my boat.

this is only my 2nd time buying a home. the first time was in vegas, and it was such a breeze to get a loan. they ran my credit then BOOM! i had a loan. this was back then, and i’m aware that lending practices have become more stringent.

i think i’m going to take a couple points of advice, getting the documents i deserve and trying to finish this out. if not, i suppose as a last resort, i can finish directly with citibank. i’m sure i can find another home if this doesn’t work out, and like other posts have said, maybe it is a blessing in disguise for me to get a better deal.

thanks again everybody

[Author]

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