[jimmyle]

http://www.sdlookup.com/MLS-076064216-10926_Caminito_Arcada_San_Diego_CA_92131

Here is a nice detached 4b/3b house in Scripps Ranch listing for $485,000 to $530,876 . HOA is only $88/month. If it weren’t the bears here suggested that I waited for atleast another year I would have seriously think about buying it.

Take the Photo Tour.

[jimmyle]

http://www.sdlookup.com/MLS-076064216-10926_Caminito_Arcada_San_Diego_CA_92131

Here is a nice detached 4b/3b house in Scripps Ranch listing for $485,000 to $530,876 . HOA is only $88/month. If it weren’t the bears here suggested that I waited for atleast another year I would have seriously think about buying it.

Take the Photo Tour.

[jimmyle]

http://www.sdlookup.com/MLS-076064216-10926_Caminito_Arcada_San_Diego_CA_92131

Here is a nice detached 4b/3b house in Scripps Ranch listing for $485,000 to $530,876 . HOA is only $88/month. If it weren’t the bears here suggested that I waited for atleast another year I would have seriously think about buying it.

Take the Photo Tour.

[jimmyle]

“Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.”

My wife works for the Navy, I am not sure if this qualifies for the lower rate? Yeah, ideally we should borrow $417K meaning that we should buy a house around $480K max but my wife likes houses that are selling around $530K-$590K at current market. Of course, If prices go down another 10%-15% in a year or two then we won’t have any problem.

[jimmyle]

“Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.”

My wife works for the Navy, I am not sure if this qualifies for the lower rate? Yeah, ideally we should borrow $417K meaning that we should buy a house around $480K max but my wife likes houses that are selling around $530K-$590K at current market. Of course, If prices go down another 10%-15% in a year or two then we won’t have any problem.

[jimmyle]

“Allso be aware that there are programs for teachers, nurses, law enforcement, social workers etc that provide below market rates.”

My wife works for the Navy, I am not sure if this qualifies for the lower rate? Yeah, ideally we should borrow $417K meaning that we should buy a house around $480K max but my wife likes houses that are selling around $530K-$590K at current market. Of course, If prices go down another 10%-15% in a year or two then we won’t have any problem.

[jimmyle]

Would I be able to get a loan with less than 20% down payment in this market? Right now I have about $75K in stocks and cash and can borrow another $30K from my brother.

Assuming that I will buy a $520K house, and put down 15% ($78K). Will I have enough cash for closing cost? My sister-in-law is a realtor and she waives her fee.

Also, Can I borrow the remaining $442K? If I can, how much PMI will be?

I would be a first time home buyer, is there any assitance from the government that I can use?

Thanks,

[jimmyle]

Would I be able to get a loan with less than 20% down payment in this market? Right now I have about $75K in stocks and cash and can borrow another $30K from my brother.

Assuming that I will buy a $520K house, and put down 15% ($78K). Will I have enough cash for closing cost? My sister-in-law is a realtor and she waives her fee.

Also, Can I borrow the remaining $442K? If I can, how much PMI will be?

I would be a first time home buyer, is there any assitance from the government that I can use?

Thanks,

[jimmyle]

Would I be able to get a loan with less than 20% down payment in this market? Right now I have about $75K in stocks and cash and can borrow another $30K from my brother.

Assuming that I will buy a $520K house, and put down 15% ($78K). Will I have enough cash for closing cost? My sister-in-law is a realtor and she waives her fee.

Also, Can I borrow the remaining $442K? If I can, how much PMI will be?

I would be a first time home buyer, is there any assitance from the government that I can use?

Thanks,

[jimmyle]

http://www.ziprealty.com/buy_a_home/logged_in/search/home_detail.jsp?listing_num=066032875&page=1&property_type=CONDO&mls=mls_sandiego&cKey=5fx9p1zb&source=SANDICOR

8994 CAPCANO RD, SD – Mira Mesa, CA 92126

Price Reduced: 06/29/06 — $525,000 to $500,000
Price Reduced: 08/18/06 — $500,000 to $485,000
Price Increased: 10/18/06 — $485,000 to $525,000
Price Reduced: 01/25/07 — $525,000 to $510,000
Price Reduced: 02/16/07 — $510,000 to $505,000
Price Reduced: 02/17/07 — $505,000 to $480,000
Price Reduced: 04/04/07 — $480,000 to $475,000
Price Reduced: 04/24/07 — $475,000 to $470,000
Price Reduced: 05/06/07 — $470,000 to $469,900
Price Reduced: 05/11/07 — $469,900 to $450,000
Price Reduced: 05/19/07 — $450,000 to $449,000
Price Reduced: 06/02/07 — $449,000 to $440,000
Price Reduced: 06/12/07 — $440,000 to $438,000
Price Reduced: 07/10/07 — $438,000 to $398,000
Price Reduced: 09/02/07 — $435,000 to $419,000
Price Reduced: 10/01/07 — $419,000 to $400,000

2nd Place, hopefully

[jimmyle]

http://www.ziprealty.com/buy_a_home/logged_in/search/home_detail.jsp?listing_num=066032875&page=1&property_type=CONDO&mls=mls_sandiego&cKey=5fx9p1zb&source=SANDICOR

8994 CAPCANO RD, SD – Mira Mesa, CA 92126

Price Reduced: 06/29/06 — $525,000 to $500,000
Price Reduced: 08/18/06 — $500,000 to $485,000
Price Increased: 10/18/06 — $485,000 to $525,000
Price Reduced: 01/25/07 — $525,000 to $510,000
Price Reduced: 02/16/07 — $510,000 to $505,000
Price Reduced: 02/17/07 — $505,000 to $480,000
Price Reduced: 04/04/07 — $480,000 to $475,000
Price Reduced: 04/24/07 — $475,000 to $470,000
Price Reduced: 05/06/07 — $470,000 to $469,900
Price Reduced: 05/11/07 — $469,900 to $450,000
Price Reduced: 05/19/07 — $450,000 to $449,000
Price Reduced: 06/02/07 — $449,000 to $440,000
Price Reduced: 06/12/07 — $440,000 to $438,000
Price Reduced: 07/10/07 — $438,000 to $398,000
Price Reduced: 09/02/07 — $435,000 to $419,000
Price Reduced: 10/01/07 — $419,000 to $400,000

2nd Place, hopefully

[jimmyle]

http://www.ziprealty.com/buy_a_home/logged_in/search/home_detail.jsp?listing_num=066032875&page=1&property_type=CONDO&mls=mls_sandiego&cKey=5fx9p1zb&source=SANDICOR

8994 CAPCANO RD, SD – Mira Mesa, CA 92126

Price Reduced: 06/29/06 — $525,000 to $500,000
Price Reduced: 08/18/06 — $500,000 to $485,000
Price Increased: 10/18/06 — $485,000 to $525,000
Price Reduced: 01/25/07 — $525,000 to $510,000
Price Reduced: 02/16/07 — $510,000 to $505,000
Price Reduced: 02/17/07 — $505,000 to $480,000
Price Reduced: 04/04/07 — $480,000 to $475,000
Price Reduced: 04/24/07 — $475,000 to $470,000
Price Reduced: 05/06/07 — $470,000 to $469,900
Price Reduced: 05/11/07 — $469,900 to $450,000
Price Reduced: 05/19/07 — $450,000 to $449,000
Price Reduced: 06/02/07 — $449,000 to $440,000
Price Reduced: 06/12/07 — $440,000 to $438,000
Price Reduced: 07/10/07 — $438,000 to $398,000
Price Reduced: 09/02/07 — $435,000 to $419,000
Price Reduced: 10/01/07 — $419,000 to $400,000

2nd Place, hopefully

[jimmyle]

I am less likely to buy in Poway, Rancho Bernardo, and may be Scripps Ranch and more like to buy in either West Mira Mesa or West Rancho Penaquitos where the risk of fires is less.

[jimmyle]

I am less likely to buy in Poway, Rancho Bernardo, and may be Scripps Ranch and more like to buy in either West Mira Mesa or West Rancho Penaquitos where the risk of fires is less.

[jimmyle]

I am less likely to buy in Poway, Rancho Bernardo, and may be Scripps Ranch and more like to buy in either West Mira Mesa or West Rancho Penaquitos where the risk of fires is less.

[Author]

Posts