[jimmy1977]

We used sunline energy, no pressure sales and competitive prices. The guys who did the install were very professional.

I spoke to Gerry from Sunline energy. Is easy going and explains every step in detail. Comes by at inspects everything that gets done.

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Jimmy

[jimmy1977]

Date: 02/2014
Size: 2.95 KW
Cost: $14K before rebate
Family Size: 2 adults/1 children

Covers almost all of our needs. Changed all our bulbs to LED, the lights outside are on day light based timers. Changed the fridge to be energy efficient.

I would recommend getting micro inverters (one per panel) instead of one for the entire system.

Jimmy

[jimmy1977]

Thanks everyone for the replies I am writing her a letter to see sending it certified demanding that she send me the list of issues she had to fix and also demand she send me the receipts. At this point I am thinking of going the small courts way in case she doesn’t respond to my letter.

Will keep you posted (thanks for the link)

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Jimmy

[jimmy1977]

We had the same issue with our place. We got quotes from Liberty Mutual and Metlife.

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Jimmy

[jimmy1977]

We closed recently in around 25 days went with MDC Financial. Call Matt Young very friendly and professional

[jimmy1977]

I agree at this point I am considering it water under the bridge. Things happen fortunately was not very expensive (! 800 bucks) The new escrow company has been on top of things. They already sent us the title report without us asking for it 🙂 . so I am really hoping this one goes through.

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Jimmy

[jimmy1977]

Hi

I must confess I loved the backyard on the first one, but like the house on the second one. My wife was ok either way. My daughter (who is 19 months) likes the second one a lot better because she has more room to run around.

[jimmy1977]

Hi BearishGurl

Thanks for your comments, after reading through you comments I am starting to think back of the sequence of events

1. We asked for the title report immediately after our offer was accepted, We asked for it three times (me, wife and agent) they sent one after 10 days which was for another property. Makes me wonder if this was on purpose. We finally got the actual one for the property after 20 days.

2. When I called the escrow company to put my good faith money, the escrow company didn’t seem very interested.

3. When we asked the agent how many months the seller was behind, after a week or so they said 6 months.

4. When we were waiting for the loan pay off paper work. We had to send an extension, the sellers never signed and returned that document.

All these makes me wonder. Anyway I cannot fire anyone 🙂 just my issues. So I asked my real estate agent if we can keep looking at properties. I am glad to announce our offer got accepted for another property.

It has been three days, I checked the San diego county tax offices to be sure the taxes were paid – they are. The seller sent us the termite report immediately on acceptance of our offer. The escrow also sent us the title report (for the right house :)) no liens at initial glance. So went ahead and cancelled our contract with the previous house. Too bad we couldn’t get our 3.63% interest rate.

This property feels right to me, no weird liens or tax issues.

Thanks again everyone for your answers. I really appreciate the help.

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Jimmy

[jimmy1977]

Thank you HLS for this advice. I completely agree was a nerve wracking 21 days for us. That has made us sore on this deal even more because when we were going through this trouble to get things in order the seller or their agent could’ve notified me about their situation.

Anyway we will keep this in mind the next time. 🙂

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Jimmy

[jimmy1977]

Hi CA Renter

I think the emotional toll it took on us made us reconsider. We actually had to make arrangements to cut short our travel, find new day care for our toddler. Almost had to find another place to rent. I think these just has made us too bitter to like this house. Plus like I mentioned we had 21 days to close, we removed the inspection/loan contingencies with 15 days – the seller knew their situation and did not inform us, which in my opinion was not very ethical thing to do. Hence our frustration.

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Jimmy

[jimmy1977]

Update on the situation

We heard back from the selling agent. They told us now the house is a short sell. But they claim the bank is ready to close within 14 days. I don’t trust this anymore – we are going to follow bearishgurl’s advice and jump out as soon as our rate lock expires.

[jimmy1977]

Hi HLS

We saw a couple of deals with this clause that beat us out when things earlier in the year. Our agent told us this might be a good distinguishing point in our bid.
Hence we put in the 21 day closing.

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Jimmy

[jimmy1977]

Hi BearishGurl

Thank you very much for that explanation. We are going to follow your advice to the letter. We already called our agent and told her that we don’t want to proceed with this deal if they cannot close by tomorrow (seems highly unlikely).

I agree too bad I spent the money on an appraisal and home inspection, we were hoping that a 21 day closing would entice sellers to pick us over others in this market. My contract called out for completion of inspection within 7 days. The escrow company, the less said the better were highly incompetent they sent us the information for the wrong property twice, we received the report after 15 days, well after the completion of appraisal and inspection. Well thanks again for the detailed explanation with the links. in fact I did check the San Diego County Tax web site and reported to the agents (both ours and sellers) that they hadn’t paid their taxes for the last year. Their agent was surprised to find out about this – in hind sight this should’ve been my first red flag.

Thanks again really appreciate your insight in this matter, I will sleep better knowing I am not losing more money.

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Jimmy

[jimmy1977]

Hi

Thanks for all your comments. We finally heard back from the seller’s agent the escrow has the payoff document The catch now is the seller has to bring money to the table to make this deal work. (Which I am not sure if they have, because of unpaid loans/tax liens etc).

The unfortunate thing for us our great loan rate (3.63%) ends next week and it is it is 90$ per day to hold it. The sellers agent tells us they are working with the bank so that they can walk away from this deal without making any money as long as they don’t have to bring any money to the table. The extra money is supposed to cover legal fees and interest for the unpaid mortgage for the last few months. I still haven’t seen this in writing, The agent reports it maybe 15 days to resolve this with the bank, but I am skeptical this will be case.

I am wondering if it a good time to cut my losses (I have spent for the appraisal and home inspection – not sure if we will recover this). I am hoping our good faith money is returned, I am also wondering if we can ask them to repay us for the appraisal and home inspection if we decide to walk away from this deal.

Thanks again let me know your thoughts.

[jimmy1977]

Well their true colors came out, Bynum and Odom joined the thug Artest 🙂
I am so glad the f!@#$ fakers are done.

Also a shout out to Phil Jackson good luck Sir!!!

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