[Jim Jones]

Can anyone validate my statement below?

Rising interest rates will lower the sale price of the property at the same time lowering the applicable property taxes. Some of this gain will be lost to the increased costs of borrowing. Those with cash available can make large down payments on a house with a lower purchase price stand to gain not only from that but lower borrowing costs associated with a reduced loan amount. Higher interest rates will lower the pool of potential borrows as risk becomes more of a factor for the loan originator increasing the negotiating power of the buyer at the same time lowering demand for homes currently on the market placing further downward pressure on asking prices.

If this is true will rising interest rates convince the small number of responsible savers to enter the market?

[Jim Jones]

Here is a good NYT article on the Supernotes

[Jim Jones]

Here is a good NYT article on the Supernotes

[Jim Jones]

Here is a good NYT article on the Supernotes

[Jim Jones]

Here is a good NYT article on the Supernotes

[Jim Jones]

Here is a good NYT article on the Supernotes

[Jim Jones]

[quote=JC]Anyone ditched their vehicle for different ways to get around? Any tips? I’m trying the biking thing, but would be interested to hear about other modes too (i.e. public transport).[/quote]

When gas hits $4+ this summer or some Middle Eastern drama takes center stage.

http://www.trekbikes.com/us/en/bikes/electric_bikes/

I think electric assist bikes may have the ability to bride the gap between regular rides and those who would commute if San Diego was much flatter. I personally would purchase one of commuting stated to break the bank. I ride in to work a few times per month. Using an electric assist would make it possible to do daily even with a 17 mile ride each way.

[Jim Jones]

[quote=JC]Anyone ditched their vehicle for different ways to get around? Any tips? I’m trying the biking thing, but would be interested to hear about other modes too (i.e. public transport).[/quote]

When gas hits $4+ this summer or some Middle Eastern drama takes center stage.

http://www.trekbikes.com/us/en/bikes/electric_bikes/

I think electric assist bikes may have the ability to bride the gap between regular rides and those who would commute if San Diego was much flatter. I personally would purchase one of commuting stated to break the bank. I ride in to work a few times per month. Using an electric assist would make it possible to do daily even with a 17 mile ride each way.

[Jim Jones]

[quote=JC]Anyone ditched their vehicle for different ways to get around? Any tips? I’m trying the biking thing, but would be interested to hear about other modes too (i.e. public transport).[/quote]

When gas hits $4+ this summer or some Middle Eastern drama takes center stage.

http://www.trekbikes.com/us/en/bikes/electric_bikes/

I think electric assist bikes may have the ability to bride the gap between regular rides and those who would commute if San Diego was much flatter. I personally would purchase one of commuting stated to break the bank. I ride in to work a few times per month. Using an electric assist would make it possible to do daily even with a 17 mile ride each way.

[Jim Jones]

[quote=JC]Anyone ditched their vehicle for different ways to get around? Any tips? I’m trying the biking thing, but would be interested to hear about other modes too (i.e. public transport).[/quote]

When gas hits $4+ this summer or some Middle Eastern drama takes center stage.

http://www.trekbikes.com/us/en/bikes/electric_bikes/

I think electric assist bikes may have the ability to bride the gap between regular rides and those who would commute if San Diego was much flatter. I personally would purchase one of commuting stated to break the bank. I ride in to work a few times per month. Using an electric assist would make it possible to do daily even with a 17 mile ride each way.

[Jim Jones]

[quote=JC]Anyone ditched their vehicle for different ways to get around? Any tips? I’m trying the biking thing, but would be interested to hear about other modes too (i.e. public transport).[/quote]

When gas hits $4+ this summer or some Middle Eastern drama takes center stage.

http://www.trekbikes.com/us/en/bikes/electric_bikes/

I think electric assist bikes may have the ability to bride the gap between regular rides and those who would commute if San Diego was much flatter. I personally would purchase one of commuting stated to break the bank. I ride in to work a few times per month. Using an electric assist would make it possible to do daily even with a 17 mile ride each way.

[Jim Jones]

[quote=svelte][quote=UCGal][quote=Jim Jones]Has anyone considered what percentage of these moves may be due to relocation’s by military personnel?

I know there has been some expansion of the capacity at Naval Base San Diego.[/quote]

If it’s a reassignment to a new base – doesn’t the military do a pack-out and move? I have a number of military family friends – they’ve all been provided with moving services when they were restationed… NOT U-Haul.

I agree with the previous post about U-Haul users trending younger/broker. But I’ve also helped friends with U-Haul moves who were in their 40’s and up – but didn’t want to spend the extra thousands for a professional move. If it’s not being paid for by an employer – it’s hard to justify the order of magnitude in expense.[/quote]

Spot on. Yes, military families are moved by the military using moving companies such as Mayflower, Allied, etc.

Professionals are sometimes moved by their employer who usually use similar companies.

Everybody else will consider U-Haul as an alternative after choking on the cost of Mayflower, Allied, etc.

One final note: I have found the quality of U-Haul trucks to be so abysmal that even when I do local moves I won’t consider them. Penske has been very good to me.[/quote]

UC Gal,

You are correct contract firms are often employed but the option exists for a member to do what is called a Do it Yourself or DITY move. Many people use Uhaul and Budget to rent vehicles for their moves. A link below explains the basics of the program as well as compensation for doing the work yourself.

http://www.military.com/Resources/ResourceFileView?file=Relocation_DITY.htm

[Jim Jones]

[quote=svelte][quote=UCGal][quote=Jim Jones]Has anyone considered what percentage of these moves may be due to relocation’s by military personnel?

I know there has been some expansion of the capacity at Naval Base San Diego.[/quote]

If it’s a reassignment to a new base – doesn’t the military do a pack-out and move? I have a number of military family friends – they’ve all been provided with moving services when they were restationed… NOT U-Haul.

I agree with the previous post about U-Haul users trending younger/broker. But I’ve also helped friends with U-Haul moves who were in their 40’s and up – but didn’t want to spend the extra thousands for a professional move. If it’s not being paid for by an employer – it’s hard to justify the order of magnitude in expense.[/quote]

Spot on. Yes, military families are moved by the military using moving companies such as Mayflower, Allied, etc.

Professionals are sometimes moved by their employer who usually use similar companies.

Everybody else will consider U-Haul as an alternative after choking on the cost of Mayflower, Allied, etc.

One final note: I have found the quality of U-Haul trucks to be so abysmal that even when I do local moves I won’t consider them. Penske has been very good to me.[/quote]

UC Gal,

You are correct contract firms are often employed but the option exists for a member to do what is called a Do it Yourself or DITY move. Many people use Uhaul and Budget to rent vehicles for their moves. A link below explains the basics of the program as well as compensation for doing the work yourself.

http://www.military.com/Resources/ResourceFileView?file=Relocation_DITY.htm

[Jim Jones]

[quote=svelte][quote=UCGal][quote=Jim Jones]Has anyone considered what percentage of these moves may be due to relocation’s by military personnel?

I know there has been some expansion of the capacity at Naval Base San Diego.[/quote]

If it’s a reassignment to a new base – doesn’t the military do a pack-out and move? I have a number of military family friends – they’ve all been provided with moving services when they were restationed… NOT U-Haul.

I agree with the previous post about U-Haul users trending younger/broker. But I’ve also helped friends with U-Haul moves who were in their 40’s and up – but didn’t want to spend the extra thousands for a professional move. If it’s not being paid for by an employer – it’s hard to justify the order of magnitude in expense.[/quote]

Spot on. Yes, military families are moved by the military using moving companies such as Mayflower, Allied, etc.

Professionals are sometimes moved by their employer who usually use similar companies.

Everybody else will consider U-Haul as an alternative after choking on the cost of Mayflower, Allied, etc.

One final note: I have found the quality of U-Haul trucks to be so abysmal that even when I do local moves I won’t consider them. Penske has been very good to me.[/quote]

UC Gal,

You are correct contract firms are often employed but the option exists for a member to do what is called a Do it Yourself or DITY move. Many people use Uhaul and Budget to rent vehicles for their moves. A link below explains the basics of the program as well as compensation for doing the work yourself.

http://www.military.com/Resources/ResourceFileView?file=Relocation_DITY.htm

[Jim Jones]

[quote=svelte][quote=UCGal][quote=Jim Jones]Has anyone considered what percentage of these moves may be due to relocation’s by military personnel?

I know there has been some expansion of the capacity at Naval Base San Diego.[/quote]

If it’s a reassignment to a new base – doesn’t the military do a pack-out and move? I have a number of military family friends – they’ve all been provided with moving services when they were restationed… NOT U-Haul.

I agree with the previous post about U-Haul users trending younger/broker. But I’ve also helped friends with U-Haul moves who were in their 40’s and up – but didn’t want to spend the extra thousands for a professional move. If it’s not being paid for by an employer – it’s hard to justify the order of magnitude in expense.[/quote]

Spot on. Yes, military families are moved by the military using moving companies such as Mayflower, Allied, etc.

Professionals are sometimes moved by their employer who usually use similar companies.

Everybody else will consider U-Haul as an alternative after choking on the cost of Mayflower, Allied, etc.

One final note: I have found the quality of U-Haul trucks to be so abysmal that even when I do local moves I won’t consider them. Penske has been very good to me.[/quote]

UC Gal,

You are correct contract firms are often employed but the option exists for a member to do what is called a Do it Yourself or DITY move. Many people use Uhaul and Budget to rent vehicles for their moves. A link below explains the basics of the program as well as compensation for doing the work yourself.

http://www.military.com/Resources/ResourceFileView?file=Relocation_DITY.htm

[Author]

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