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ibjames
ParticipantYour friend is at the top of the rollercoaster though… so this is just the beginning
ibjames
ParticipantMy wife were recently married, this is our first full year as a married couple for taxes. When we did our taxes this year, we owe a pretty decent amount.
I have 1 selected for deductions and she has 0, when it’s my income, we are fine but when we add another income it goes south fast. If we take off mine and just run with hers we are fine, but add mine and we owe, we go from something like an 1800 return to owing 2200. After state we are creeping towards 4k owed. OUCH!
Are we being dinged for being married w/o children?
March 6, 2007 at 8:30 AM in reply to: Remember the New Paradigm, the Soft Landing and the New Normal? #47004ibjames
Participanthigh fives all around *clap* *clap* *clap*
ibjames
ParticipantI agree mixx, the new hyundai’s look nice also π
ibjames
ParticipantYou think a 2Bed 1 bath home in PB will ever be that price?
ibjames
Participanteh.. my wife drives a used toyota matrix (based off of the corolla) is it luxurious? Nah.. has a leather steering wheel though π I drive a jetta, it’s been paid off for a while now as it’s 7 years old. Would I love to upgrade to a new used truck? Yep.. will I? Nope.. wife’s car is not paid off yet. I want to pay that off then maybe I’ll think about it. Though I probably still won’t because my jetta is a gas sipper.
My personal vices are eating out with my wife and celebrating with friends. I spend a lot there. The latte factor for me is large. We are now cutting down on that π
ibjames
Participant#3 should be doctors, dentists, etc π
ibjames
Participantlol, the troll got a laugh off of this, I sure did.. talk about walking into a forum drenched in gas and asking if anyone has a match
ibjames
ParticipantGood job, (I like the red pill referral) I had the same eye opener but I was the buyer almost signing the loan. π
ibjames
ParticipantI would just like a house.. I’ll even take a townhome with a garage.. my wife and I make a little under $150 and can’t buy a house. What a joke. I’ll live in Clairemont, Linda Vista even.. something with a garage and you can maybe raise a kid in to where he has his own room and the computer isn’t in the living room. Pass the pipe, I must be smoking something. When I moved here with my wife we accepted the fact that any place we look at is going to be smaller and more expensive than anything we could get at home. Little did we know we would have to remove 2 bedrooms off of what we would like to buy in order to afford it.
BTW: I grew up in Milwaukee, WI. I hated Chicago. Urban sprawl, they use space to it’s fullest. Now people are moving out so they can have bigger places, facing huge commutes and traffic. No thanks.
And yes, you can get whatever fruit and other stuff you like. You may not have the “Organic” selection that you have here but you can get most fruits there. Things like Avocado and Pomegranate maybe not so easy.
One thing about SD that I notice is that since it’s full of relocatees that people ARE generally more open to acceptance. They may seem more well travelled because they came from the east coast or midwest to get here. Where in the Midwest not many are moving there, so many have been there all their lives.
I do notice that a trip to Mexico, Phoenix and Las Vegas is very normal here. Back at home a trip to Chicago was a big trip, even though it’s 1.5 hours away. Where else you going to go? MN? Go to mall of america?
Another huge thing SD has over Midwestern cities is culture. I tell you what, my wife is a sushi fanatic now. Never had it till we moved out here. I eat avocado on everything and even want my own tree/bush? so I can pick them. I eat pad thai and drunken noodles on a regular basis and can’t get enough. Being a people that love culture we were missing out on so much.
Sometimes I get down on the thought of being a renter, then I step outside, ride my bike to the beach, or think of the summers back home when you try to maximize your summer because it’s going to be over soon, and I remember why I came here.
I’ll stay a renter, I think things will work out in the end. Once things change in the financing industry for housing loans and the dust settles I think I’ll have a place I never thought I’d be able to get when I initially moved out here.
ibjames
ParticipantNicest people, coldest winters π
ibjames
Participantfunny thing is, people got those houses and they make less than you!
ibjames
ParticipantI don’t fault him at all for being in sales. In all honesty I have questioned things myself. I am not like the typical IT guy, and many have said I should go into sales, but I dont’ have the balls to do it. Living off of a commission takes guts. I have taken the safe route by taking a technical position instead but I seem to hit a ceiling because I don’t live for technology like most guys I know that really climb the ladder. When we can clone a server in real time to a virtual environment without downtime, I just don’t get that hot and bothered by it like my peers.
ibjames
ParticipantI don’t need that type of job or that type of stress. While I do want to be successful money doesn’t own me either.
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