Forum Replies Created
-
AuthorPosts
-
Hobie
ParticipantWhile I disagree in principle to offing oneself, I now have a very different perspective on quality of life issues. Maybe if explicitly discussed in a medical directive so as the fam can hope to understand the wish to avoid pain, quality of life, burden to others, etc. and better cope. Then the bitter pill may be a bit more tolarable to all.
Qualification: Between you, your fam, God, and probably your long term doctor only. No government involvement at any level.
ParticipantSeriously, I think the government already has long term care costs on their radar. I think we are in agreement social security with become nonviable in the near decades.
Now you have a bunch of folks needing expensive end of life care and no way to pay for it, what is government to do. Answer: Physical assisted suicide.
Some politicians have been pitching the foundational ground work to sway public perception in this direction. Including shooting arrows at religious beliefs and institutions.
Risking the tin-foil hat club, you can argue devaluing life is already very active in the pro-choice movement couched in female rights.
Not to go full tilt political, but interesting to consider.
However, I still politicians are not necessarily that forward thinking, but always just looking for hot buttons to secure short term votes to keep themselves alive. (pun intended)
ParticipantNo EV yet. However was thinking for one just for in town errands.
Summer TOU rates not that attractive but winter maybe. I don’t know if SDGE offers better than off peak for EV now. If not, then maybe better in winter vs. summer. But… in long run… just buy gas and drive normal car and plan trips a bit better. Not a real money saver, me thinks. Unless you need to impress neighbor with your ‘green’ agenda. ha.
Maybe other piggs with EV can weigh in.
Gut feeling, just add more solar to below Tier 1 might be more cost effective. But again, I’m on TOU so I haven’t got that far yet. Me thinks, just put your additional new solar capacity in the bank for now.
Lomg story short… just watching and thinking.
ParticipantI’ve been on Time of Use billing for several months now. I also have consciously switched to using the higher wattage items during non-peak hours and opting out of consuming during peak.
Result- damn near the same as prior residential bill!! Granted, the rates during summer are only a few pennies difference peak vs off peak. So we will see how it shakes out during the winter.
Guessing during the summer at least, using a battery during peak hours will be a quite long ROI. Unless you have to use lots of power on-peak.
ParticipantCal Department of Insurance has some good stuff
List of Companies:
https://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/01-ltc/upload/LTCRG2018PolicySummary-2.pdfSelect a company, pricing is at bottom of list:
https://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/01-ltc/pol-comp-forms.cfm#PARTNERSHIPAs mentioned by piggs, not cheap any longer. And now it looks most have about a 3 year max cap on benefits. Except Knights of Columbus at a 10year cap.
I’m new to this so I am learning what the term language all means and slowly getting up to speed.
Note- for inflation they are using 5% compounding. Interesting when thinking about a 3 year benefit period and the difference in pricing.
ParticipantPrepping?? Say it ain’t so flu!
Seriously, do you have problems of power outages? I thinking not, so why a battery? Unless for a rural situation. Why not a generator?
Participant[quote=Myriad]Is there some quantifiable data on the costs now at various ages?[/quote]
http://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/01-ltc/pol-comp-forms.cfmScroll to bottom of each carrier for rates. It sure would be great if there was an excel file of this data .
Good article Alice!
Here is data of rate increases:
http://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/01-ltc/rate-history-active.cfmParticipantThis covers Nursing Home and in home care. Not medical treatment per se but costs for assisted living facility, aids to help dress, clean, feed people who are physically unable and living at home.
I’m told that if you are smart you would buy Long Term Insurance early in life. The policy would compound so you stop paying after a number of years. You can get policies adjusted for inflation and direct payout of remaining policy beneficiary.
Depending on what other medical conditions exist on top of a person with dementia, for example, can live for years but need daily assistance. Relying on family members to step in is not prudent. Medicaid will step in if the patient is destitute. Quality of care becomes an issue at that point.
Participant[quote=FlyerInHi]The USA is just ok. Is saying that being a good American?
https://youtu.be/6mjef8NsNfU%5B/quote%5DQED
ParticipantAt first glance all this gibberish may be just to troll the forum by our most prolific poster, but now I’m not leaning to the lack of objective education and ability to sift through US history for the deeper understanding of what being an American truly stands for.
Participant‘Soyboy’ is a polite way of referring to the ‘pussification’ of America.
Nobody cares what you eat nor if you ride; Bears, babes, or bikes.
Participant[quote=FlyerInHi]Republicans are all about nationalism, nativism, badass military adventurism, etc… [/quote]
You left out: Manspreading.
ParticipantBrian, you really should be cheering Perot. Because of him, we got Bill Clinton. In part, because some of his social views were too progressive (prolife, progay) in a time when that was not popular.
ParticipantFlu: Maybe I’m just old. Drag races *need* to be loud. Quiet electric, albeit fast, just doesn’t do it for me. Part of the full tactile experience.
-
AuthorPosts
