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Ex-SD
ParticipantCarnac says: This is going to be one hell of a rough year for the USA. Over 14,000 businesses that operate in malls and strip centers are expected to fail this year. Many major brands are in a cash crunch and the government can only hand out welfare to a limited number before they run totally out of cash. It’s going to be a year where those who are the strongest and smartest will survive. I will anxiously await the arrival of 2010 to see what happened in 2009. Cut out all your unnecessary expenses, save your cash and watch those who are laden with debt, lose their homes and cars and jobs. It ain’t gonna be pretty.
Housing :
San Diego: Down another 15-20% by the end of the year. I don’t care how much your wife nags…………… you will regret it if you buy in San Diego or Orange County this year.Nationwide: Down the same as San Diego in all of the big, bubble markets but down only 8-10% in the others
Jobs :
San Diego: Unemployment will hit 12-14% % by year endNationwide: Unemployment will hit 10-12%
Oil : Fluctuating between $30-$40 a barrel the entire year
Strength of $ towards Euro:
The Euro will drop substantially this year. The Dollar and the Euro will be trading at a one for one basis by year end. Europe is just now starting to crumble.The Dollar will also gain strongly against the Yen.
Gold: Who knows? I’m not buying any. It’s too volatile.
Good luck to all.
ParticipantCarnac says: This is going to be one hell of a rough year for the USA. Over 14,000 businesses that operate in malls and strip centers are expected to fail this year. Many major brands are in a cash crunch and the government can only hand out welfare to a limited number before they run totally out of cash. It’s going to be a year where those who are the strongest and smartest will survive. I will anxiously await the arrival of 2010 to see what happened in 2009. Cut out all your unnecessary expenses, save your cash and watch those who are laden with debt, lose their homes and cars and jobs. It ain’t gonna be pretty.
Housing :
San Diego: Down another 15-20% by the end of the year. I don’t care how much your wife nags…………… you will regret it if you buy in San Diego or Orange County this year.Nationwide: Down the same as San Diego in all of the big, bubble markets but down only 8-10% in the others
Jobs :
San Diego: Unemployment will hit 12-14% % by year endNationwide: Unemployment will hit 10-12%
Oil : Fluctuating between $30-$40 a barrel the entire year
Strength of $ towards Euro:
The Euro will drop substantially this year. The Dollar and the Euro will be trading at a one for one basis by year end. Europe is just now starting to crumble.The Dollar will also gain strongly against the Yen.
Gold: Who knows? I’m not buying any. It’s too volatile.
Good luck to all.
ParticipantCarnac says: This is going to be one hell of a rough year for the USA. Over 14,000 businesses that operate in malls and strip centers are expected to fail this year. Many major brands are in a cash crunch and the government can only hand out welfare to a limited number before they run totally out of cash. It’s going to be a year where those who are the strongest and smartest will survive. I will anxiously await the arrival of 2010 to see what happened in 2009. Cut out all your unnecessary expenses, save your cash and watch those who are laden with debt, lose their homes and cars and jobs. It ain’t gonna be pretty.
Housing :
San Diego: Down another 15-20% by the end of the year. I don’t care how much your wife nags…………… you will regret it if you buy in San Diego or Orange County this year.Nationwide: Down the same as San Diego in all of the big, bubble markets but down only 8-10% in the others
Jobs :
San Diego: Unemployment will hit 12-14% % by year endNationwide: Unemployment will hit 10-12%
Oil : Fluctuating between $30-$40 a barrel the entire year
Strength of $ towards Euro:
The Euro will drop substantially this year. The Dollar and the Euro will be trading at a one for one basis by year end. Europe is just now starting to crumble.The Dollar will also gain strongly against the Yen.
Gold: Who knows? I’m not buying any. It’s too volatile.
Good luck to all.
ParticipantCarnac says: This is going to be one hell of a rough year for the USA. Over 14,000 businesses that operate in malls and strip centers are expected to fail this year. Many major brands are in a cash crunch and the government can only hand out welfare to a limited number before they run totally out of cash. It’s going to be a year where those who are the strongest and smartest will survive. I will anxiously await the arrival of 2010 to see what happened in 2009. Cut out all your unnecessary expenses, save your cash and watch those who are laden with debt, lose their homes and cars and jobs. It ain’t gonna be pretty.
Housing :
San Diego: Down another 15-20% by the end of the year. I don’t care how much your wife nags…………… you will regret it if you buy in San Diego or Orange County this year.Nationwide: Down the same as San Diego in all of the big, bubble markets but down only 8-10% in the others
Jobs :
San Diego: Unemployment will hit 12-14% % by year endNationwide: Unemployment will hit 10-12%
Oil : Fluctuating between $30-$40 a barrel the entire year
Strength of $ towards Euro:
The Euro will drop substantially this year. The Dollar and the Euro will be trading at a one for one basis by year end. Europe is just now starting to crumble.The Dollar will also gain strongly against the Yen.
Gold: Who knows? I’m not buying any. It’s too volatile.
Good luck to all.
ParticipantBreeze: It looks like HLS answered your questions (but I’m sure you’re still skeptical). 🙂
*Look at it from this perspective: HLS has served as the broker for more than a handful of people who have posted on this site that they would recommend using him to anyone looking for a mortgage.
*Several of these posters were long-time, regular posters who are very savvy and who understand how to do their homework before plunging into business transactions.
*To my knowledge, NO ONE has EVER posted anything negative about a transaction that they had with HLS. To me, this is a very positive indicator that Sheldon is not one of the shady characters that tend to gravitate to the mortgage industry.
*If I needed a mortgage, I would use HLS in a skinny minute.
*If you need a mortgage, why don’t you compare his prices and services with others and then decide if he’s on the up and up? Once you have acquired more information rather than generalities about “ALL” mortgage brokers. You will probably become one of his customers and save yourself a lot of money.
ParticipantBreeze: It looks like HLS answered your questions (but I’m sure you’re still skeptical). 🙂
*Look at it from this perspective: HLS has served as the broker for more than a handful of people who have posted on this site that they would recommend using him to anyone looking for a mortgage.
*Several of these posters were long-time, regular posters who are very savvy and who understand how to do their homework before plunging into business transactions.
*To my knowledge, NO ONE has EVER posted anything negative about a transaction that they had with HLS. To me, this is a very positive indicator that Sheldon is not one of the shady characters that tend to gravitate to the mortgage industry.
*If I needed a mortgage, I would use HLS in a skinny minute.
*If you need a mortgage, why don’t you compare his prices and services with others and then decide if he’s on the up and up? Once you have acquired more information rather than generalities about “ALL” mortgage brokers. You will probably become one of his customers and save yourself a lot of money.
ParticipantBreeze: It looks like HLS answered your questions (but I’m sure you’re still skeptical). 🙂
*Look at it from this perspective: HLS has served as the broker for more than a handful of people who have posted on this site that they would recommend using him to anyone looking for a mortgage.
*Several of these posters were long-time, regular posters who are very savvy and who understand how to do their homework before plunging into business transactions.
*To my knowledge, NO ONE has EVER posted anything negative about a transaction that they had with HLS. To me, this is a very positive indicator that Sheldon is not one of the shady characters that tend to gravitate to the mortgage industry.
*If I needed a mortgage, I would use HLS in a skinny minute.
*If you need a mortgage, why don’t you compare his prices and services with others and then decide if he’s on the up and up? Once you have acquired more information rather than generalities about “ALL” mortgage brokers. You will probably become one of his customers and save yourself a lot of money.
ParticipantBreeze: It looks like HLS answered your questions (but I’m sure you’re still skeptical). 🙂
*Look at it from this perspective: HLS has served as the broker for more than a handful of people who have posted on this site that they would recommend using him to anyone looking for a mortgage.
*Several of these posters were long-time, regular posters who are very savvy and who understand how to do their homework before plunging into business transactions.
*To my knowledge, NO ONE has EVER posted anything negative about a transaction that they had with HLS. To me, this is a very positive indicator that Sheldon is not one of the shady characters that tend to gravitate to the mortgage industry.
*If I needed a mortgage, I would use HLS in a skinny minute.
*If you need a mortgage, why don’t you compare his prices and services with others and then decide if he’s on the up and up? Once you have acquired more information rather than generalities about “ALL” mortgage brokers. You will probably become one of his customers and save yourself a lot of money.
ParticipantBreeze: It looks like HLS answered your questions (but I’m sure you’re still skeptical). 🙂
*Look at it from this perspective: HLS has served as the broker for more than a handful of people who have posted on this site that they would recommend using him to anyone looking for a mortgage.
*Several of these posters were long-time, regular posters who are very savvy and who understand how to do their homework before plunging into business transactions.
*To my knowledge, NO ONE has EVER posted anything negative about a transaction that they had with HLS. To me, this is a very positive indicator that Sheldon is not one of the shady characters that tend to gravitate to the mortgage industry.
*If I needed a mortgage, I would use HLS in a skinny minute.
*If you need a mortgage, why don’t you compare his prices and services with others and then decide if he’s on the up and up? Once you have acquired more information rather than generalities about “ALL” mortgage brokers. You will probably become one of his customers and save yourself a lot of money.
ParticipantHLS: Well stated! And right on the money………………as usual.
J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.
I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.
ParticipantHLS: Well stated! And right on the money………………as usual.
J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.
I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.
ParticipantHLS: Well stated! And right on the money………………as usual.
J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.
I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.
ParticipantHLS: Well stated! And right on the money………………as usual.
J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.
I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.
ParticipantHLS: Well stated! And right on the money………………as usual.
J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.
I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.
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