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evolusd
Participant[quote=FlyerInHi]You sound harsh, BG.
The op sounds reasonable to me. He’s probably a good candidate for a mortgage now but current underwriting standards don’t take this status under account.
He did us all a favor by teaching the banks a lesson. Plus another family is getting to enjoy the house at lower cost.[/quote]
Yea – it was all those evil banks fault!!!
Participantocrenter mentioned San Marcos. We purchased a SFR in the San Elijo Hills community of San Marcos (close to the Carlsbad border) in late 2011 and absolutely love it. Here’s a townhome down the hill from us in your parameters (albeit a bit smaller sf):
http://www.redfin.com/CA/San-Marcos/1677-Avery-Rd-92078/home/7495675
I work in UTC and find the 20 mile commute manageable. If you’re going downtown, might be a bit of a stretch. Nice proximity to the beach and all the shopping you’ll need in San Marcos, Encinitas and Carlsbad Outlets.
Overall, we love the area.
Participant[quote=CA renter][quote=dumbrenter]
No, we don’t have a gun problem. If anything, we have an issue with creating situation where some members in our society decide to take it out on little kids at school. These folks who engage in such acts come from across income demographics but practically all of them have had contact with our medical industry, many of them were on meds, and they had no support system to fall back upon to where they could be cared for.
Our system of government has gradually broken down the bonds of family & community and made everything a matter of an individual and the state. Our material wants have brought both dad & mom to workplace. A home maker and her contributions mean nothing when measured by our liberal economists. There is no value in our society to be a home maker and raise & care for a family. Many of the kids are outsourced to day care centers or left with electronic entertainment. When they act up, they are put on meds. And when they are totally lost and act out their frustration, these same economist geniuses wail against guns.
We created this cruel system ourselves, keep voting for its continuity and when such incidents happen, we get all righteous about the fact that this happens only here among developed economies.I guess blaming guns is a lot easier way out than taking a hard look at our humanity & the cruel system/structures we have created that lets these poor folks fall to such depths that taking it out on little kids at school is the only thing they can do to show their frustration.
In terms of cost, it costs so little to provide a net for these about to be shooting perpetrators, a little bit of care for them, compared to the consequences. But oh no, we cannot talk about that, it is all about the guns.[/quote]
Great post, DR.[/quote]
Agreed – nail on head.
ParticipantMy good friend Chad Iafrate is a retail broker for Cassidy Turley in Carlsbad. He is a stand up guy and knows the pros and cons of all the major centers in the area. Highly recommended.
May 12, 2013 at 8:25 PM in reply to: Construction Defect Lawsuits: has anyone ever taken part in one? #761952ParticipantWe received a letter from a law firm today indicating that a number of homeowners in our new community are joining together for a class action CD suit. We bought the home new from the builder (large national) and have lived here for 1.5 years with very little issues, most of which the builder resolved at our request.
What concerns me is that there are multiple phases left in this development, 30 or so homes still to be built. Prices have increased significantly since we purchased and that trend seems to have some legs, but this CD lawsuit could scare potential homebuyers not only of resale homes in the development, but also the new ones being sold by the builder. Do they have to disclose the CD lawsuit to all their new buyers?
If people have serious issues, I get it; but it seems to me like people (and the attorneys) are hoping to get something for nothing…
Participant[quote=Jazzman]The whole pro-gun argument is pretty vacuous. The overwhelming evidence suggests the higher the rate of gun ownership, and the more lax the gun control measures, the higher the rate of gun-related fatalities. It is so simple a child could understand it. However, common sense has been besmirched by visceral arguments, which emanate from an overly-possessive desire to allow the current status quo to prevail. With the waters so muddied, fallacy can masquerade as reason, and is stoked by prejudice and fear. It is the creation of a pluralistic society that has severed ties with competing interests by allowing corporate hegemony the unfair advantage to influence legislation. For sensible gun control to happen, the debate needs to be kept alive until the next (inevitable) Sandy Hook. Hopefully, the impetuous will compel constituents to pressure their representatives enough to shake-off the NRA’s grip.[/quote]
Interestingly, the Newtown school board just voted to put armed guards at every elementary school. Wasn’t that the NRA’s idea? More ‘good people with guns’ argument.
ParticipantThe commercial bank I work for offers exchange services. PM me if you’d like to chat.
ParticipantMy friends from college started a mortgage company back in 2006 (I thought they were crazy) and I used them for my recent refinance. Local company, great experience, solid group of people.
http://www.integritydirectmortgage.com/
If you want a direct contact with the guy I worked with, PM me.
January 30, 2013 at 9:18 PM in reply to: Hottest Up-Coming Neighborhoods in 2013 : Mira Mesa #758708Participant[quote=AN][quote=flu][quote=livinincali]I used to live in Mira Mesa and I can understand it’s appeals for some demographics, but it’s not for me. Kind of amazing that a community built to be affordable for higher ranking enlisted (E5+) military families is getting to cash out to Engineers and Software Developers. The typical military of today has no shot of owning in Mira Mesa anymore. I wonder if it’s possible that 20 years down the road is goes back to that era of affordability. Probably not as long as QCOM and the businesses it spawned are around.[/quote]
Not when Pardee is selling (pretty well I might add) SFH for $600k+ there..[/quote]Yep, like this one: http://www.sdlookup.com/MLS-120053941-6820_Lopez_Canyon_Way_San_Diego_CA_92126. $705k for a 2500 sq-ft house in MM.[/quote]
This one, I mean.
January 30, 2013 at 9:18 PM in reply to: Hottest Up-Coming Neighborhoods in 2013 : Mira Mesa #758707ParticipantMan…that is one ugly ass house.
ParticipantThere must be some risk involved, because my banks policy is to only provide signature or medallion guarantees to existing, well known clients. Wish I could help!
ParticipantI’ve inquired if we accommodate signature guarantees at my office (commercial bank in UTC). I’ll message you on Tue if we do.
ParticipantDid it a few years back. Everything was tracked on paper, so it was kind of a hassle. Almost not worth the freebies they gave us.
Participantsdrealtor knows this area very well and can definitely provide valuable info. We looked at these areas pretty closely as well, but ended up buying a new home in San Elijo Hills.
Since you have young kids, I’d look more closely at La Costa Valley. I’ve found the newer communities to have more young families and, therefore, a more family friendly atmosphere where kids play together in the afternoons out in the neighborhood.
Just my $0.02.
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