Forum Replies Created
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eclipxe
Participant[quote=capeman]They’re still taking 5% Downs? That means we’re nowhere near bottom.
Congrats on the house though! I can’t wait to get my own home at some point.[/quote]
Thank you! It is pretty anticlimatic. Everyone is very excited around me but I’m just kinda ready to get on with my life and stop checking redfin daily or looking at the daily rates…
I could have done 3.5% (FHA) but I wanted to put a bit more skin in the game, without depleting my cash reserves completely. I do have to pay PMI. I could have done 20% traditional but I need cash on hand to cover some of my taxes from last year.
eclipxe
Participant[quote=capeman]They’re still taking 5% Downs? That means we’re nowhere near bottom.
Congrats on the house though! I can’t wait to get my own home at some point.[/quote]
Thank you! It is pretty anticlimatic. Everyone is very excited around me but I’m just kinda ready to get on with my life and stop checking redfin daily or looking at the daily rates…
I could have done 3.5% (FHA) but I wanted to put a bit more skin in the game, without depleting my cash reserves completely. I do have to pay PMI. I could have done 20% traditional but I need cash on hand to cover some of my taxes from last year.
eclipxe
Participant[quote=capeman]They’re still taking 5% Downs? That means we’re nowhere near bottom.
Congrats on the house though! I can’t wait to get my own home at some point.[/quote]
Thank you! It is pretty anticlimatic. Everyone is very excited around me but I’m just kinda ready to get on with my life and stop checking redfin daily or looking at the daily rates…
I could have done 3.5% (FHA) but I wanted to put a bit more skin in the game, without depleting my cash reserves completely. I do have to pay PMI. I could have done 20% traditional but I need cash on hand to cover some of my taxes from last year.
eclipxe
Participant[quote=capeman]They’re still taking 5% Downs? That means we’re nowhere near bottom.
Congrats on the house though! I can’t wait to get my own home at some point.[/quote]
Thank you! It is pretty anticlimatic. Everyone is very excited around me but I’m just kinda ready to get on with my life and stop checking redfin daily or looking at the daily rates…
I could have done 3.5% (FHA) but I wanted to put a bit more skin in the game, without depleting my cash reserves completely. I do have to pay PMI. I could have done 20% traditional but I need cash on hand to cover some of my taxes from last year.
eclipxe
Participant[quote=CalFord]eclapse,
Being a smart a** does not equate to smarts. Spelling checking in blogs is a desperate act to make a point by a pointless fool.
And to the rest of you clowns, facts speak for themselves. Take YOUR time to acquire the records and do the research, this is YOUR JOB. At my billing rates I do not have the time to render endless published articles on the subject. You are given the basic facts, now get off your asses and do your due diligence.
The “bait” you should take is to pursue reality and not to live in destructive delusions.
[/quote]
I appreciate that – I try to hone my “snark” skills online and come off as the ultimate smart ass. Sweet, mission accomplished!
You’re right about facts, all facts point to you being a bit loony and your rants (while pretty hilarious) are nothing more than delusions from a person with a grudge against the city. That’s fine, paradise* isn’t for everyone.
*see Rainbow Gap
eclipxe
Participant[quote=CalFord]eclapse,
Being a smart a** does not equate to smarts. Spelling checking in blogs is a desperate act to make a point by a pointless fool.
And to the rest of you clowns, facts speak for themselves. Take YOUR time to acquire the records and do the research, this is YOUR JOB. At my billing rates I do not have the time to render endless published articles on the subject. You are given the basic facts, now get off your asses and do your due diligence.
The “bait” you should take is to pursue reality and not to live in destructive delusions.
[/quote]
I appreciate that – I try to hone my “snark” skills online and come off as the ultimate smart ass. Sweet, mission accomplished!
You’re right about facts, all facts point to you being a bit loony and your rants (while pretty hilarious) are nothing more than delusions from a person with a grudge against the city. That’s fine, paradise* isn’t for everyone.
*see Rainbow Gap
eclipxe
Participant[quote=CalFord]eclapse,
Being a smart a** does not equate to smarts. Spelling checking in blogs is a desperate act to make a point by a pointless fool.
And to the rest of you clowns, facts speak for themselves. Take YOUR time to acquire the records and do the research, this is YOUR JOB. At my billing rates I do not have the time to render endless published articles on the subject. You are given the basic facts, now get off your asses and do your due diligence.
The “bait” you should take is to pursue reality and not to live in destructive delusions.
[/quote]
I appreciate that – I try to hone my “snark” skills online and come off as the ultimate smart ass. Sweet, mission accomplished!
You’re right about facts, all facts point to you being a bit loony and your rants (while pretty hilarious) are nothing more than delusions from a person with a grudge against the city. That’s fine, paradise* isn’t for everyone.
*see Rainbow Gap
eclipxe
Participant[quote=CalFord]eclapse,
Being a smart a** does not equate to smarts. Spelling checking in blogs is a desperate act to make a point by a pointless fool.
And to the rest of you clowns, facts speak for themselves. Take YOUR time to acquire the records and do the research, this is YOUR JOB. At my billing rates I do not have the time to render endless published articles on the subject. You are given the basic facts, now get off your asses and do your due diligence.
The “bait” you should take is to pursue reality and not to live in destructive delusions.
[/quote]
I appreciate that – I try to hone my “snark” skills online and come off as the ultimate smart ass. Sweet, mission accomplished!
You’re right about facts, all facts point to you being a bit loony and your rants (while pretty hilarious) are nothing more than delusions from a person with a grudge against the city. That’s fine, paradise* isn’t for everyone.
*see Rainbow Gap
eclipxe
Participant[quote=CalFord]eclapse,
Being a smart a** does not equate to smarts. Spelling checking in blogs is a desperate act to make a point by a pointless fool.
And to the rest of you clowns, facts speak for themselves. Take YOUR time to acquire the records and do the research, this is YOUR JOB. At my billing rates I do not have the time to render endless published articles on the subject. You are given the basic facts, now get off your asses and do your due diligence.
The “bait” you should take is to pursue reality and not to live in destructive delusions.
[/quote]
I appreciate that – I try to hone my “snark” skills online and come off as the ultimate smart ass. Sweet, mission accomplished!
You’re right about facts, all facts point to you being a bit loony and your rants (while pretty hilarious) are nothing more than delusions from a person with a grudge against the city. That’s fine, paradise* isn’t for everyone.
*see Rainbow Gap
eclipxe
Participant[quote=paramount]In the 2+ years I have been on this board, I have never read such dire predictions from so many rational and smart people.
I think a key will be timing, there may be a point when you will need to get out of town – if you wait to long you could be in trouble.
Temecula has a great escape route to the east if things got that bad.
On the other hand, maybe a hidden underground bunker is the way to go.[/quote]
I’ll add that to my list of “why Temecula is awesome”
….
5. Rainbow Gap
6. Great escape route to the east in case of collapse of society
….I’ll setup the first Piggs outpost at the intersection of Rancho Cal and Butterfield. We’ll rendezvous there then head East as a group. Who wants to bring the tacos? TG has the cigars I assume? We can stop by the wineries on our way out and stock up.
See you guys this Summer!
eclipxe
Participant[quote=paramount]In the 2+ years I have been on this board, I have never read such dire predictions from so many rational and smart people.
I think a key will be timing, there may be a point when you will need to get out of town – if you wait to long you could be in trouble.
Temecula has a great escape route to the east if things got that bad.
On the other hand, maybe a hidden underground bunker is the way to go.[/quote]
I’ll add that to my list of “why Temecula is awesome”
….
5. Rainbow Gap
6. Great escape route to the east in case of collapse of society
….I’ll setup the first Piggs outpost at the intersection of Rancho Cal and Butterfield. We’ll rendezvous there then head East as a group. Who wants to bring the tacos? TG has the cigars I assume? We can stop by the wineries on our way out and stock up.
See you guys this Summer!
eclipxe
Participant[quote=paramount]In the 2+ years I have been on this board, I have never read such dire predictions from so many rational and smart people.
I think a key will be timing, there may be a point when you will need to get out of town – if you wait to long you could be in trouble.
Temecula has a great escape route to the east if things got that bad.
On the other hand, maybe a hidden underground bunker is the way to go.[/quote]
I’ll add that to my list of “why Temecula is awesome”
….
5. Rainbow Gap
6. Great escape route to the east in case of collapse of society
….I’ll setup the first Piggs outpost at the intersection of Rancho Cal and Butterfield. We’ll rendezvous there then head East as a group. Who wants to bring the tacos? TG has the cigars I assume? We can stop by the wineries on our way out and stock up.
See you guys this Summer!
eclipxe
Participant[quote=paramount]In the 2+ years I have been on this board, I have never read such dire predictions from so many rational and smart people.
I think a key will be timing, there may be a point when you will need to get out of town – if you wait to long you could be in trouble.
Temecula has a great escape route to the east if things got that bad.
On the other hand, maybe a hidden underground bunker is the way to go.[/quote]
I’ll add that to my list of “why Temecula is awesome”
….
5. Rainbow Gap
6. Great escape route to the east in case of collapse of society
….I’ll setup the first Piggs outpost at the intersection of Rancho Cal and Butterfield. We’ll rendezvous there then head East as a group. Who wants to bring the tacos? TG has the cigars I assume? We can stop by the wineries on our way out and stock up.
See you guys this Summer!
eclipxe
Participant[quote=paramount]In the 2+ years I have been on this board, I have never read such dire predictions from so many rational and smart people.
I think a key will be timing, there may be a point when you will need to get out of town – if you wait to long you could be in trouble.
Temecula has a great escape route to the east if things got that bad.
On the other hand, maybe a hidden underground bunker is the way to go.[/quote]
I’ll add that to my list of “why Temecula is awesome”
….
5. Rainbow Gap
6. Great escape route to the east in case of collapse of society
….I’ll setup the first Piggs outpost at the intersection of Rancho Cal and Butterfield. We’ll rendezvous there then head East as a group. Who wants to bring the tacos? TG has the cigars I assume? We can stop by the wineries on our way out and stock up.
See you guys this Summer!
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