[DWCAP]

Great post poorgradstudent,

I never really ascribed to the whole lifestyle as class thing. Too many people living far above/below their incomes ‘class’ to ever make much sense. One big variable that is just too hard to measure with ‘lifestyle classes’ is retirment. US savings rates are terrible, and will lead to more and more people unable to retire until very late in life if ever. Working till you drop is something that I would not equate with being upper middle class to wealthy. Problem is you dont see it like you do people buying $500 purses or Golf clubs.

[DWCAP]

Great post poorgradstudent,

I never really ascribed to the whole lifestyle as class thing. Too many people living far above/below their incomes ‘class’ to ever make much sense. One big variable that is just too hard to measure with ‘lifestyle classes’ is retirment. US savings rates are terrible, and will lead to more and more people unable to retire until very late in life if ever. Working till you drop is something that I would not equate with being upper middle class to wealthy. Problem is you dont see it like you do people buying $500 purses or Golf clubs.

[DWCAP]

[quote=sdrealtor]Kinda like Earn Free Viagra while working from home selling fake Rolex watches to Porn Stars.
Signed
The Minister of Commerce from Nigeria
[/quote]

Dude! That is my new get rick quick/meet hot babes book! WTF are you doing to me! Now I gotta write something new.

And how did you know I was from Nigeria?

[DWCAP]

[quote=sdrealtor]Kinda like Earn Free Viagra while working from home selling fake Rolex watches to Porn Stars.
Signed
The Minister of Commerce from Nigeria
[/quote]

Dude! That is my new get rick quick/meet hot babes book! WTF are you doing to me! Now I gotta write something new.

And how did you know I was from Nigeria?

[DWCAP]

[quote=sdrealtor]Kinda like Earn Free Viagra while working from home selling fake Rolex watches to Porn Stars.
Signed
The Minister of Commerce from Nigeria
[/quote]

Dude! That is my new get rick quick/meet hot babes book! WTF are you doing to me! Now I gotta write something new.

And how did you know I was from Nigeria?

[DWCAP]

[quote=sdrealtor]Kinda like Earn Free Viagra while working from home selling fake Rolex watches to Porn Stars.
Signed
The Minister of Commerce from Nigeria
[/quote]

Dude! That is my new get rick quick/meet hot babes book! WTF are you doing to me! Now I gotta write something new.

And how did you know I was from Nigeria?

[DWCAP]

[quote=sdrealtor]Kinda like Earn Free Viagra while working from home selling fake Rolex watches to Porn Stars.
Signed
The Minister of Commerce from Nigeria
[/quote]

Dude! That is my new get rick quick/meet hot babes book! WTF are you doing to me! Now I gotta write something new.

And how did you know I was from Nigeria?

[DWCAP]

I am also curious. Do you know any of the seasoning requirments? are most 30-60 days or is it more like 180?

[DWCAP]

I am also curious. Do you know any of the seasoning requirments? are most 30-60 days or is it more like 180?

[DWCAP]

I am also curious. Do you know any of the seasoning requirments? are most 30-60 days or is it more like 180?

[DWCAP]

I am also curious. Do you know any of the seasoning requirments? are most 30-60 days or is it more like 180?

[DWCAP]

I am also curious. Do you know any of the seasoning requirments? are most 30-60 days or is it more like 180?

[DWCAP]

[quote=UCGal][quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)[/quote]

wow, I(HH) am solidly Middle Class according to Bearishgurl, squeeking into Upper class according to UCgal, and upper middle class according to AN.

Maybe part of the problem here is that we all have different definitions of what ‘middle class’ is. I sure as hell dont feel upper class to upper middle. Maybe I am the one who needs to re-define my class structure. I need to take a look at that breakdown UCGal posted. Apparently I am well into the top 10%, and my household average age is only 29. Gotta think about this.

Maybe the other three could tell me how they define the different distinctions? What is ‘middle class’?

[DWCAP]

[quote=UCGal][quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)[/quote]

wow, I(HH) am solidly Middle Class according to Bearishgurl, squeeking into Upper class according to UCgal, and upper middle class according to AN.

Maybe part of the problem here is that we all have different definitions of what ‘middle class’ is. I sure as hell dont feel upper class to upper middle. Maybe I am the one who needs to re-define my class structure. I need to take a look at that breakdown UCGal posted. Apparently I am well into the top 10%, and my household average age is only 29. Gotta think about this.

Maybe the other three could tell me how they define the different distinctions? What is ‘middle class’?

[DWCAP]

[quote=UCGal][quote=bearishgurl]
Household incomes in SD County:

$00 to 45K = low income
$45K to 100K = lower MC income
$100K to 200K = MC income
$200K to 350K = upper MC income
wealth = non RE and non-retirement assets of $1.5M or more
[/quote]

[quote=UCGal]
That translates (approximately) to
lower class = low 60’s or less
lower middle = low 70’s or less
middle = 100k or less
upper middle = mid 130’s or less
upper class = above 130k.
[/quote]

[quote=AN]I see the break down a little differently.

bottom 40% (below $45k) = lower class
40-60% (45-70k) = lower middle class
60-90% (70-130k) = middle class
90-99% (130-???) = upper middle class
top 1% = rich/wealthy[/quote]

I just wanted to put the three breakdowns next to each other. I can go with AN’s breakdown even if it puts very few folks in upper middle class (compared to the number in lower middle class.)[/quote]

wow, I(HH) am solidly Middle Class according to Bearishgurl, squeeking into Upper class according to UCgal, and upper middle class according to AN.

Maybe part of the problem here is that we all have different definitions of what ‘middle class’ is. I sure as hell dont feel upper class to upper middle. Maybe I am the one who needs to re-define my class structure. I need to take a look at that breakdown UCGal posted. Apparently I am well into the top 10%, and my household average age is only 29. Gotta think about this.

Maybe the other three could tell me how they define the different distinctions? What is ‘middle class’?

[Author]

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