[DCRogers]

Okay, someone answer me this: why was there an increase in price in the middle of the series of downward adjustments? “11/02/2007 from $2,450,000-$2,750,000 to $2,950,000”. Is it just so they can “reduce” it later? What gives?

[DCRogers]

My sister-in-law just got an FHA loan in rural Michigan… really bad market there, and no-one else was making loans. They were quite picky about all the loan details (being especially careful about tracking down how she got her HELOC paid off so she could refi…)

[DCRogers]

My sister-in-law just got an FHA loan in rural Michigan… really bad market there, and no-one else was making loans. They were quite picky about all the loan details (being especially careful about tracking down how she got her HELOC paid off so she could refi…)

[DCRogers]

My sister-in-law just got an FHA loan in rural Michigan… really bad market there, and no-one else was making loans. They were quite picky about all the loan details (being especially careful about tracking down how she got her HELOC paid off so she could refi…)

[DCRogers]

My sister-in-law just got an FHA loan in rural Michigan… really bad market there, and no-one else was making loans. They were quite picky about all the loan details (being especially careful about tracking down how she got her HELOC paid off so she could refi…)

[DCRogers]

My sister-in-law just got an FHA loan in rural Michigan… really bad market there, and no-one else was making loans. They were quite picky about all the loan details (being especially careful about tracking down how she got her HELOC paid off so she could refi…)

[DCRogers]

One important bit of advice I haven’t read here yet is to make sure to check the “expense ratio” of the fund you pick… this is the haircut you pay each year for the management of the fund. 1% a year might seem like a little, but through the miracle of compounding, it really eats up your long-term returns.

(I like “index funds” because they tend to have the lowest fees. My current 401(k) has an enormous quantity of high-fee (some almost 3% a year!) choices, and *one* index fund (Vanguard 500 Index (VFINX)). That’s where I am.)

That said, I would save as much as you can now, however poor the options, because when you leave, you can move it all into an IRA and then make whatever choices you want. (Also, in 2010, you’ll be able to convert traditional IRAs into Roths, with no income limit. Check out Suzie Orman. Sweet!)

[DCRogers]

One important bit of advice I haven’t read here yet is to make sure to check the “expense ratio” of the fund you pick… this is the haircut you pay each year for the management of the fund. 1% a year might seem like a little, but through the miracle of compounding, it really eats up your long-term returns.

(I like “index funds” because they tend to have the lowest fees. My current 401(k) has an enormous quantity of high-fee (some almost 3% a year!) choices, and *one* index fund (Vanguard 500 Index (VFINX)). That’s where I am.)

That said, I would save as much as you can now, however poor the options, because when you leave, you can move it all into an IRA and then make whatever choices you want. (Also, in 2010, you’ll be able to convert traditional IRAs into Roths, with no income limit. Check out Suzie Orman. Sweet!)

[DCRogers]

One important bit of advice I haven’t read here yet is to make sure to check the “expense ratio” of the fund you pick… this is the haircut you pay each year for the management of the fund. 1% a year might seem like a little, but through the miracle of compounding, it really eats up your long-term returns.

(I like “index funds” because they tend to have the lowest fees. My current 401(k) has an enormous quantity of high-fee (some almost 3% a year!) choices, and *one* index fund (Vanguard 500 Index (VFINX)). That’s where I am.)

That said, I would save as much as you can now, however poor the options, because when you leave, you can move it all into an IRA and then make whatever choices you want. (Also, in 2010, you’ll be able to convert traditional IRAs into Roths, with no income limit. Check out Suzie Orman. Sweet!)

[DCRogers]

One important bit of advice I haven’t read here yet is to make sure to check the “expense ratio” of the fund you pick… this is the haircut you pay each year for the management of the fund. 1% a year might seem like a little, but through the miracle of compounding, it really eats up your long-term returns.

(I like “index funds” because they tend to have the lowest fees. My current 401(k) has an enormous quantity of high-fee (some almost 3% a year!) choices, and *one* index fund (Vanguard 500 Index (VFINX)). That’s where I am.)

That said, I would save as much as you can now, however poor the options, because when you leave, you can move it all into an IRA and then make whatever choices you want. (Also, in 2010, you’ll be able to convert traditional IRAs into Roths, with no income limit. Check out Suzie Orman. Sweet!)

[DCRogers]

One important bit of advice I haven’t read here yet is to make sure to check the “expense ratio” of the fund you pick… this is the haircut you pay each year for the management of the fund. 1% a year might seem like a little, but through the miracle of compounding, it really eats up your long-term returns.

(I like “index funds” because they tend to have the lowest fees. My current 401(k) has an enormous quantity of high-fee (some almost 3% a year!) choices, and *one* index fund (Vanguard 500 Index (VFINX)). That’s where I am.)

That said, I would save as much as you can now, however poor the options, because when you leave, you can move it all into an IRA and then make whatever choices you want. (Also, in 2010, you’ll be able to convert traditional IRAs into Roths, with no income limit. Check out Suzie Orman. Sweet!)

[DCRogers]

Rustico,

In your opinion, is the housing stock in City Heights really much different from that of Normal Heights and North Park? Other than greater density and lack of upgrading (and perhaps more 2+1(+1+1…) development), it seems more similar than different to me…

If so, that leaves gentrification as the only difference. Fair or wrong?

[DCRogers]

Rustico,

In your opinion, is the housing stock in City Heights really much different from that of Normal Heights and North Park? Other than greater density and lack of upgrading (and perhaps more 2+1(+1+1…) development), it seems more similar than different to me…

If so, that leaves gentrification as the only difference. Fair or wrong?

[DCRogers]

Rustico,

In your opinion, is the housing stock in City Heights really much different from that of Normal Heights and North Park? Other than greater density and lack of upgrading (and perhaps more 2+1(+1+1…) development), it seems more similar than different to me…

If so, that leaves gentrification as the only difference. Fair or wrong?

[DCRogers]

Rustico,

In your opinion, is the housing stock in City Heights really much different from that of Normal Heights and North Park? Other than greater density and lack of upgrading (and perhaps more 2+1(+1+1…) development), it seems more similar than different to me…

If so, that leaves gentrification as the only difference. Fair or wrong?

[Author]

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