[creechrr]

[quote=CDMA ENG]
“Igor… Get the bags”

“Good idea master… You take the blond and I’ll take the one in the turban…” My favorite line…

God I miss Madelene Khan…

CE[/quote]

LOL.

Thanks!

[creechrr]

[quote=CDMA ENG]
“Igor… Get the bags”

“Good idea master… You take the blond and I’ll take the one in the turban…” My favorite line…

God I miss Madelene Khan…

CE[/quote]

LOL.

Thanks!

[creechrr]

We’re all to blame for this mess in varying degrees. We all forgot one of the key rules to life.

“If everyone else was jumping off a bridge, would you jump off a bridge too!?!?!”

Irregardless of what the MSM reports on a daily basis, this mess isn’t anywhere near being over.

I do have hope that some good will come out of this. I’m hopefull that an age of thrift and a true understanding of need will grow.

My son, now three, received his first wallet over the weekend. He has amassed a mighty fortune of $2 from doing chores around the house.

He also learned his first financial lesson. The $2 fortune of his, isn’t near enough to buy a remote control helicopter. I know it’s early and he doesn’t really get the concept yet but, you have to start somewhere.

[creechrr]

We’re all to blame for this mess in varying degrees. We all forgot one of the key rules to life.

“If everyone else was jumping off a bridge, would you jump off a bridge too!?!?!”

Irregardless of what the MSM reports on a daily basis, this mess isn’t anywhere near being over.

I do have hope that some good will come out of this. I’m hopefull that an age of thrift and a true understanding of need will grow.

My son, now three, received his first wallet over the weekend. He has amassed a mighty fortune of $2 from doing chores around the house.

He also learned his first financial lesson. The $2 fortune of his, isn’t near enough to buy a remote control helicopter. I know it’s early and he doesn’t really get the concept yet but, you have to start somewhere.

[creechrr]

We’re all to blame for this mess in varying degrees. We all forgot one of the key rules to life.

“If everyone else was jumping off a bridge, would you jump off a bridge too!?!?!”

Irregardless of what the MSM reports on a daily basis, this mess isn’t anywhere near being over.

I do have hope that some good will come out of this. I’m hopefull that an age of thrift and a true understanding of need will grow.

My son, now three, received his first wallet over the weekend. He has amassed a mighty fortune of $2 from doing chores around the house.

He also learned his first financial lesson. The $2 fortune of his, isn’t near enough to buy a remote control helicopter. I know it’s early and he doesn’t really get the concept yet but, you have to start somewhere.

[creechrr]

We’re all to blame for this mess in varying degrees. We all forgot one of the key rules to life.

“If everyone else was jumping off a bridge, would you jump off a bridge too!?!?!”

Irregardless of what the MSM reports on a daily basis, this mess isn’t anywhere near being over.

I do have hope that some good will come out of this. I’m hopefull that an age of thrift and a true understanding of need will grow.

My son, now three, received his first wallet over the weekend. He has amassed a mighty fortune of $2 from doing chores around the house.

He also learned his first financial lesson. The $2 fortune of his, isn’t near enough to buy a remote control helicopter. I know it’s early and he doesn’t really get the concept yet but, you have to start somewhere.

[creechrr]

We’re all to blame for this mess in varying degrees. We all forgot one of the key rules to life.

“If everyone else was jumping off a bridge, would you jump off a bridge too!?!?!”

Irregardless of what the MSM reports on a daily basis, this mess isn’t anywhere near being over.

I do have hope that some good will come out of this. I’m hopefull that an age of thrift and a true understanding of need will grow.

My son, now three, received his first wallet over the weekend. He has amassed a mighty fortune of $2 from doing chores around the house.

He also learned his first financial lesson. The $2 fortune of his, isn’t near enough to buy a remote control helicopter. I know it’s early and he doesn’t really get the concept yet but, you have to start somewhere.

[creechrr]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

I think you missed Flu’s point. He’s questioning your want/need perspective.

You seem to have you wants and needs confused. Don’t feel bad though, most of the country does. And, it seems as the disease is rapidly spreading across the globe. That’s the pandemic I’m most afraid of. The Swine Flu is a joke by comparison. Resources are finite.

I must admit that at times I also, suffer from want/need inversion. I prefer to pick on American society as the cause. I mean, it can’t be my fault, right?!?! I can’t be expected to be responsible for my own actions. That would just be unAmerican.

[creechrr]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

I think you missed Flu’s point. He’s questioning your want/need perspective.

You seem to have you wants and needs confused. Don’t feel bad though, most of the country does. And, it seems as the disease is rapidly spreading across the globe. That’s the pandemic I’m most afraid of. The Swine Flu is a joke by comparison. Resources are finite.

I must admit that at times I also, suffer from want/need inversion. I prefer to pick on American society as the cause. I mean, it can’t be my fault, right?!?! I can’t be expected to be responsible for my own actions. That would just be unAmerican.

[creechrr]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

I think you missed Flu’s point. He’s questioning your want/need perspective.

You seem to have you wants and needs confused. Don’t feel bad though, most of the country does. And, it seems as the disease is rapidly spreading across the globe. That’s the pandemic I’m most afraid of. The Swine Flu is a joke by comparison. Resources are finite.

I must admit that at times I also, suffer from want/need inversion. I prefer to pick on American society as the cause. I mean, it can’t be my fault, right?!?! I can’t be expected to be responsible for my own actions. That would just be unAmerican.

[creechrr]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

I think you missed Flu’s point. He’s questioning your want/need perspective.

You seem to have you wants and needs confused. Don’t feel bad though, most of the country does. And, it seems as the disease is rapidly spreading across the globe. That’s the pandemic I’m most afraid of. The Swine Flu is a joke by comparison. Resources are finite.

I must admit that at times I also, suffer from want/need inversion. I prefer to pick on American society as the cause. I mean, it can’t be my fault, right?!?! I can’t be expected to be responsible for my own actions. That would just be unAmerican.

[creechrr]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

I think you missed Flu’s point. He’s questioning your want/need perspective.

You seem to have you wants and needs confused. Don’t feel bad though, most of the country does. And, it seems as the disease is rapidly spreading across the globe. That’s the pandemic I’m most afraid of. The Swine Flu is a joke by comparison. Resources are finite.

I must admit that at times I also, suffer from want/need inversion. I prefer to pick on American society as the cause. I mean, it can’t be my fault, right?!?! I can’t be expected to be responsible for my own actions. That would just be unAmerican.

[creechrr]

[quote=SellingMyHome][quote=captcha]Nothing relevant to add. Just curious – how did a $424K loan grew into $450K loan after a $15K cash-out refi and that is after 6 years of paying the mortgage? Did you get an IO or negam?[/quote]

They rolled in closing costs as well.[/quote]

I picked up an that too. After six years of mortgage payments, you still that much?

6 years * 12pmt/year = 72 mortgage payments

72 * ~ $2,000 (low assumption) = $144,000

So, at least $144,000 worth of payments have been made. I’ve never had a mortgage but, something doesn’t add up.

[creechrr]

[quote=SellingMyHome][quote=captcha]Nothing relevant to add. Just curious – how did a $424K loan grew into $450K loan after a $15K cash-out refi and that is after 6 years of paying the mortgage? Did you get an IO or negam?[/quote]

They rolled in closing costs as well.[/quote]

I picked up an that too. After six years of mortgage payments, you still that much?

6 years * 12pmt/year = 72 mortgage payments

72 * ~ $2,000 (low assumption) = $144,000

So, at least $144,000 worth of payments have been made. I’ve never had a mortgage but, something doesn’t add up.

[creechrr]

[quote=SellingMyHome][quote=captcha]Nothing relevant to add. Just curious – how did a $424K loan grew into $450K loan after a $15K cash-out refi and that is after 6 years of paying the mortgage? Did you get an IO or negam?[/quote]

They rolled in closing costs as well.[/quote]

I picked up an that too. After six years of mortgage payments, you still that much?

6 years * 12pmt/year = 72 mortgage payments

72 * ~ $2,000 (low assumption) = $144,000

So, at least $144,000 worth of payments have been made. I’ve never had a mortgage but, something doesn’t add up.

[Author]

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