[cr]

This is the second thread on essentially pulling a fast on one the bank in the form of “interest management”. I’m no expert but I’d bet my last dollar banks have thought of and insultated themselves from any opportunity of losing interest that can be schemed up.

Save for revoloving half a million dollar debt between first year zero interest rate credit cards for 30 years, I can’t imagine any legal or non-pain-in-the-ass way around it.

Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.

[cr]

This is the second thread on essentially pulling a fast on one the bank in the form of “interest management”. I’m no expert but I’d bet my last dollar banks have thought of and insultated themselves from any opportunity of losing interest that can be schemed up.

Save for revoloving half a million dollar debt between first year zero interest rate credit cards for 30 years, I can’t imagine any legal or non-pain-in-the-ass way around it.

Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.

[cr]

This is the second thread on essentially pulling a fast on one the bank in the form of “interest management”. I’m no expert but I’d bet my last dollar banks have thought of and insultated themselves from any opportunity of losing interest that can be schemed up.

Save for revoloving half a million dollar debt between first year zero interest rate credit cards for 30 years, I can’t imagine any legal or non-pain-in-the-ass way around it.

Just take out a 15 year loan. Lower rates, and truly pay it off in half the time, with a ~35% higher monthly payment.

[cr]

“OK. So we live by a beach. And we have great weather. And we’ve got a great football team (so far this year, at least.”

I’ll give you beach and weather, though not exclusively, but I’m going to have to disagree with the Chargers being great this year. 🙂 sorry.

As far the bottom, people will be citing the turn-around the whole way down as they already have been for the past year.

It’s the same as we expected every year to start the turn around, until it finally did.

[cr]

“OK. So we live by a beach. And we have great weather. And we’ve got a great football team (so far this year, at least.”

I’ll give you beach and weather, though not exclusively, but I’m going to have to disagree with the Chargers being great this year. 🙂 sorry.

As far the bottom, people will be citing the turn-around the whole way down as they already have been for the past year.

It’s the same as we expected every year to start the turn around, until it finally did.

[cr]

“OK. So we live by a beach. And we have great weather. And we’ve got a great football team (so far this year, at least.”

I’ll give you beach and weather, though not exclusively, but I’m going to have to disagree with the Chargers being great this year. 🙂 sorry.

As far the bottom, people will be citing the turn-around the whole way down as they already have been for the past year.

It’s the same as we expected every year to start the turn around, until it finally did.

[cr]

“OK. So we live by a beach. And we have great weather. And we’ve got a great football team (so far this year, at least.”

I’ll give you beach and weather, though not exclusively, but I’m going to have to disagree with the Chargers being great this year. 🙂 sorry.

As far the bottom, people will be citing the turn-around the whole way down as they already have been for the past year.

It’s the same as we expected every year to start the turn around, until it finally did.

[cr]

I watched the first 3 minutes and realize the rest is a waste of time.

First – home prices are way higher than that, and most people don’t have 2-3 months of mortgage payments sitting idle in checking
Second – There’s nowhere I know of that you can gain more interest on savings than an 8% HELOC without risk
Third – to take out a HELOC you have to paid equity into it, so new buyers would have to wait years, and even longer in a deflatign market.

If there was a way to truly pay a mortgage off in 1/3 the time by revolving debt and savings it would be more prevalent than a video on youtube.

[cr]

I watched the first 3 minutes and realize the rest is a waste of time.

First – home prices are way higher than that, and most people don’t have 2-3 months of mortgage payments sitting idle in checking
Second – There’s nowhere I know of that you can gain more interest on savings than an 8% HELOC without risk
Third – to take out a HELOC you have to paid equity into it, so new buyers would have to wait years, and even longer in a deflatign market.

If there was a way to truly pay a mortgage off in 1/3 the time by revolving debt and savings it would be more prevalent than a video on youtube.

[cr]

I watched the first 3 minutes and realize the rest is a waste of time.

First – home prices are way higher than that, and most people don’t have 2-3 months of mortgage payments sitting idle in checking
Second – There’s nowhere I know of that you can gain more interest on savings than an 8% HELOC without risk
Third – to take out a HELOC you have to paid equity into it, so new buyers would have to wait years, and even longer in a deflatign market.

If there was a way to truly pay a mortgage off in 1/3 the time by revolving debt and savings it would be more prevalent than a video on youtube.

[cr]

I watched the first 3 minutes and realize the rest is a waste of time.

First – home prices are way higher than that, and most people don’t have 2-3 months of mortgage payments sitting idle in checking
Second – There’s nowhere I know of that you can gain more interest on savings than an 8% HELOC without risk
Third – to take out a HELOC you have to paid equity into it, so new buyers would have to wait years, and even longer in a deflatign market.

If there was a way to truly pay a mortgage off in 1/3 the time by revolving debt and savings it would be more prevalent than a video on youtube.

[cr]

Unfortunately, realtors are claiming that “This is a great time to buy”

When have realtors ever NOT said this? Save the few that actually recognize the bubble popped.

[cr]

Unfortunately, realtors are claiming that “This is a great time to buy”

When have realtors ever NOT said this? Save the few that actually recognize the bubble popped.

[cr]

Unfortunately, realtors are claiming that “This is a great time to buy”

When have realtors ever NOT said this? Save the few that actually recognize the bubble popped.

[cr]

Unfortunately, realtors are claiming that “This is a great time to buy”

When have realtors ever NOT said this? Save the few that actually recognize the bubble popped.

[Author]

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