[Coronita]

[quote=Blogstar]Interesting. One of my nerds may fit in well with something like this.Maybe the one who aces the state exams. Options are good.[/quote]

It’s actually not a bad deal.. Computers are pretty cheap now. Knowledge is pretty much out there, and plenty of tutorials/self taught materials are out there in the open, along with code…

Maybe tedious for a lot of people though.

[Coronita]

[quote=Blogstar]That post is just a little too self indulgent flu, have some pity on the rest of us with stupid kids in lousy schools.[/quote]

It’s free to join 🙂

also,

https://www.change.org/petitions/make-computer-science-count-for-college-admission-in-california-2

California is known as a world leader in driving the digital age through computing and the information technology sector. Yet, few K-12 students have access to high-quality computer science education in the state. A key obstacle is that rigorous, college-preparatory computer science courses do not satisfy a core mathematics or science admission requirement for either the University of California (UC) or California State University (CSU) system. We are seeking that computer science satisfy a core requirement for college admissions.

Computer science is driving job growth and innovation throughout California’s economy and society. By 2018, California will need to fill 517,890 computing-related jobs – about half of a total of 1.1 million STEM jobs. These occupations dominate “help wanted” ads, and computer science is one of the most lucrative and hottest degrees for new college graduates. Rigorous computer science courses develop students’ computational and critical thinking skills and teach them how to create—not just use—new technologies. This fundamental knowledge is needed to prepare students for the 21st century, regardless of their ultimate field of study or occupation.

The limited access to K-12 computer science education in California creates serious gender and equity issues for underserved minorities. Of all California AP Computer Science test takers in 2010-11, only 21% were female, less than 1% were African-American and only 8% were Latino (despite the fact that Latinos make up the majority of California’s public school students). A study by the Computer Science Teachers Association found that the most important factor in whether young women and students of color choose to take computer science is if it counts towards a high school graduation requirement.

Computer science courses do not currently count towards core high school graduation requirements in California—they are treated as electives. Moreover, neither the University of California (UC) nor the California State University (CSU) campuses count computer science as satisfying a mathematics or science requirement towards admission; at best computer science counts as a college-prep elective. Given other academic demands, most college-bound students don’t afford themselves the time to take computer science, nor do students on a vocational pathway.

We are seeking to count computer science as a core subject requirement—mathematics “C” or science “D”—for admission to UC and CSU, rather than as an elective—“G” credit. This change would not require schools to offer computer science or require all students to study it – that is, high school graduation requirements would not change – but would simply allow computer science courses to satisfy existing core college admissions requirements. This change would, on the other hand, encourage students to take computer science and thereby become prepared with 21st century skills for our knowledge-based economy.

To learn more about making computer science count nationally, visit code.org.
For specific information about why it’s important to make computer science count in California, visit access-ca.org – the Alliance for California Computing Education for Students and Schools.

And

http://code.org/promote/ca

California State Facts

77,309 open computing jobs
(growing at 4.3x the state average)
4,324 computer science graduates
311 schools teach computer science

[Coronita]

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[Coronita]

I said this before and I say it again.

A lot of people’s problems in this country isn’t they don’t make enough..Their problem is their spending problem.

Just look at crazy Black Friday, where people get into physical altercations for the privilege of being the first to send their hard earned money (or leveraged borrowed money) overseas for useless crap from Walmart that will inevitably end up in a garage sale at 10 cents on the dollar.

..Or we should just rename Black Friday/Cyber Monday to HappySendYourMoneyToTheFarEastDay….

[Coronita]

[quote=spdrun]I think your kids would rather have a father than a lot of money. Be careful what you wish/plan for.

harvey: sadowski is actually a pretty common name. It means “from the orchard” — his great-great-great-great-great-grandparents were probably fruit farmers.[/quote]

Kid will be an adult by then with her own family…
Ok, maybe 65, tops…..It’s about quality of life…
I won’t make it without some serious medical breakthrough.And even if it happened, good luck finding an insurance policy that will cover it with all the changes happening in insurance/healthcare… .. so that’s why I don’t bother sweating it….

[Coronita]

[quote=no_such_reality]Yes, if they hadn’t spent part, not all, I thought I heard the bank was eating like $90K on the short sale, which means they had something like $650K financed. That’s on a home valued at one point at $1.1M, and pretty consistently two year plus run at million+.

His situation was pretty simple, he worked in a industry that vaporized. Vaporized basically overnight and stayed vaporized for 3+ years.

You can talk trash about buying investment properties, but frankly, you’re talking out of your *ss. As inexperienced landlords, there wasn’t anything they were buying around here, or phoenix, or any other market at that time. And I know plenty of people that did just that, in Phoenix, Vegas, Detroit, etc, all lost their backside.

The only thing they could have done was not tap basically $800K in equity. And most of you are already on record for how stupid you think that is when ‘investment’ properties are around.

In the end, the problem they had was very simple, he lost a job, in an industry that he had 20 years of experience in and wasn’t hiring anyone for 3+ years.

So yea, the world falls apart on you, you don’t have a job, you’re burning up your savings, and the house you’ve raised your family in for the last 11 years, has lost $500K of equity and you’ve only got a $100K of equity left.

You’ve got omnipotent hindsight balls, I’m sure you’d pull the trigger and sell, knowing without a job you can’t find a rental, can’t get another loan for a new place and ‘give it away’.

The denial is strong in this thread with the posters.[/quote]

My solution is simple…. I don’t plan on living past 55-60….It simplifies a lot of things…. My 401k becomes my kid’s inheritance, and my kid’s college is paid by the 529plan… Life insurance makes up a little more, and the remaining money should be able to pay off all homes free and clear…..And there’s plenty of extra-curricular activities I have that I know could guarantee with 99.9% accuracy that that will happen 🙂

[Coronita]

[quote=Jazzman]^^^ 15% in one year?! Sounds more like gouging than market research.[/quote]

The question is whether the OP was way below market or not….

If the asking rent is way out of wack with market price reality, then all he has to do is move… Rent prices can’t be *that* out of wack from market prices…..I don’t think rent gouging really works if there’s no demand for it at that price…. The question is whether a comparable rental is less… Is it?

And the other question.
Was he the only one that got the notice. Maybe his rent was way below market versus everyone else.

[Coronita]

[quote=Jazzman]Kev, if you are all renters in the complex, get together with other tenants and devise a plan of action. There must be others who feel the same way, in which case you have some leverage and can approach the landlord with a request to lower or cap the rent. They’d respond out of fear you’d all given notice which would hurt their bottom line. They sound ruthless so fight fire with fire.[/quote]

waste of time imho…..

Rental market is kinda tight too.

The way things work…Someone has already done some market research…They probably figured out that they could get away with raising rents to that price… It will still be at least market rates, maybe even slightly lower than market rates…. Probably enough to be outraged, but probably not so outrageous it will motivate enough people to move in a meaningful way…

It’s the same feeling the first time I was a renter… Rent prices went up by about $60/month. I was ticked, motivated to find another cheaper place…Spent about 2-3 weeks looking. Figured out that despite the rent increase, it was still a better price than any other property out there for the same price, and plus the hassle of moving…Hence one of the reasons I bought as soon as I could, even in overpriced NorCal

[Coronita]

[quote=Hobie]Rayo in Escondido[/quote]

will check it out. Thanks.

[Coronita]

[quote=6packscaredy][quote=flu][quote=Blogstar]I worry about my kids housing/shelter prospects for the the future as much as college . How about a double whammy , an expensive investment of time and money into college and then poor job prospects, leading to very limited choices on where to live?

Sometimes, I think if it is a matter of having to choose between helping them with college or housing, the more prudent choice is housing. Having established shelter with low carrying costs early on could be more valuable. There are more avenues for accessing college than for accessing housing.

This doesn’t really apply to me because I had zero support, but generally speaking our parents generation didn’t have to worry about job prospects or housing variables to near the degree. I think it would be wise to consider making adjustments.[/quote]

I think it’s gonna be much worse then that.

Here’s what I’m thinking…

1. Housing will be unaffordable for most people.
2. Student loan debt will be up the creek.
3. Job prospects will be fierce with tighter global competition for top paying jobs
4. Taxes will be extremely high for those still working
5. The wealth gap between the people with assets (have’s) versus most that don’t (have not’s) will be even larger.
6. Healthcare will be a huge problem…

Me thinks without a silver spoon from parents, our kids are going to be, well, screwed…..For me, the way I’m looking at it, it’s not just screwing up and screwing myself… That would be too easy. It’s also screwing it up for my kid…

I’m already factoring out of any financial aid that my kid will get.. No way…. So with that out of the way, as soon as my kid is responsible enough, you betcha I’m going to start wealth transferring sooner versus later….

Take care of your own, my friend. No one else is going to…Everyone else is going to be in it for themselves…[/quote]

In the future, happiness will be higher.[/quote]

Maybe, but they way things are going, I doubt we will be the leaders in space and tech…. Kinda hard to when China probing the moon, India is working on probing Mars, and NASA is grounded and we need to hitch a ride with a Russian booster rocket…Just saying….

I think (I hope I’m wrong) the scariest thing is in the future America has 1 generation of kids that are actually behind the rest of the world in tech and innovation because the collective we stopped growing our future generation to be smarter… We can kiss whatever edge we currently have goodbye…

[Coronita]

[quote=paramount]I used Empire Carpets out of Vista last summer for sheet vinyl flooring.

The flooring itself seems to be very good quality, but choices with empire carpet/flooring are limited.

If you’re not in a hurry I would choose home depot over empire carpets/flooring. I’d say not only is Home Depot cheaper than empire, they also offer more choices/selection.

But…Empire really will do the install the next day.[/quote]

Ok good to know.. Not in a hurry. I guess I need to close first (if at all…. fingers crossed)…

[Coronita]

[quote=Blogstar]I worry about my kids housing/shelter prospects for the the future as much as college . How about a double whammy , an expensive investment of time and money into college and then poor job prospects, leading to very limited choices on where to live?

Sometimes, I think if it is a matter of having to choose between helping them with college or housing, the more prudent choice is housing. Having established shelter with low carrying costs early on could be more valuable. There are more avenues for accessing college than for accessing housing.

This doesn’t really apply to me because I had zero support, but generally speaking our parents generation didn’t have to worry about job prospects or housing variables to near the degree. I think it would be wise to consider making adjustments.[/quote]

I think it’s gonna be much worse then that.

Here’s what I’m thinking…

1. Housing will be unaffordable for most people.
2. Student loan debt will be up the creek.
3. Job prospects will be fierce with tighter global competition for top paying jobs
4. Taxes will be extremely high for those still working
5. The wealth gap between the people with assets (have’s) versus most that don’t (have not’s) will be even larger.
6. Healthcare will be a huge problem…

Me thinks without a silver spoon from parents, our kids are going to be, well, screwed…..For me, the way I’m looking at it, it’s not just screwing up and screwing myself… That would be too easy. It’s also screwing it up for my kid…

I’m already factoring out of any financial aid that my kid will get.. No way…. So with that out of the way, as soon as my kid is responsible enough, you betcha I’m going to start wealth transferring sooner versus later….

Take care of your own, my friend. No one else is going to…Everyone else is going to be in it for themselves…

[Coronita]

[quote=Hobie]Visit a wholesale flooring distributor ask for names of good contractors. Better than the Home Depot contractors. Cash talks.

Go with heavy duty or commercial grade vinyl. Cheap stuff tears and dents easily. ( take a look where the refrig rolls in ) Labor cost same just material is a bit higher.

Engineered floor snaps together easily and can be replaced quickly as well. Handyman ok for square/rectangle rooms. More skill needed for nice transitions to other rooms, angles, under stairway thresholds, fireplaces, etc.

Spend the $ to flatten the floor. If not, there will be dips which will flex causing the connection between each board to fail.

One problem w/laminate is the is something heavy drops on it, it will chip. Be sure to include damage replacement costs in lease and note any pre-existing damage w/ photo at time of lease sign. Also water damage will wreak floor too. Nothing new for you here, I’m just on a roll.

Remember to include new baseboards in your budget.

Depending on the property ( style ) some people use different wood floor in each room. Some like the artsy feel, while others do not like the dissymmetry. The advantage is you may find at the wholesale supply small lots of leftover material at a great price. Enough to do a 10×12 room, say.[/quote]

Thanks Hobbie…

Yeah, I’m familiar with water damage on laminate. It just ends up bulging…

It won’t be an artsy place. Lol…

Got any distributors in mind?

[Coronita]

imho it’s only going to get worse.

[Coronita]

[quote=no_such_reality]It’s good to know every still think they know what’s best for someone else to do with their money.[/quote]

lol! You pretty much nailed it…

[Author]

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