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January 20, 2015 at 3:08 PM in reply to: I really regret not buying any netflix shares when they were cheap…. #782199January 20, 2015 at 2:49 PM in reply to: I really regret not buying any netflix shares when they were cheap…. #782196
CoronitaParticipant[quote=AN]It’s never too late :-)[/quote]
@$400/share AH, it’s a little too rich for my blood…
CoronitaParticipantWow… this is pretty messed up..
“The Danish bank today cut its deposit rate to minus 0.2 percent, matching a record low, from minus 0.05 percent and lowered its lending rate to a record 0.05 percent from 0.2 percent. While the bank can adjust rates at any time, it traditionally announces changes on Thursdays and mostly in connection with ECB moves.”
January 18, 2015 at 4:30 PM in reply to: OT:Be careful what you wish for… 28% Capital Gains Tax Proposal #782150CoronitaParticipantEver wonder when politicians go after “rich” and attempt to tax “rich more”….somehow, they always leave out all the corporate tax loopholes…but instead go after the much lower hanging fruit, typical higher W2 wage earners (double income earners) with supplemental dividends/investment income that is slightly 1 step above middle class but certainly not “rich”, the ones that typically can’t dodge the tax bill through some sketchy slight of hand… Funny how that always seems to work…..
January 18, 2015 at 8:35 AM in reply to: OT:Be careful what you wish for… 28% Capital Gains Tax Proposal #782135CoronitaParticipantI wonder if the biggest impact what is being proposed have the biggest impact on the middle class that plans on passing on a small biz or primary home to their kids, especially the baby boomers.
Afterall, if my understanding is correct, the proposal also eliminates the capital gains exemption from properties over $500k (not sure how small farms would work)…So…..upon death, the youngsters will need to cough up the capital gains tax bill or sell the property (and most likely they won’t have the money to pay the tax bill)….So in high cost areas…ouch…..And chances are, most of these middle class heirs won’t have the money for the cap gains bill.
For rich(er) people, this won’t be a problem, since I’m sure aforementioned heirs already have their trust funds set up well before that…
Oh, an foreign money aren’t subject to this, so that’s great news for foreign money…
Can you say, screw the upper middle class again?
CoronitaParticipant[quote=svelte]Autoblog just released stats. Of the cars that debuted at the Detroit Auto Show, the average was:
– 331 HP
– 7 speeds
– 0-60 in 5.6 secondsWhat a world we live in![/quote]
I still like the NSX styling better than the GT. But I like the GT’s drivetrain better…. I wonder how much the GT will be….
That F150 will be interesting… Aluminum body….It went on a serious diet…
January 18, 2015 at 2:53 AM in reply to: OT:Be careful what you wish for… 28% Capital Gains Tax Proposal #782130CoronitaParticipant[quote=AN]With 28% rate, for a married couple making $230,450 or a single person making $189,300, there would be no point in keep stocks for a year for long term cap gain anymore. I wonder if this will drive up volume and volatility. At the very least those W2-er who participate in ESPP, there would be no reason to keep it for a year anymore.[/quote]
Some of us don’t keep the ESPP shares for that LT capital gains anyway, due to the inherent volatility of our employer 🙂
Man…Gotta love that marriage penalty…lol…
January 16, 2015 at 3:29 PM in reply to: OT: Lol Intel lost $4.21 billion in it’s wireless business #782075CoronitaParticipant[quote=The-Shoveler]I am not keen on the chip biz,
I wonder if this is an attempt to take some of QCOM’s biz.
It’s the one thing that kind of worries me about south SD’s housing market, I see it as being overly dependent on QCOM.[/quote]
Intel has an office here 🙂
January 16, 2015 at 3:28 PM in reply to: OT: Lol Intel lost $4.21 billion in it’s wireless business #782074CoronitaParticipant[quote=AN]I’ve been saying this for a few years now. Don’t discount the 800 lb gorilla in the room. Their server biz are making big bucks, which allows them to buy market share in the mobile space until they’re also the 800 lb gorilla in the mobile space as well. You see with the Q4 result that although they’re losing money in the mobile space, they’re still making more money as a whole and beating analyst forecasts. Once they start making money in the mobile space, it’ll be very hard to beat.
With the growth of mobile devices and the cloud, I think Intel have the cloud part locked. Now, it’ll be interesting to see how QCOM response. What I think 2015/2016 will bring is that, Intel’s mobile chip will be good enough for high end smart phones and all tablets compare to QCOM’s ARM offering. There’s also a rise in the 2-in-1 in the PC/tablet biz. I can see OEMs picking Intel chip over ARMs/QCOM for the tablets and high end smartphones. This allow them to have a single BOM for both platforms Windows/Android. This will reduce total engineering cost and all them to sell more accessories, which is where the profit margin is. If they can have a single tablet that can have either Android/Windows, then their accessories will have to support only 1 tablet instead of 2.[/quote]
I can see this on the tablet… I’m having a hard time to picture this on the phone though…Phones still seem to be ARM after ARM after ARM….
CoronitaParticipant[quote=The-Shoveler]Also saw another report saying they cannot find workers for construction or Transport Job’s
Boomer are retiring and the millennials don’t seem to be interested in Blue collar work.[/quote]
In maybe 10 years, they won’t be able to fine software/hard engineers because the fear of outsourcing would have eliminated interest in that line of work.. But, hopefully by then I will be either retired or (to more of a bummer)…dead…
January 12, 2015 at 4:03 PM in reply to: Anyone Have or Have Done a “Dogs of the Dow” Portfolio? #781916CoronitaParticipant[quote=UCGal][quote=flu][quote=UCGal][quote=flu][quote=NicMM]Why don’t we just buy BKR-B? Isn’t it simpler than tracking Dow and adjusting portfolio very year?
NicMM[/quote]
I don’t want to add to that position.[/quote]
What about any of the total market indexes.
I’m sure it includes dogs and diamonds… since it includes everything.[/quote]I have VTSAX, which is a vanguard total stock market.
I guess I was just wondering, if given an amount X that you want to allocate it into the stock market, do you distribute it among different benchmarks, or do you just pick 1 like the total stock index and call it a day?
It just seems like there is a variability in each of the benchmarks, but is it worth being in all of them…Or if you do that over a long period of time, it ends up being noise and no difference than just picking a “total stock market index”?[/quote]
Personally – I keep it simple.
Total stock index fund.
total bond index fund
Some leftover TIPS index fund
and a small int’l equity index fund.The common thread is index funds. My total in the stock/equity side is 60%. My total in the bond side is 40%. That way on days the market takes a dump, my bonds either go up , or go down LESS… Kind of adding hysteresis to the market fluctuation. I don’t try to time anything or go to heavily into any sub group (energy, tech, whatever…) I just keep it simple.
I lost a lot of money when I was buying individual stocks and trying to time the market. I’m not smart enough for that.[/quote]
What bond(s) or bond fund(s) do you have?
CoronitaParticipant[quote=CDMA ENG][quote=flu]I wonder if the victims will go after a civil judgement.[/quote]
Either that or they will declare bankruptcy…
CE[/quote]
That would be the point.
CoronitaParticipantShouldn’t these questions be directed to a divorce attorney?
Seriously, 1 email to your attorney…Maybe $75 for that email.
I don’t think I would trust the opinion/advice on folks on a blog imho especially when it comes to legal matters.
CoronitaParticipantYup, this is definitely the maintenance service from hell….
So… I finally had some time to work on finishing up my car… So….in the process of changing the water pump, I noticed that’s my old water pump!
After the stealership incident, I took my car to an shop that noticed a small leak in the water pump. They charged me to replace the entire pump along with a cracked radiator… Well, looks like they didn’t do anything, except maybe loosened it and added some glue… So the stealership ripped me off by charging me for things they didn’t install (and stole)…And this independent shop ripped me off too and charged me for parts they said but didn’t install…
It gets better…The last mechanic must have overtorqued it, because one of the bolts at the bottom right corner stripped :(.. So off I went to get a nice 6mm tap, and was thinking I would have to take the entire thing off and redrill hole, tap it and what a royal PITA.. As a last of the moment thing, I decided, hey I wonder if a longer bolt would work…
[img_assist|nid=20433|title=effed3|desc=|link=node|align=left|width=300]
Heh heh.. Whew! I don’t care anymore for the beaty contest…
Anyway, got most of it done….I would have finished today, except I lost two clamps to the radiator hoses and two frame bolts. And obviously..Audi/VW specific part only, so Monday it will be!..
Thanks everyone for all the suggestions on getting me out of the earlier jam!!!
Timing Belt on..
[img_assist|nid=20435|title=tbelt|desc=|link=node|align=left|width=500]Rest of belts, pulleys, tensioners on..
[img_assist|nid=20436|title=restofbelts|desc=|link=node|align=left|width=500]Missing hose clamps bolts….
[img_assist|nid=20437|title=frontendmess|desc=|link=node|align=left|width=500]…So….I used zip ties temporarily. Lol….
[img_assist|nid=20438|title=ziptied|desc=|link=node|align=left|width=600]I think I’ll fill it up with coolant and power steering fluid and drive it around the block a few times tomorrow.. I’m sure people are going to be thrilled….
CoronitaParticipantI wonder if the victims will go after a civil judgement.
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