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CoronitaParticipantpk92108,
You're really asking the wrong person here. Because again, I'm not in the market for paying that much for a home. If you were to ask me which would I prefer, the lexington one or the PH. I would take the lexington one, because of the view, sqft, lot size,etc. I don't care about being the first "new" owner. Others may differ.
In general, I wouldn't be spending 1.6 on a home because I don't need it. I have 1 kid 1 live in nanny and occasional relatives that spend the weekend here. 5 bed/3 bath place with a decent room is fine. I don't need a bonus room, entertainment room on top of a family,living,dinning room. Everything else is nice to have. You have to ask yourself if you really need so much room, or need the view. If you go down to say 3100-3500sqft, you have a lot more to work with. There are places in Torrey Hills like Montecito, La estrada, sea country that would be a step down, but around 3100-3500sqft and probably considerably less than plan3. Also, you can consider Breakers which is next to Derby Hills. Plenty of my qcom friends live there. It is still has access to ashley falls elementary. (for now). It still isn't cheap, but there's more competition in this price range. The only thing you have watch out for if you live in Torrey Hills is don't by a home near power line. You shouldn't have a problem unless you decide to buy in Sea Ridge (not Sea Country) or the community behind Sea ridge (forgot the name). Ranking in "niceness" imho from greater to less… Lexington, Breakers, Sea Country, La Estrada, Montecito. You might also opt for a plan 1 or 2 in Derby Hills. View lots are a premium, period. Doesn't matter what plan.
CoronitaParticipantpk92108,
You're really asking the wrong person here. Because again, I'm not in the market for paying that much for a home. If you were to ask me which would I prefer, the lexington one or the PH. I would take the lexington one, because of the view, sqft, lot size,etc. I don't care about being the first "new" owner. Others may differ.
In general, I wouldn't be spending 1.6 on a home because I don't need it. I have 1 kid 1 live in nanny and occasional relatives that spend the weekend here. 5 bed/3 bath place with a decent room is fine. I don't need a bonus room, entertainment room on top of a family,living,dinning room. Everything else is nice to have. You have to ask yourself if you really need so much room, or need the view. If you go down to say 3100-3500sqft, you have a lot more to work with. There are places in Torrey Hills like Montecito, La estrada, sea country that would be a step down, but around 3100-3500sqft and probably considerably less than plan3. Also, you can consider Breakers which is next to Derby Hills. Plenty of my qcom friends live there. It is still has access to ashley falls elementary. (for now). It still isn't cheap, but there's more competition in this price range. The only thing you have watch out for if you live in Torrey Hills is don't by a home near power line. You shouldn't have a problem unless you decide to buy in Sea Ridge (not Sea Country) or the community behind Sea ridge (forgot the name). Ranking in "niceness" imho from greater to less… Lexington, Breakers, Sea Country, La Estrada, Montecito. You might also opt for a plan 1 or 2 in Derby Hills. View lots are a premium, period. Doesn't matter what plan.
CoronitaParticipantpk92108,
You're really asking the wrong person here. Because again, I'm not in the market for paying that much for a home. If you were to ask me which would I prefer, the lexington one or the PH. I would take the lexington one, because of the view, sqft, lot size,etc. I don't care about being the first "new" owner. Others may differ.
In general, I wouldn't be spending 1.6 on a home because I don't need it. I have 1 kid 1 live in nanny and occasional relatives that spend the weekend here. 5 bed/3 bath place with a decent room is fine. I don't need a bonus room, entertainment room on top of a family,living,dinning room. Everything else is nice to have. You have to ask yourself if you really need so much room, or need the view. If you go down to say 3100-3500sqft, you have a lot more to work with. There are places in Torrey Hills like Montecito, La estrada, sea country that would be a step down, but around 3100-3500sqft and probably considerably less than plan3. Also, you can consider Breakers which is next to Derby Hills. Plenty of my qcom friends live there. It is still has access to ashley falls elementary. (for now). It still isn't cheap, but there's more competition in this price range. The only thing you have watch out for if you live in Torrey Hills is don't by a home near power line. You shouldn't have a problem unless you decide to buy in Sea Ridge (not Sea Country) or the community behind Sea ridge (forgot the name). Ranking in "niceness" imho from greater to less… Lexington, Breakers, Sea Country, La Estrada, Montecito. You might also opt for a plan 1 or 2 in Derby Hills. View lots are a premium, period. Doesn't matter what plan.
CoronitaParticipantsimonbart,
If you have non-public information about the company that can materially affect the stock price and you trade on that information, that's inside trading.
Anyway, unless you have a lot of money you're going to dump into your company stock, you're not going to make that much on it anyway. So why take a chance?
Side Note: One correction to something I said earlier. I am playing with one retail company, but it's definitely one that my relative isn't covering in her research.
CoronitaParticipantsimonbart,
If you have non-public information about the company that can materially affect the stock price and you trade on that information, that's inside trading.
Anyway, unless you have a lot of money you're going to dump into your company stock, you're not going to make that much on it anyway. So why take a chance?
Side Note: One correction to something I said earlier. I am playing with one retail company, but it's definitely one that my relative isn't covering in her research.
CoronitaParticipantsimonbart,
If you have non-public information about the company that can materially affect the stock price and you trade on that information, that's inside trading.
Anyway, unless you have a lot of money you're going to dump into your company stock, you're not going to make that much on it anyway. So why take a chance?
Side Note: One correction to something I said earlier. I am playing with one retail company, but it's definitely one that my relative isn't covering in her research.
CoronitaParticipantsimonbart,
If you have non-public information about the company that can materially affect the stock price and you trade on that information, that's inside trading.
Anyway, unless you have a lot of money you're going to dump into your company stock, you're not going to make that much on it anyway. So why take a chance?
Side Note: One correction to something I said earlier. I am playing with one retail company, but it's definitely one that my relative isn't covering in her research.
CoronitaParticipantwhat would happen if he took his 150 and bought another home. one that is at current, cheaper prices, something like a condo in a heavily depressed area (np, mission valley, murrieta, etc). move into it and let everything else go (cc debt, investment props, etc). keep little to nothing, let it all go to repayment. negotiate a manageable repayment schedule for the rest and work for a living.
I don't think he won't be able to qualify for another loan, especially these days. I wonder if the problem is that he can't find renters. If so, I wonder if it would make sense to try to rent some homes as Section 8 housing. Don't know the exact details, but just brainstorming off the top of my head.
If he's headed for BK/foreclosure, I'd take the $150k and hide it somewhere with a trusted person, max out all CC's with cash advances and hide that somewhere.
One thing for sure. If he and his girlfriend are still together after this mess, I have to say that girl is definitely a keeper.
CoronitaParticipantwhat would happen if he took his 150 and bought another home. one that is at current, cheaper prices, something like a condo in a heavily depressed area (np, mission valley, murrieta, etc). move into it and let everything else go (cc debt, investment props, etc). keep little to nothing, let it all go to repayment. negotiate a manageable repayment schedule for the rest and work for a living.
I don't think he won't be able to qualify for another loan, especially these days. I wonder if the problem is that he can't find renters. If so, I wonder if it would make sense to try to rent some homes as Section 8 housing. Don't know the exact details, but just brainstorming off the top of my head.
If he's headed for BK/foreclosure, I'd take the $150k and hide it somewhere with a trusted person, max out all CC's with cash advances and hide that somewhere.
One thing for sure. If he and his girlfriend are still together after this mess, I have to say that girl is definitely a keeper.
CoronitaParticipantwhat would happen if he took his 150 and bought another home. one that is at current, cheaper prices, something like a condo in a heavily depressed area (np, mission valley, murrieta, etc). move into it and let everything else go (cc debt, investment props, etc). keep little to nothing, let it all go to repayment. negotiate a manageable repayment schedule for the rest and work for a living.
I don't think he won't be able to qualify for another loan, especially these days. I wonder if the problem is that he can't find renters. If so, I wonder if it would make sense to try to rent some homes as Section 8 housing. Don't know the exact details, but just brainstorming off the top of my head.
If he's headed for BK/foreclosure, I'd take the $150k and hide it somewhere with a trusted person, max out all CC's with cash advances and hide that somewhere.
One thing for sure. If he and his girlfriend are still together after this mess, I have to say that girl is definitely a keeper.
CoronitaParticipantwhat would happen if he took his 150 and bought another home. one that is at current, cheaper prices, something like a condo in a heavily depressed area (np, mission valley, murrieta, etc). move into it and let everything else go (cc debt, investment props, etc). keep little to nothing, let it all go to repayment. negotiate a manageable repayment schedule for the rest and work for a living.
I don't think he won't be able to qualify for another loan, especially these days. I wonder if the problem is that he can't find renters. If so, I wonder if it would make sense to try to rent some homes as Section 8 housing. Don't know the exact details, but just brainstorming off the top of my head.
If he's headed for BK/foreclosure, I'd take the $150k and hide it somewhere with a trusted person, max out all CC's with cash advances and hide that somewhere.
One thing for sure. If he and his girlfriend are still together after this mess, I have to say that girl is definitely a keeper.
CoronitaParticipant…ok..just returned from Derby Hills with my friend who is an agent i worked with in the past.
The ones that are selling are
Plan 1C:
Lot #90: $1.195m
Lot # 109: $1.182m
Lot #113: $1.224m
Plan 2AR:
Lot #108: $1.194m
Lot #114: $1.259m
Plan 3: Still sold out.
Also, the only unit Pardee is offering incentive is lot 90. There currently is NO incentive on 109,113,108,114. Lot 90 was sold but buyer cancelled. Some of options where already choosen, the only thing left is choosing flooring. DH wants you to close escrow by december on lot 90.
The remaining units are still in construction and don't appear to have a buyer lined up. But at the present time, Pardee isn't willing to deal.
Lot 90 is on 5291 Birch Hill Point. The front of the house is north/south facing, so direction-wise it's nice. The issue I have with this is the backyard depth is short, and adjoins a slope that is fenced with a very high retailing wall: IE this unit is sitting at the lowest elevation. This will be hard for me and wife to digest, because although we are currently living with 800 less sqft with a much smaller backyard(cough, ok it's a patio), we have no neighbor behind us. So giving up a view would be an issue.
I also don't like the exterior styling of this unit personally. It's new england style, all whit… though my wife loves that. Anyway, we didn't feel it was much of a deal, because the location and lot size wouldn't be that much of an upgrade for us. We're passing, though we weren't seriously looking anyway.
Also, noticed the agents there in DH were kinda snooty, even in this market.
CoronitaParticipant…ok..just returned from Derby Hills with my friend who is an agent i worked with in the past.
The ones that are selling are
Plan 1C:
Lot #90: $1.195m
Lot # 109: $1.182m
Lot #113: $1.224m
Plan 2AR:
Lot #108: $1.194m
Lot #114: $1.259m
Plan 3: Still sold out.
Also, the only unit Pardee is offering incentive is lot 90. There currently is NO incentive on 109,113,108,114. Lot 90 was sold but buyer cancelled. Some of options where already choosen, the only thing left is choosing flooring. DH wants you to close escrow by december on lot 90.
The remaining units are still in construction and don't appear to have a buyer lined up. But at the present time, Pardee isn't willing to deal.
Lot 90 is on 5291 Birch Hill Point. The front of the house is north/south facing, so direction-wise it's nice. The issue I have with this is the backyard depth is short, and adjoins a slope that is fenced with a very high retailing wall: IE this unit is sitting at the lowest elevation. This will be hard for me and wife to digest, because although we are currently living with 800 less sqft with a much smaller backyard(cough, ok it's a patio), we have no neighbor behind us. So giving up a view would be an issue.
I also don't like the exterior styling of this unit personally. It's new england style, all whit… though my wife loves that. Anyway, we didn't feel it was much of a deal, because the location and lot size wouldn't be that much of an upgrade for us. We're passing, though we weren't seriously looking anyway.
Also, noticed the agents there in DH were kinda snooty, even in this market.
CoronitaParticipant…ok..just returned from Derby Hills with my friend who is an agent i worked with in the past.
The ones that are selling are
Plan 1C:
Lot #90: $1.195m
Lot # 109: $1.182m
Lot #113: $1.224m
Plan 2AR:
Lot #108: $1.194m
Lot #114: $1.259m
Plan 3: Still sold out.
Also, the only unit Pardee is offering incentive is lot 90. There currently is NO incentive on 109,113,108,114. Lot 90 was sold but buyer cancelled. Some of options where already choosen, the only thing left is choosing flooring. DH wants you to close escrow by december on lot 90.
The remaining units are still in construction and don't appear to have a buyer lined up. But at the present time, Pardee isn't willing to deal.
Lot 90 is on 5291 Birch Hill Point. The front of the house is north/south facing, so direction-wise it's nice. The issue I have with this is the backyard depth is short, and adjoins a slope that is fenced with a very high retailing wall: IE this unit is sitting at the lowest elevation. This will be hard for me and wife to digest, because although we are currently living with 800 less sqft with a much smaller backyard(cough, ok it's a patio), we have no neighbor behind us. So giving up a view would be an issue.
I also don't like the exterior styling of this unit personally. It's new england style, all whit… though my wife loves that. Anyway, we didn't feel it was much of a deal, because the location and lot size wouldn't be that much of an upgrade for us. We're passing, though we weren't seriously looking anyway.
Also, noticed the agents there in DH were kinda snooty, even in this market.
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