Forum Replies Created
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AuthorPosts
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CoronitaParticipantyou know, it seems that some folks on this forum are just waiting to cash-in on misfortunes of others, no matter what the circumstances are. While I am also upset about flippers, I wouldn't be rubbing my hands waiting for the whole market to crash so that I can have a home while many families (who made some bad decisions) become "homeless". It's not like everyone who buys a home is a flipper.
Justbought, Don't feel bad. It's just that other people are jealous.
Other people, don't feel bad. Look at all the people that bought and now are worried about things falling.
Other people's people. Don't feel bad. <insert your house's complex> is immune to the price fall occuring in <insert your city>
Other people, don't feel bad, you don't have to buy in that complex that is immune to the price fall.
Other people that is in a complex where the price is falling, don't feel bad you're making a lot of money in the long position in the stock market.
Other people shorting the stock market, don't feel bad you're making a lot of money shorting the market the last two weeks.
Other people holding onto cash…Don't feel bad, at least your not losing money in the stock market either way.
Other people not holding onto cash. Don't feel bad, at least your not losing money watching your dollars depreciating
Other people buying gold and energy. Don't feel bad, precious metals and energy is going up.
Other people not buying gold and energy. Don't feel bad, metals and energy are a bubble going to come crashing down.
People that still feeling bad…Don't feel bad, at least you still have a job.
Jobless? Don't feel bad, at least you have a good family and/or health.
Still feeling bad, dont' worry there are pills you can take to make you feel better. Talk to your doctor about Zoloft.
See, there's something to feel good about at any point in time.
CoronitaParticipantyou know, it seems that some folks on this forum are just waiting to cash-in on misfortunes of others, no matter what the circumstances are. While I am also upset about flippers, I wouldn't be rubbing my hands waiting for the whole market to crash so that I can have a home while many families (who made some bad decisions) become "homeless". It's not like everyone who buys a home is a flipper.
Justbought, Don't feel bad. It's just that other people are jealous.
Other people, don't feel bad. Look at all the people that bought and now are worried about things falling.
Other people's people. Don't feel bad. <insert your house's complex> is immune to the price fall occuring in <insert your city>
Other people, don't feel bad, you don't have to buy in that complex that is immune to the price fall.
Other people that is in a complex where the price is falling, don't feel bad you're making a lot of money in the long position in the stock market.
Other people shorting the stock market, don't feel bad you're making a lot of money shorting the market the last two weeks.
Other people holding onto cash…Don't feel bad, at least your not losing money in the stock market either way.
Other people not holding onto cash. Don't feel bad, at least your not losing money watching your dollars depreciating
Other people buying gold and energy. Don't feel bad, precious metals and energy is going up.
Other people not buying gold and energy. Don't feel bad, metals and energy are a bubble going to come crashing down.
People that still feeling bad…Don't feel bad, at least you still have a job.
Jobless? Don't feel bad, at least you have a good family and/or health.
Still feeling bad, dont' worry there are pills you can take to make you feel better. Talk to your doctor about Zoloft.
See, there's something to feel good about at any point in time.
CoronitaParticipantyou know, it seems that some folks on this forum are just waiting to cash-in on misfortunes of others, no matter what the circumstances are. While I am also upset about flippers, I wouldn't be rubbing my hands waiting for the whole market to crash so that I can have a home while many families (who made some bad decisions) become "homeless". It's not like everyone who buys a home is a flipper.
Justbought, Don't feel bad. It's just that other people are jealous.
Other people, don't feel bad. Look at all the people that bought and now are worried about things falling.
Other people's people. Don't feel bad. <insert your house's complex> is immune to the price fall occuring in <insert your city>
Other people, don't feel bad, you don't have to buy in that complex that is immune to the price fall.
Other people that is in a complex where the price is falling, don't feel bad you're making a lot of money in the long position in the stock market.
Other people shorting the stock market, don't feel bad you're making a lot of money shorting the market the last two weeks.
Other people holding onto cash…Don't feel bad, at least your not losing money in the stock market either way.
Other people not holding onto cash. Don't feel bad, at least your not losing money watching your dollars depreciating
Other people buying gold and energy. Don't feel bad, precious metals and energy is going up.
Other people not buying gold and energy. Don't feel bad, metals and energy are a bubble going to come crashing down.
People that still feeling bad…Don't feel bad, at least you still have a job.
Jobless? Don't feel bad, at least you have a good family and/or health.
Still feeling bad, dont' worry there are pills you can take to make you feel better. Talk to your doctor about Zoloft.
See, there's something to feel good about at any point in time.
CoronitaParticipantyou know, it seems that some folks on this forum are just waiting to cash-in on misfortunes of others, no matter what the circumstances are. While I am also upset about flippers, I wouldn't be rubbing my hands waiting for the whole market to crash so that I can have a home while many families (who made some bad decisions) become "homeless". It's not like everyone who buys a home is a flipper.
Justbought, Don't feel bad. It's just that other people are jealous.
Other people, don't feel bad. Look at all the people that bought and now are worried about things falling.
Other people's people. Don't feel bad. <insert your house's complex> is immune to the price fall occuring in <insert your city>
Other people, don't feel bad, you don't have to buy in that complex that is immune to the price fall.
Other people that is in a complex where the price is falling, don't feel bad you're making a lot of money in the long position in the stock market.
Other people shorting the stock market, don't feel bad you're making a lot of money shorting the market the last two weeks.
Other people holding onto cash…Don't feel bad, at least your not losing money in the stock market either way.
Other people not holding onto cash. Don't feel bad, at least your not losing money watching your dollars depreciating
Other people buying gold and energy. Don't feel bad, precious metals and energy is going up.
Other people not buying gold and energy. Don't feel bad, metals and energy are a bubble going to come crashing down.
People that still feeling bad…Don't feel bad, at least you still have a job.
Jobless? Don't feel bad, at least you have a good family and/or health.
Still feeling bad, dont' worry there are pills you can take to make you feel better. Talk to your doctor about Zoloft.
See, there's something to feel good about at any point in time.
CoronitaParticipantFLU,
How does one go about putting a freeze on their credit, and is it a huge pain to take it off?
Thanks for info you can provide.novice1027. It's actually pretty easy to put a credit freeze on. Basically, all you need to do is mail(snail mail) each of the three credit bureau (experion, transunion, equifax) requesting that you put a credit freeze. In the letter, you provide your personal information and a $10 check.A few weeks later, you'll get a mail from each of the credit bureaus containing a pin number. You use the pin number to temporary "unlock" your credit file. You can unlock it for a specific person/entity or you can unlock the file for a period of time (for example 10 days).
The slight hassle is making your credit available to others when you need to. FSo if you buy a new car with a loan for example, you need to unlock your credit file in time for the loan company to run a credit check, otherwise they will be denied. If you apply for a job where they are doing background checks and credit checks, you need to unlock your file around the time they plan on running the background check.
It's not really a big deal..If you tell the employer/loan company that you have a credit freeze and explain what it is, they will usually work with you. It's merely a coordination task for you to do.
One positive note asside from someone randomly stealing your credit…It prevents those spontaneous purchases requiring a loan application.
Here's some more information.
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
Fortunately, we're one of the states that allows for this. Obviously the credit bureaus are trying repeal this.
CoronitaParticipantFLU,
How does one go about putting a freeze on their credit, and is it a huge pain to take it off?
Thanks for info you can provide.novice1027. It's actually pretty easy to put a credit freeze on. Basically, all you need to do is mail(snail mail) each of the three credit bureau (experion, transunion, equifax) requesting that you put a credit freeze. In the letter, you provide your personal information and a $10 check.A few weeks later, you'll get a mail from each of the credit bureaus containing a pin number. You use the pin number to temporary "unlock" your credit file. You can unlock it for a specific person/entity or you can unlock the file for a period of time (for example 10 days).
The slight hassle is making your credit available to others when you need to. FSo if you buy a new car with a loan for example, you need to unlock your credit file in time for the loan company to run a credit check, otherwise they will be denied. If you apply for a job where they are doing background checks and credit checks, you need to unlock your file around the time they plan on running the background check.
It's not really a big deal..If you tell the employer/loan company that you have a credit freeze and explain what it is, they will usually work with you. It's merely a coordination task for you to do.
One positive note asside from someone randomly stealing your credit…It prevents those spontaneous purchases requiring a loan application.
Here's some more information.
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
Fortunately, we're one of the states that allows for this. Obviously the credit bureaus are trying repeal this.
CoronitaParticipantFLU,
How does one go about putting a freeze on their credit, and is it a huge pain to take it off?
Thanks for info you can provide.novice1027. It's actually pretty easy to put a credit freeze on. Basically, all you need to do is mail(snail mail) each of the three credit bureau (experion, transunion, equifax) requesting that you put a credit freeze. In the letter, you provide your personal information and a $10 check.A few weeks later, you'll get a mail from each of the credit bureaus containing a pin number. You use the pin number to temporary "unlock" your credit file. You can unlock it for a specific person/entity or you can unlock the file for a period of time (for example 10 days).
The slight hassle is making your credit available to others when you need to. FSo if you buy a new car with a loan for example, you need to unlock your credit file in time for the loan company to run a credit check, otherwise they will be denied. If you apply for a job where they are doing background checks and credit checks, you need to unlock your file around the time they plan on running the background check.
It's not really a big deal..If you tell the employer/loan company that you have a credit freeze and explain what it is, they will usually work with you. It's merely a coordination task for you to do.
One positive note asside from someone randomly stealing your credit…It prevents those spontaneous purchases requiring a loan application.
Here's some more information.
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
Fortunately, we're one of the states that allows for this. Obviously the credit bureaus are trying repeal this.
CoronitaParticipantFLU,
How does one go about putting a freeze on their credit, and is it a huge pain to take it off?
Thanks for info you can provide.novice1027. It's actually pretty easy to put a credit freeze on. Basically, all you need to do is mail(snail mail) each of the three credit bureau (experion, transunion, equifax) requesting that you put a credit freeze. In the letter, you provide your personal information and a $10 check.A few weeks later, you'll get a mail from each of the credit bureaus containing a pin number. You use the pin number to temporary "unlock" your credit file. You can unlock it for a specific person/entity or you can unlock the file for a period of time (for example 10 days).
The slight hassle is making your credit available to others when you need to. FSo if you buy a new car with a loan for example, you need to unlock your credit file in time for the loan company to run a credit check, otherwise they will be denied. If you apply for a job where they are doing background checks and credit checks, you need to unlock your file around the time they plan on running the background check.
It's not really a big deal..If you tell the employer/loan company that you have a credit freeze and explain what it is, they will usually work with you. It's merely a coordination task for you to do.
One positive note asside from someone randomly stealing your credit…It prevents those spontaneous purchases requiring a loan application.
Here's some more information.
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
Fortunately, we're one of the states that allows for this. Obviously the credit bureaus are trying repeal this.
CoronitaParticipantFLU,
How does one go about putting a freeze on their credit, and is it a huge pain to take it off?
Thanks for info you can provide.novice1027. It's actually pretty easy to put a credit freeze on. Basically, all you need to do is mail(snail mail) each of the three credit bureau (experion, transunion, equifax) requesting that you put a credit freeze. In the letter, you provide your personal information and a $10 check.A few weeks later, you'll get a mail from each of the credit bureaus containing a pin number. You use the pin number to temporary "unlock" your credit file. You can unlock it for a specific person/entity or you can unlock the file for a period of time (for example 10 days).
The slight hassle is making your credit available to others when you need to. FSo if you buy a new car with a loan for example, you need to unlock your credit file in time for the loan company to run a credit check, otherwise they will be denied. If you apply for a job where they are doing background checks and credit checks, you need to unlock your file around the time they plan on running the background check.
It's not really a big deal..If you tell the employer/loan company that you have a credit freeze and explain what it is, they will usually work with you. It's merely a coordination task for you to do.
One positive note asside from someone randomly stealing your credit…It prevents those spontaneous purchases requiring a loan application.
Here's some more information.
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
Fortunately, we're one of the states that allows for this. Obviously the credit bureaus are trying repeal this.
CoronitaParticipantasianautica,
European cars have already gotten more expensive since last year. You just don't realize it first, because what use to be included in the price is no longer. For example, BMW and Mercedes and Audi use to provide free maintanence for 4 years/50k. Mercedes and Audi has dropped this.
The gap in price with the japanese luxury brand is smaller only because the japanese manufacturers raised prices thinking they could command a them. With the exception of Lexus, this is not working. If you look at the latest numbers from Infiniti and Acura for example, sales are drastically down. For example, the Acura MDX which, my is my wife's car, use to b e considerably less than an BMW X5 and Volvo XC90. If you try to price the latest Acura MDX with compariable options, it get's considerably closer to the X5 and XC90. Give any average designer brand label buyer, and given the two choices, I would say fewer people would buy the MDX. That's why MDX sales are down relative to the other makes and brands (ok, it can also because of the weird styling).
The Yuan is NOT completely pegged to the $. It has a slight float (albeit still somewhat pegged).
If the European cars gets 10-20k more expensive, would you buy a base 3-series/C-class or a loaded GS460/M45 etc?
I wouldn't buy any of the above at any price.
CoronitaParticipantasianautica,
European cars have already gotten more expensive since last year. You just don't realize it first, because what use to be included in the price is no longer. For example, BMW and Mercedes and Audi use to provide free maintanence for 4 years/50k. Mercedes and Audi has dropped this.
The gap in price with the japanese luxury brand is smaller only because the japanese manufacturers raised prices thinking they could command a them. With the exception of Lexus, this is not working. If you look at the latest numbers from Infiniti and Acura for example, sales are drastically down. For example, the Acura MDX which, my is my wife's car, use to b e considerably less than an BMW X5 and Volvo XC90. If you try to price the latest Acura MDX with compariable options, it get's considerably closer to the X5 and XC90. Give any average designer brand label buyer, and given the two choices, I would say fewer people would buy the MDX. That's why MDX sales are down relative to the other makes and brands (ok, it can also because of the weird styling).
The Yuan is NOT completely pegged to the $. It has a slight float (albeit still somewhat pegged).
If the European cars gets 10-20k more expensive, would you buy a base 3-series/C-class or a loaded GS460/M45 etc?
I wouldn't buy any of the above at any price.
CoronitaParticipantasianautica,
European cars have already gotten more expensive since last year. You just don't realize it first, because what use to be included in the price is no longer. For example, BMW and Mercedes and Audi use to provide free maintanence for 4 years/50k. Mercedes and Audi has dropped this.
The gap in price with the japanese luxury brand is smaller only because the japanese manufacturers raised prices thinking they could command a them. With the exception of Lexus, this is not working. If you look at the latest numbers from Infiniti and Acura for example, sales are drastically down. For example, the Acura MDX which, my is my wife's car, use to b e considerably less than an BMW X5 and Volvo XC90. If you try to price the latest Acura MDX with compariable options, it get's considerably closer to the X5 and XC90. Give any average designer brand label buyer, and given the two choices, I would say fewer people would buy the MDX. That's why MDX sales are down relative to the other makes and brands (ok, it can also because of the weird styling).
The Yuan is NOT completely pegged to the $. It has a slight float (albeit still somewhat pegged).
If the European cars gets 10-20k more expensive, would you buy a base 3-series/C-class or a loaded GS460/M45 etc?
I wouldn't buy any of the above at any price.
CoronitaParticipantasianautica,
European cars have already gotten more expensive since last year. You just don't realize it first, because what use to be included in the price is no longer. For example, BMW and Mercedes and Audi use to provide free maintanence for 4 years/50k. Mercedes and Audi has dropped this.
The gap in price with the japanese luxury brand is smaller only because the japanese manufacturers raised prices thinking they could command a them. With the exception of Lexus, this is not working. If you look at the latest numbers from Infiniti and Acura for example, sales are drastically down. For example, the Acura MDX which, my is my wife's car, use to b e considerably less than an BMW X5 and Volvo XC90. If you try to price the latest Acura MDX with compariable options, it get's considerably closer to the X5 and XC90. Give any average designer brand label buyer, and given the two choices, I would say fewer people would buy the MDX. That's why MDX sales are down relative to the other makes and brands (ok, it can also because of the weird styling).
The Yuan is NOT completely pegged to the $. It has a slight float (albeit still somewhat pegged).
If the European cars gets 10-20k more expensive, would you buy a base 3-series/C-class or a loaded GS460/M45 etc?
I wouldn't buy any of the above at any price.
CoronitaParticipantasianautica,
European cars have already gotten more expensive since last year. You just don't realize it first, because what use to be included in the price is no longer. For example, BMW and Mercedes and Audi use to provide free maintanence for 4 years/50k. Mercedes and Audi has dropped this.
The gap in price with the japanese luxury brand is smaller only because the japanese manufacturers raised prices thinking they could command a them. With the exception of Lexus, this is not working. If you look at the latest numbers from Infiniti and Acura for example, sales are drastically down. For example, the Acura MDX which, my is my wife's car, use to b e considerably less than an BMW X5 and Volvo XC90. If you try to price the latest Acura MDX with compariable options, it get's considerably closer to the X5 and XC90. Give any average designer brand label buyer, and given the two choices, I would say fewer people would buy the MDX. That's why MDX sales are down relative to the other makes and brands (ok, it can also because of the weird styling).
The Yuan is NOT completely pegged to the $. It has a slight float (albeit still somewhat pegged).
If the European cars gets 10-20k more expensive, would you buy a base 3-series/C-class or a loaded GS460/M45 etc?
I wouldn't buy any of the above at any price.
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