[Coronita]

[quote=scaredyclassic]My kid was supposed to go on a school trip to Europe, cancelled due to covid19.
They’re refunding about 75%.
We had bought travel insurance but apparently this so called “pandemic” , which in reality is just an overblown cold and democratic hoax, is excluded under the policy, although obviously i dispute that.

My position I think is the travel company negligently selected a substandard insurance policy, and the school negligently selected a substandard travel company

Is it bad karkma to also sue the high school and the teacher advisor to try to strong arm the travel co. Into settling? I want that other 25% , my kid worked a lot of hours at jack in the box and the shitty insurance cost 165.00.

I’m in a fuck all of them mood[/quote]

Oh, same thing happened to my kid’s Washington DC trip. We put down a $250 deposit, didn’t make any payments, and recently just canceled the trip. They wanted to keep the $250 deposit.

I’m disputing the charges with my credit card company. They are going after the merchant’s payment processor and seeking reimbursement. Meanwhile, I’m credited $250 in my account and probably won’t need to pay for it for the rest of the year.
Lol.

[Coronita]

Also, I’m talking to my auto insurance company right now.

I also claimed I was impacted by furlow/covid, and although they’ve been giving me about $40/month rebate for my auto insurance, my argument is most of my cars aren’t even being driven…So my insurance company reduced my mileage limits for all of my cars for an addtional $200 savings for 6 months….

Also, I’ve been complaining to amazon about my Amazon prime membership. Every single time I ordered something that was suppose to be 2 day delivery was often delivered 4-5 weeks later. Each time I contacted them, they gave me a $10 credit. I just need to do this 5 more times, and I get my year’s worth of prime membership for free.

Everyone should think about how they can get something for free, and see who can top each other lol…

Mortgage forbearance? All you placing so much emphasis on it, thinking there’s nothing wrong with it…..Pffff. That’s just kids play….If you really want freebies, they are all out there… lol.

Now that I’m beginning to understand how our social benefit work, I’m beginning to understand why for many, once people get on them, why people find it hard to get off of them. There’s no incentive to work if all you can do is a minimum wage job. The social benefits from unemployment and family leave and other things are way better than actually working for less. And Harris is pushing to extend it further. Good, do it!

Coming soon, to a Instagram video feed near you….

“The Freeloader: A How To Guide in the Freebies”…

[Coronita]

Add medical bills to the the list of freebies.

So, back in February, I had to go to the ER because I thought I had a bowel obstruction. Long story short, the ER was so packed (pre Covid even), that they couldn’t even find a hospital bed for me, so they admitted me into a makeshift room.

After an xray, CT scan, and pill camera, ER service, I got my bill. Total bill for 1 night was $16,000. Insurance negotiated it down to $15,000, and I am responsible for $500.

I called the hospital billing, and explained to them that although this is my copay, that I had a terrible experience at the ER with no hospital bed, and that I’ve been furlowed from work for 1 day/week, and asked if anything could be done with my outstanding balance…I emailed them a copay of my EDD “work sharing” approval form that didn’t have the details of the hours reduced, and compensation, etc.

Hospital waived the $500 copay as a one time courtesy…

Lol…3 in a row.

I think I’m going to use this covid/furlow day to see what else I can get out of it. I’m just being a typical american…Lol.

[Coronita]

I still think $58k is a lot for a car that’s been part of a rental fleet. I would bite probably in the mid thirties.

Yes, there is a lot of risk with buying a rental car. I use to abuse the hell out of them. But especially if it’s a CA car, there’s not many places you can use 600hp “hard”, except a race track. However hard one might hammer the car on a street, it’s really not that fun, because you can’t stay sustained with a heavy foot very long anywhere unless you really want to end up in jail. So unless the car saw serious track time, it’s probably ok.

The problem with the C7 Z06, is they’ve been known to have a lot of cooling issues with the supercharger in there. That would be concerning…

https://www.motorauthority.com/news/1115405_4th-lawsuit-filed-over-c7-corvette-z06-cooling-issues

Supposedly, they are suppose to be solved. Just got to make sure the one you buy preowned has all of the updates.
https://www.motorauthority.com/news/1119882_chevrolet-corvette-z06-cooling-issues-should-be-in-the-past-zr1-shouldnt-have-them

Any high performance car or car(s) used for competition, budget sufficiently for maintenance and repairs. I just had an engine and transmission go out with less than 30k miles. Generally speaking, NA engines are pretty bulletproof. Anytime FI is involved, whether a turbo or a supercharger, all bets are off. People usually don’t take care of the turbos and in the case of the SC, they require maintenance too around 50k Of course, all my cars now have FI, whether it came that way from the factory or not, lol. But I’m expecting to pay for the service..

… Or you can wait for a heavily discounted ZR1, which is even more insane. 700+hp….lol

[Coronita]

didn’t suggest car was a status symbol. but it would be nice to have a car if going to davis

[Coronita]

The way I look at it is, s typical toy costs around $30-40. For most toys, it will be used at most 2-3 years before the kid(s) get tired of it. So after a year, it’s either $30-40 in the trash or to goodwill.

Even if the kid or kids parent loses the silver coins, he/she is in no worse shape than gifting a toy that ends up in the dumpster.

Canadian mint actually comes up with some pretty interesting silver coin designs. Granted it costs a lot more than the silver that’s actually in them, but they do different themes.

https://www.mint.ca/store/template/home.jsp

[Coronita]

Glad you’re doing well during the covid periods,Shoveler as I’m sure some other folks are as well. I’m sure some of us will emerge from this financially stronger than initially. Especially with some asset prices on the cheap.

I’ve been using silver coins from apmex as gift/stocking stuffers for nieces and nephews whose parents insist on not bringing a toy gift. Besides them already having enough toys and not needing any more, they insisted on not spending $25-40 for useless plastic crap made in China that ends up at Goodwill or in the landfill. So instead I give them 2 silver coins each time, and hopefully in a few years, it’s worth more than I bought them at. Plus they look cool

[img_assist|nid=27093|title=|desc=|link=node|align=left|width=400|height=300]

[Coronita]

[quote=The-Shoveler][quote=The-Shoveler]So Silver down big (probably more than the S&P500)

I am nibbling a little here on SLV shares

IMO probably margin call selling but maybe I am wrong.

Thoughts?[/quote]

Well my SLV (bought at 13 and 11) seems to have done better than the S&P-500 or Gold in this rally,

Got a trailing stop on it so I get out at least 30% gain.[/quote]

Yeah. Happy to hear. Good job. Gold and silver both doing ok

[Coronita]

[quote=outtamojo][quote=scaredyclassic][quote=outtamojo]Oh no a bike shortage!
https://www.nytimes.com/2020/05/18/nyregion/bike-shortage-coronavirus.html%5B/quote%5D

This is good![/quote]

My son needs a bike for the fall.
I was gonna go bike shopping with my son. Rejected by ucsd and uci, he chose ucd over ucsb for biology.1 400 sat and 4.0 GPA doesn’t give you your choice of 2nd tier U.C’s. these days.I wont mention demographics Asian cough cough.[/quote]

Buy him a car if he’s going to ucd. 1. It will make him feel better 2. He’ll be a popular kid. 3. Car prices have been and will continue to go down. 4. He deserves a reward for his hard work and accomplishments, despite stupid school administrators not giving him credit for it.

UCD is a good school. He’ll do fine.

It has a good accelerated program for medicine.

It’s also pretty high up there for veterinarian medicine, next to Cornell.

Everyone knows that.

Congrats!

[Coronita]

Anyone interested in a Bubblebee colored Corvette C7 Z06 600+hp, for under $60 grand….

Hertz rent a car seems to be unloading their entire fleet. Granted, it’s not a mid-engine C8 Corvette, but still it’s 600+hp….

https://drivetribe.com/p/hertz-is-trying-to-raise-cash-by-Bmnj9q1dTf-so9_EC_ht_A?iid=TS9AWJrFS3uaRCevP6dfzw

https://jalopnik.com/a-hertz-bankruptcy-could-sink-an-already-struggling-use-1843414354

[Coronita]

See, I’m not the only one trying to capitalize on the inefficiencies of the markets brought on by covid.

This pizza owner is arbitraging his own pizzas ordered through door dash.

https://www.theverge.com/2020/5/18/21262316/doordash-pizza-profits-venture-capital-the-margins-ranjan-roy

Hmmm. So with Door Dash, one can order his pizza for $16 that he charges $24 for. Door Dash supplements the order by paying $8 out of their own money, just for the right to say you are their customer… So what does the pizzeria owner do? Of course… Order pizzas through DoorDash for $16, so DoorDash pays him $24 and pocket the $8/pizza. Lol…Free money for everyone.

Maybe it’s just me, but I’m having a little fun with all these market inefficiencies brought on by covid.

[Coronita]

https://www.cnn.com/2020/05/18/us/coronavirus-time-risk/index.html

This is what I thought could be the reason why the infection rate was much higher on cruise ships, not just mask and hygiene related.

If the above is true, this is really bad news for indoor venues like casinos.

You won’t see me going to an indoor venue anytime soon until more people serve as a guinea pig and prove or disprove this. I’ll wait for other test subjects . 🙂

[Coronita]

[quote=The-Shoveler][quote=Coronita]Moderna closed at $80, below pre pre market levels, but still up 20% on one day. Crazy!

If there is any setback to their vaccine trials, this thing will fall like a brick.

Markets finished ok today too[/quote]
The timing was really really good.

They are issuing 2 billion in new shares.[/quote]

Yup… Making lemonade out of lemons seems to be the prevailing theme these days.

[Coronita]

Moderna closed at $80, below pre pre market levels, but still up 20% on one day. Crazy!

If there is any setback to their vaccine trials, this thing will fall like a brick.

Markets finished ok today too

[Coronita]

My sell order hit at $86 pre-market. I think I’m going to wait and buy more PG&E.

I’m on a roll! First, UI benefits that pays more than I make the day I don’t work. And now a ridiculous stock price for a company that makes something that hasn’t even been proven to really work. I think I’m going to take some profit elsewhere today too… Apparently, you can profit pretty decently from covid, lol.

[Author]

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