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CBad
ParticipantHmmm, I have heard about the under 80K and legal/not-legal rules. (I have also read that it would be paid for by a substantial increase on tobacco.) But I had no idea it was for 29 and under! I’m really hoping this is incorrect. Plenty of people have children of their own by the time they are 29 so we are covering entire families now, not just children under SCHIP? No wonder Bush vetoed this. I’m still not clear on whether it’s the “child” who has to make under 80K or the parent when we are talking about “children” who are really adults (over 18). I guess if you are under 30 and smoke you are partially paying for your health plan. It’s just one step closer to universal healthcare.
CBad
ParticipantHmmm, I have heard about the under 80K and legal/not-legal rules. (I have also read that it would be paid for by a substantial increase on tobacco.) But I had no idea it was for 29 and under! I’m really hoping this is incorrect. Plenty of people have children of their own by the time they are 29 so we are covering entire families now, not just children under SCHIP? No wonder Bush vetoed this. I’m still not clear on whether it’s the “child” who has to make under 80K or the parent when we are talking about “children” who are really adults (over 18). I guess if you are under 30 and smoke you are partially paying for your health plan. It’s just one step closer to universal healthcare.
CBad
ParticipantHmmm, I have heard about the under 80K and legal/not-legal rules. (I have also read that it would be paid for by a substantial increase on tobacco.) But I had no idea it was for 29 and under! I’m really hoping this is incorrect. Plenty of people have children of their own by the time they are 29 so we are covering entire families now, not just children under SCHIP? No wonder Bush vetoed this. I’m still not clear on whether it’s the “child” who has to make under 80K or the parent when we are talking about “children” who are really adults (over 18). I guess if you are under 30 and smoke you are partially paying for your health plan. It’s just one step closer to universal healthcare.
CBad
ParticipantHmmm, I have heard about the under 80K and legal/not-legal rules. (I have also read that it would be paid for by a substantial increase on tobacco.) But I had no idea it was for 29 and under! I’m really hoping this is incorrect. Plenty of people have children of their own by the time they are 29 so we are covering entire families now, not just children under SCHIP? No wonder Bush vetoed this. I’m still not clear on whether it’s the “child” who has to make under 80K or the parent when we are talking about “children” who are really adults (over 18). I guess if you are under 30 and smoke you are partially paying for your health plan. It’s just one step closer to universal healthcare.
CBad
ParticipantHmmm, I have heard about the under 80K and legal/not-legal rules. (I have also read that it would be paid for by a substantial increase on tobacco.) But I had no idea it was for 29 and under! I’m really hoping this is incorrect. Plenty of people have children of their own by the time they are 29 so we are covering entire families now, not just children under SCHIP? No wonder Bush vetoed this. I’m still not clear on whether it’s the “child” who has to make under 80K or the parent when we are talking about “children” who are really adults (over 18). I guess if you are under 30 and smoke you are partially paying for your health plan. It’s just one step closer to universal healthcare.
CBad
ParticipantWow, you have gotten advice all over the place. Here’s my 2 cents:
Kudos to you and your wife for her staying home and homeschooling (that is a job people). I don’t care if you are in Carlsbad or La Jolla, homeschooling trumps public schooling any day in my opinion with the right person doing it. Plus, exactly how much does a family have to earn in order to have a mom at home with the kids now people? 270K is not enough? Sheesh. They are only little and need you for a short period of time in life.
Now, if you were my husband and you were in poor health, I’d live in a one bedroom apartment living off of savings from the house vs. having you die. NO JOB OR HOUSE is worth 90 hours of your life, your health, and the missed hours from your family. So what does your wife think? Why are you in your current house? What happiness and comfort does it bring you?
I can appreciate the thought of paying off your house and the comfort that will bring when you send your boys off to college. We’ll have ours paid off in 2009 and I am stoked. But, you seem to be racing towards some finish line while putting your health at risk. I see you having many options here. Sell the house and buy with the equity, stay and refinance to a # of years that is more reasonable, sell the house and buy one with a more manageable mortgage that you can easily pay off in 9 years, etc. But whatever you do, cut your hours or find another place to work and be a good husband and father for many, many years to come. There is no better gift you could give them and yourself.
CBad
ParticipantWow, you have gotten advice all over the place. Here’s my 2 cents:
Kudos to you and your wife for her staying home and homeschooling (that is a job people). I don’t care if you are in Carlsbad or La Jolla, homeschooling trumps public schooling any day in my opinion with the right person doing it. Plus, exactly how much does a family have to earn in order to have a mom at home with the kids now people? 270K is not enough? Sheesh. They are only little and need you for a short period of time in life.
Now, if you were my husband and you were in poor health, I’d live in a one bedroom apartment living off of savings from the house vs. having you die. NO JOB OR HOUSE is worth 90 hours of your life, your health, and the missed hours from your family. So what does your wife think? Why are you in your current house? What happiness and comfort does it bring you?
I can appreciate the thought of paying off your house and the comfort that will bring when you send your boys off to college. We’ll have ours paid off in 2009 and I am stoked. But, you seem to be racing towards some finish line while putting your health at risk. I see you having many options here. Sell the house and buy with the equity, stay and refinance to a # of years that is more reasonable, sell the house and buy one with a more manageable mortgage that you can easily pay off in 9 years, etc. But whatever you do, cut your hours or find another place to work and be a good husband and father for many, many years to come. There is no better gift you could give them and yourself.
CBad
ParticipantWow, you have gotten advice all over the place. Here’s my 2 cents:
Kudos to you and your wife for her staying home and homeschooling (that is a job people). I don’t care if you are in Carlsbad or La Jolla, homeschooling trumps public schooling any day in my opinion with the right person doing it. Plus, exactly how much does a family have to earn in order to have a mom at home with the kids now people? 270K is not enough? Sheesh. They are only little and need you for a short period of time in life.
Now, if you were my husband and you were in poor health, I’d live in a one bedroom apartment living off of savings from the house vs. having you die. NO JOB OR HOUSE is worth 90 hours of your life, your health, and the missed hours from your family. So what does your wife think? Why are you in your current house? What happiness and comfort does it bring you?
I can appreciate the thought of paying off your house and the comfort that will bring when you send your boys off to college. We’ll have ours paid off in 2009 and I am stoked. But, you seem to be racing towards some finish line while putting your health at risk. I see you having many options here. Sell the house and buy with the equity, stay and refinance to a # of years that is more reasonable, sell the house and buy one with a more manageable mortgage that you can easily pay off in 9 years, etc. But whatever you do, cut your hours or find another place to work and be a good husband and father for many, many years to come. There is no better gift you could give them and yourself.
CBad
ParticipantWow, you have gotten advice all over the place. Here’s my 2 cents:
Kudos to you and your wife for her staying home and homeschooling (that is a job people). I don’t care if you are in Carlsbad or La Jolla, homeschooling trumps public schooling any day in my opinion with the right person doing it. Plus, exactly how much does a family have to earn in order to have a mom at home with the kids now people? 270K is not enough? Sheesh. They are only little and need you for a short period of time in life.
Now, if you were my husband and you were in poor health, I’d live in a one bedroom apartment living off of savings from the house vs. having you die. NO JOB OR HOUSE is worth 90 hours of your life, your health, and the missed hours from your family. So what does your wife think? Why are you in your current house? What happiness and comfort does it bring you?
I can appreciate the thought of paying off your house and the comfort that will bring when you send your boys off to college. We’ll have ours paid off in 2009 and I am stoked. But, you seem to be racing towards some finish line while putting your health at risk. I see you having many options here. Sell the house and buy with the equity, stay and refinance to a # of years that is more reasonable, sell the house and buy one with a more manageable mortgage that you can easily pay off in 9 years, etc. But whatever you do, cut your hours or find another place to work and be a good husband and father for many, many years to come. There is no better gift you could give them and yourself.
CBad
ParticipantWow, you have gotten advice all over the place. Here’s my 2 cents:
Kudos to you and your wife for her staying home and homeschooling (that is a job people). I don’t care if you are in Carlsbad or La Jolla, homeschooling trumps public schooling any day in my opinion with the right person doing it. Plus, exactly how much does a family have to earn in order to have a mom at home with the kids now people? 270K is not enough? Sheesh. They are only little and need you for a short period of time in life.
Now, if you were my husband and you were in poor health, I’d live in a one bedroom apartment living off of savings from the house vs. having you die. NO JOB OR HOUSE is worth 90 hours of your life, your health, and the missed hours from your family. So what does your wife think? Why are you in your current house? What happiness and comfort does it bring you?
I can appreciate the thought of paying off your house and the comfort that will bring when you send your boys off to college. We’ll have ours paid off in 2009 and I am stoked. But, you seem to be racing towards some finish line while putting your health at risk. I see you having many options here. Sell the house and buy with the equity, stay and refinance to a # of years that is more reasonable, sell the house and buy one with a more manageable mortgage that you can easily pay off in 9 years, etc. But whatever you do, cut your hours or find another place to work and be a good husband and father for many, many years to come. There is no better gift you could give them and yourself.
CBad
ParticipantAgreed DWCAP. I don’t mind the financial criticism either. But as I understand it those funds are only available for low income housing and not to fix issues listed here from killwind:
“There are Drug Rehab centers,Parenting centers or even free clinics,that just 100k would fund the project for one more year. Or how about repairing our nearly 70 year old high school. How about repairing some of the streets that have pot holes that are the size of some old buicks.”
Also, the high school? Prop P passed last year to repair the old and build a new high school. And pot holes the size of buicks? Where are those? Again, not really the point if the funds aren’t allocated for it anyway.
CBad
ParticipantAgreed DWCAP. I don’t mind the financial criticism either. But as I understand it those funds are only available for low income housing and not to fix issues listed here from killwind:
“There are Drug Rehab centers,Parenting centers or even free clinics,that just 100k would fund the project for one more year. Or how about repairing our nearly 70 year old high school. How about repairing some of the streets that have pot holes that are the size of some old buicks.”
Also, the high school? Prop P passed last year to repair the old and build a new high school. And pot holes the size of buicks? Where are those? Again, not really the point if the funds aren’t allocated for it anyway.
CBad
ParticipantAgreed DWCAP. I don’t mind the financial criticism either. But as I understand it those funds are only available for low income housing and not to fix issues listed here from killwind:
“There are Drug Rehab centers,Parenting centers or even free clinics,that just 100k would fund the project for one more year. Or how about repairing our nearly 70 year old high school. How about repairing some of the streets that have pot holes that are the size of some old buicks.”
Also, the high school? Prop P passed last year to repair the old and build a new high school. And pot holes the size of buicks? Where are those? Again, not really the point if the funds aren’t allocated for it anyway.
CBad
ParticipantAgreed DWCAP. I don’t mind the financial criticism either. But as I understand it those funds are only available for low income housing and not to fix issues listed here from killwind:
“There are Drug Rehab centers,Parenting centers or even free clinics,that just 100k would fund the project for one more year. Or how about repairing our nearly 70 year old high school. How about repairing some of the streets that have pot holes that are the size of some old buicks.”
Also, the high school? Prop P passed last year to repair the old and build a new high school. And pot holes the size of buicks? Where are those? Again, not really the point if the funds aren’t allocated for it anyway.
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