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bearishgurl
ParticipantSince the CSU revamped its admission criteria (and its handling of English and Math deficient entering freshman) and put programs in place to greatly assist entering freshman in Fall 2013, Humboldt State has been trying mightily to recruit prospective freshman from SoCal …. especially qualified prospective freshman hailing from underserved areas and/or those applicants who will be the first in their families to attend college.
Hence, an unfortunate fatal bus crash. The 2-bus trip was chartered by HSU to introduce incoming HS seniors from LA area school districts to a weekend of campus life and introduction to the programs they offer:
http://losangeles.cbslocal.com/2014/04/11/10th-person-dies-in-orland-bus-crash/
http://losangeles.cbslocal.com/2014/04/11/10th-person-dies-in-orland-bus-crash/
http://www.latimes.com/local/la-me-humboldt-20140413-story.html
Due to HSU’s rather remote location in the state, it isn’t usually on the “radar” for SoCal HS seniors when they file their apps with CSU Mentor. The vast majority of SoCal HS students (likely >95%) have never even been to that part of the state … nor have their parents. HSU seems “way too far” and “too remote” for many to even consider.
scaredy, if your kid accepts his admission offer to HSU (and he should, imho), make sure he takes his mountain bike up there with him. It will come in very handy :=)
bearishgurl
Participant[quote=scaredyclassic]True, Steve jobs did plenty of acid but kept sharp. But there are very few Asians up there at humblest, maybe that’s the more important metric, not sure about Asians on acid as competition.
I want to attend humboldt[/quote]
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Uhhh, scaredy? “humblest” is not “city-like” enough for the vast majority of Asians. Nor is Humboldt County’s housing anywhere near “new.” These are two very likely reasons that it has few Asian students.
bearishgurl
ParticipantCongrats on your kid’s (early?) acceptance into Humboldt State, scaredy! It is s-o-o-o-o beautiful and peaceful up there and you will find the housing to be quite reasonable …. especially if he shares with two or more roommates.
I honestly don’t think the bulk of Humboldt State students are “stoners.” MJ kind of a hidden (farming) industry up there. The CSU has strict rules about possession of drugs on campus and your kid will have to take classes in this regard (likely online, next summer, or as part of his orientation). He will then have to sign a contract that he has read and understood all the campus rules.
If I had a do-over in life, I’d LOVE to earn a bachelor degree at Humboldt State!
December 31, 2015 at 6:34 PM in reply to: How will unfunded “pensions” affect the local economy? #792901bearishgurl
Participant[quote=XBoxBoy][quote=bearishgurl]
Move on, folks …. there’s nothing to see here.[/quote]Are you sure you didn’t speak too soon?
I have nothing intelligent to add to this back and forth on pensions, and no idea who is right, but I did notice an interesting article about how some (many?) of the changes are going to get reversed.
There IS nothing to see as far as the wishes and hopes of those claiming terms of CA gubment pensions already promised …. even decades ago, will change in any way, shape or form. Just ask the cities of Vallejo and San Bern, who have both filed for Chapter 9 BK protection in the past decade if they have gotten any relief from their already-promised pension benefits.
And I thank you for posting this link, XBoxBoy. I’ve downloaded it and what better time than the last night of 2015 to peruse this long-awaited ruling. I’ve got to step out at the moment but can’t wait to pour me a glass (or two, lol) and dive right into it. Yes, in Cali, the wheels of justice turn slowly … but alas, they DO turn, people.
I just have one preliminary comment. At first blush, the first page of the ruling is quite telling. The three labor-union charging parties in the ULP were repped by the very best, most experienced, influential and heaviest hitting labor lawyers in the state … if not the entire country. Don’t ask me how I know but suffice to say, I know this first-hand.
We’ve discussed this particular issues in the ruling here on the forum ad nauseam as it was actually taking place and before and during the time these landmark ULPs were filed. I’d have to dig to find the links but central to this issue (and righter than rain, despite his creepiness, which caused his ultimate downfall) was the infamous former SD City Councilman, SD Mayor and longtime member of the House of Representatives, Bob Filner.
Happy New Year, folks!
December 30, 2015 at 3:23 PM in reply to: How will unfunded “pensions” affect the local economy? #792882bearishgurl
Participant[quote=temeculaguy]phaster the OP was about SD county from 2014, your rant is about SD city, two separate systems. FWIW SD county spent the last few years renegotiating employee contracts shifting the pension burden to the employees,changing formulas for new employees and eliminating health benefits to pensioners. I know first hand some county employees retiring and taking state jobs for the retiree health benefits for life after 5 years (and age 50) for no reason other than health benefits drying up at the county level. SD county is fiscally conservative and has an excellent bond rating because they like to pay cash and avoid debt. My friends with the county planned on lifetime medical and had to change plans once that went away. As far as the OP on county pensions, now fully funded and derivative playing advisers all fired. Its back to boring and reduced benefits, meaning no local impact from the county at least as far as the county goes, the city is another story and i do not have any inside information as far as the city goes. I’d imagine they will follow suit at some point. The trend is towards the elimination of the traditional pension, hopefully that makes you sleep better.[/quote]
Thanks for the clarification, TG. You explained it better than I could. Yes, lifetime healthcare allowances were never guaranteed to “Tier A” SD County retirees (SDCERA members who retired or took deferred retirement since 3/31/02). I took deferred retirement prior to that date and thus am guaranteed a healthcare allowance (HIR) for life under “Tier I.” However, my pension was calculated on a much less generous formula than “Tier A” recipients, which was bargained for and in place at the time of my leaving county employ.
City (SD) MUST honor all DROP contracts they made with prospective retirees (SDCERS members) who agreed to work the required five more years for them (to prevent a mass exodus and “brain drain”). However, all of the affected SDCERS members should be fully “retired” by mid to late 2016. I know several who will finally be gone by June 2016.
Newbie Pigg phaster is in the habit of posting multiple (mostly dated) links in effort to incite public “outrage” over contracts made long ago with current and former CA local government employees.
Move on, folks …. there’s nothing to see here.
bearishgurl
ParticipantThe MSM pulls this stunt at the end of every year. I’m glad to see you guys are looking a little deeper into any anomalies you see among all this sensationalism.
You also can to consider how much a CFO, COO or funds mgr for a very large organization or physician or attorney with 30+ years experience would make on the outside (non-civil service position, in partnership or as a business owner).
December 10, 2015 at 6:10 PM in reply to: Need advice on finding a good RE agent to buy and mortgage lender #792440bearishgurl
ParticipantI’m not saying here that I think Clairemont is a bad place to live. All I’m saying is that a typical tract home there is not worth ~$700K, IMO.
December 10, 2015 at 6:03 PM in reply to: Need advice on finding a good RE agent to buy and mortgage lender #792439bearishgurl
Participant[quote=ltsdd][quote=bearishgurl][quote=ltsdd]^^^I am just shaking my head
Anyways, agree with xbox suggestion. Drive around the ‘hood and go to open houses will give you a better feel of what’s available and how much. Also opportunity to see and talk to the agents – you might find your agent that way. For $700K, you should be able to get something in west clairemont/bay ho/morena; and maybe even one with a view of the bay.[/quote]
Agree with the italicized portion. Homes in northern 92110 and the southern and western portion of 92117 (as opposed to 92111/northern and eastern 92117) are “worth” ~$700K. I really feel like the OP may still be able to find a cosmetic fixer, especially in SW 92117 … that is, IF he has given up on parking a big toy on his lot.
You can “shake your head” all you want, ltsdd, but most of those early ’60’s tracts in Clairemont (92111) weren’t built very well. They were built for an ~$11K purchase price primarily to house defense workers and their families who relocated here from “flyover country.”[/quote]
Give a counter example to Clairemont’s “weren’t built very well” claim. Which community in San Diego that was built in the 50s & 60s that was not “weren’t built very well.”[/quote]I’m sure I already covered this subject in depth on another thread that I would have to dig deep to find, ltsdd. Suffice to say, many Clairemont tract homes were NOT built with insulation, attics or gas dryer hookups and some tracts were built with nearly flat roofs with no eaves. Also, some of these tracts were built without central or forced air heat. This type of house has suffered a lot of issues over the years, not the least of which was extensive dry rot. Some plans were built with a few (leaky) glass shutter windows (similar to the kind used in HI). SD’s climate gets too cold at night for these type of windows.
These subdivisions were built fast and cheap to cure a housing shortage at a price point necessary to house badly needed incoming workers for defense contractors. And that’s primarily who bought them.
There are a LOT of SD metro areas which have much better-built homes than Clairemont (92111/17) but the bulk of those homes were built in the mid ’50’s and prior.
December 10, 2015 at 1:17 PM in reply to: Need advice on finding a good RE agent to buy and mortgage lender #792433bearishgurl
Participant[quote=ltsdd]^^^I am just shaking my head
Anyways, agree with xbox suggestion. Drive around the ‘hood and go to open houses will give you a better feel of what’s available and how much. Also opportunity to see and talk to the agents – you might find your agent that way. For $700K, you should be able to get something in west clairemont/bay ho/morena; and maybe even one with a view of the bay.[/quote]
Agree with the italicized portion. Homes in northern 92110 and the southern and western portion of 92117 (as opposed to 92111/northern and eastern 92117) are “worth” ~$700K. I really feel like the OP may still be able to find a cosmetic fixer, especially in SW 92117 … that is, IF he has given up on parking a big toy on his lot.
You can “shake your head” all you want, ltsdd, but most of those early ’60’s tracts in Clairemont (92111) weren’t built very well. They were built for an ~$11K purchase price primarily to house defense workers and their families who relocated here from “flyover country.”
bearishgurl
Participant[quote=dumbrenter][quote=njtosd][quote=dumbrenter][quote=bearishgurl]Just saw this thread. I don’t understand why OP even started this thread (except for possible trolling purposes). Why is he gravitating back to Del $ur when the monthly HOA/MR there is “eye-watering.” And the current new development there is selling homes which have “particle board cabinets with metal drawers … for $1.5M” (quoted from his own words in the OP from the “Best Family Areas” thread).[/quote]
Am I missing something here? there is no mention of HOA or “particle boards cabinets” anywhere by OP on this thread.
Unless you know OP personally and refer to some other conversation?[/quote]See “Best Family Areas for Low-$1Millions Budget”. As the judge in “My Cousin Vinny” said “..[T]hat would certainly explain the hostility.”[/quote]
Thanks for the reference njtosd. Just looked and I see 10 pages of activity there! I know it is hard for some folks to just keep the thread thoughts within that thread, but calling OP names on a separate unrelated thread, how mature is that?
Do we really have to track what was said yesterday? or where folks say they live? Which you have no way of verifying anyway?
And nobody here is running for office, are they? Why bring up such stuff? These two were unrelated topics.[/quote] yuhtey’s recent thread as well as this one are trollish, dumbrenter. If you can’t see that, I can’t help you. Just reread them and consider that he didn’t answer ANY of the Piggs important questions regarding his actual “housing needs.” How did he expect anyone to give him useful advice if he’s keeping it a “secret” what he is looking for? All he did was misspell everything, use incomplete sentences while ranting on incoherently about how he perceives the local RE market has been “unfair” to him and list all the areas of the county which he “can’t” move to due to having “those kind” of people living there (or so he thinks, lol). Wah, wah. Somebody like that is never going to buy a residence in SD … or any CA county for that matter.Hence, I referred him to Podunk, TX, where he can undoubtedly find new construction situated in a mostly plain vanilla and “red” atmosphere with a smattering of Asian newcomers there to make his entitled spouse feel right at home. That was the best advice he got here and that is exactly what he should do, IMO.
December 10, 2015 at 11:51 AM in reply to: Need advice on finding a good RE agent to buy and mortgage lender #792430bearishgurl
ParticipantI’m not quite understanding why you’re interested in Clairemont, mixxalot. Just a little while ago, you were posting about wanting to buy inland so you could have a “fun sailboat” and even afford a hangar for a private plane.
http://piggington.com/are_home_prices_just_silly_right_now#comment-258746
Where are you going to park a sailboat in Clairemont? Granted, there may be a (very) few lots on the Mtn Sts with room to park a sailboat (if it’s not too long) but are any of those (premium) lots available? In the above thread, you didn’t even seem that committed to staying in SD. Are you SURE you’re going to stay in SD long enough to make a $700K purchase in Clairemont “worth it?” I personally don’t think Clairemont is worth that much money. Perhaps a few properties in there with premium lots might be worth $600K – $650K but I just can’t see $700K. Some of those tracts up there weren’t even built with attics!
bearishgurl
Participant[quote=poorgradstudent]There are zip codes that are above bubble levels and zip codes still below. From a very broad perspective higher end zip codes seem to have bounced back more forcefully than areas like Santee/Chula Vista.
If prices go up another 5-10% in the next year I’ll start talking “bubble”, but for now I’m sticking with prices being “relatively high”, but not a true bubble. The peak of a normal cycle isn’t a bubble, it’s only when prices overshoot “normal” highs significantly it becomes a bubble with high risk of popping.
I feel like it’s a great time to sell, and buyers should exercise extreme caution.[/quote]
poorgradstudent, I don’t feel that the older areas of Chula Vista have “bounced back” that well. At least not yet. And Santee RE is cheaper overall than Chula Vista’s and that city is much smaller. An apples to apples comparison cannot really be made with the two cities.
I agree that the rapid appreciation of the past two years needs to be examined on a case-by-case basis. It varies wildly among micro-markets.
bearishgurl
Participant[quote=The-Shoveler]IMO there maybe micro bubbles but SoCal in general is not in a bubble yet.
Even if you have a bubble it is very unlikely to come close to the one we had in 2005-7.
There are still a few relative bargain areas in SoCal, just maybe not in coastal SD county.
Anyway IMO.After taking a tour through AZ and NM, to be honest I would be a lot more nervous buying a 600k tract home there than a 1-Million home in say Carlsbad.[/quote]
shoveler, I haven’t toured any housing in those states but have driven through them and stayed overnight in them numerous times.
I agree with you re: every AZ/NM locale except for the PHX eastern suburbs. I think the market is shaky in the rest of the locales in those states. Even in Tucson and ABQ. My reasoning is due to lack of a solid job base and lower than average pay. A good portion of Santa Fe and Flagstaff’s residents are moneyed retirees but there isn’t much of a job base in either city except tourism. And overall, both of those states have lower household incomes, mainly due to their being inhospitable (environment-wise) and the proliferation of Native Americans living on their own land. I don’t think RE in either state is a good investment unless one is purchasing their final home for retirement purposes. And even then, it wouldn’t really be an “investment,” but a forever home for the end-user.
bearishgurl
Participant[quote=kev374]There is no real estate bubble, infact things are going to get even higher I think because money is flying out of China and the rest of the world into the US and real estate is the target of that money. That phenomenon is here to stay.
Compared to the rest of the world real estate in the US is still incredibly cheap, even in hot areas like LA and SFO.
I can easily see the median price of a home in San Diego approach $1 million in the next few years just due to influx of foreign money.[/quote]
LOL, I haven’t seen any “Chinese buyers” interested in Chula Vista yet … at least not in the close-in older parts.
Maybe I ought to “hang on for the ride” until at least 2017 to see where this goes. Having seen all the fluctuations in value around here (which were not of our own making), I’m very, very cautiously optimistic.
I don’t see the typical Chinese buyer suddenly becoming interested in older areas in SD County (such as LJ or Chula Vista) unless they finally get wise to how much the carrying costs actually are in the newer areas (with added MR/HOA dues). That is, since they end up leasing out a great many of the properties they buy instead of occupying them.
This group is only interested in older properties in LA, SC, SM and SF Counties because they don’t have any choice … that’s all there is to choose from.
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