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barnaby33ParticipantSo you are a tree hugger till you want what you want? I for one am shocked! Never mind that a Pergola is in no way shape or form a need, you just sound like a douche.
I have no idea whether the stains in question are bad for the environment, but your tone is just awful.
Joshbarnaby33ParticipantFLU, I’ve thought you were older than 40 from your very first post. So really you are just now growing into my mental image of you.
Josh
barnaby33ParticipantThis time around I’d say it’s a bad idea. In real value terms the market is bound to decline. In Bonars that cat is out of the bag. You are 5 years to late. Unless you have inside info, then short like there is not tomorrow. Just don’t be Martha Stewart if you do.
Josh
barnaby33ParticipantGobble Gobble, said no turkey, ever. At least the cooked ones. Happy Turkey day!
Joshbarnaby33ParticipantFirst of all, from the Fed does all money flow. The Fed sets interest rates and bank reserve requirements. It could have easily said, no you can’t make these risky loans, by raising reserve requirements. SK you obviously don’t remember the Fed issuing exemptions to the big banks allowing them to loan more than 10% of assets to their pet investment funds in 2008. Previously that was verboten but the Fed allowed it, to buy more time. Essentially to deepen the crisis that already had to happen.
True it didn’t loosen credit quality, but it certainly didn’t object to Congress doing so either. It had a choice, to uphold the legal/credit nexus that you say they had no part in creating, or along with the Treasury they could print to inflate to allow all the bad actors in the system off the hook, also known as changing the rule book when the game moves against your customers, the large banks. Where do you think the money came from to buy all that Phony/Fraudie debt? Taxes collected? The Fed printed it.
Joshbarnaby33ParticipantHousing correction, vs appreciation hardly means you want the economy to be in chaos. This whole site however does have a selection bias and that bias is for lower prices on housing.
Joshbarnaby33ParticipantCongrats NicMM. You finished this chapter happy and really that is all that counts. Having taken a landlord to court and won handily, let me just say it’s not that simple. Getting paid by the landlord is a whole other bucket of worms.
Joshbarnaby33Participant6packscaredy you are like every new convert to something, burning with orthodoxy. Congrats on getting in shape! Now try not go fucking nuts, because it sure sounds like it. The gym is as much a social experience as about working out. I know, I’ve been going to one for 25 years.
JoshSeptember 7, 2013 at 9:37 AM in reply to: OT: Masters in Computer Science for $6K from top 10 program #765119barnaby33ParticipantI think it will do so much more when our society de-couples a college education from the college experience.
I had this discussion with a co-worker today about this very subject:
Exactly…so you’re a certification customer. Finding an online CS master’s shouldn’t be too hard. But you know, if you want to teach at the end of your career…just wait and get a doctorate. You’ll be supported by any decent department, can consult to supplement income if necessary, and can then get a wonderful teaching job. Of course, if you want to learn NOW I totally understand the impulse J
From: Josh
Sent: Wednesday, September 04, 2013 11:17 AMMy interest isn’t so much in the network effect as in teaching JC at the end of my career and a masters is required. UC Palomar probably wouldn’t demand one from Harvard/MIT/Carnegie Mellon. I signed up the mailing list to follow what is happening. If there are other similar programs that others know of, I’d like to hear about them.
JoshFrom: Troy
As a former academic whose life partner is a tenured professor at Towson (Maryland State, for you non-locals), I’ve been following this issue with some interest.
How this stuff gets priced is fascinating. Most traditional Ivy MBAs cost so much because their signaling and network effects are so valuable. In fact, a traditional Harvard MBA is probably underpriced, all things considered…it’s just that it would probably be too difficult for the target market to arrange to pay much more.
For an online degree, realistically the signaling and network effects are much less valuable and so the degree focuses on skill acquisition. All that’s really valuable is certification, so that’s why Tech is charging $7000 and so many others are just putting the material out there for free. In this way, they protect and even strengthen the value of the traditional degree, while cutting off a lot of potential disruptors before they can get started.
From: Josh
As to graduation rates, they will always be lower where all the motivation has to come from within. One of the things that helped me get my undergrad degree in CS was the shared suffering with others. I also went to a really cheap public school.
Many schools allow you to take courses online, but to be able to get your masters in CS, so affordably is in my opinion quite the breakthrough. I was looking at a masters program 7 years ago. It too was mostly online. It was prestigious, but 60k. This looks like it would have the payback to actually be worthwhile.
JoshFrom: Chad
I heard on NPR that Rice University is offering up theirs for free. I vaguely remember some of the stats – something like over 90,000 students applied to the computer programming Moocs and about 3-5% finish.
IMHO, it makes me think that even if a lot of great educations are going up online for free that the fiscal attachment will always drive students to completion. But seriously, if I had the time, I would study all these courses.
barnaby33ParticipantPeace Sells, but Who’s Buying. (Megadeth)
Joshbarnaby33ParticipantWhere’s the before pic?
Joshbarnaby33ParticipantI was hoping to watch this episode this week. Were there any strong conclusions drawn by the show?
Joshbarnaby33ParticipantMy folks lived in Primotapia for a decade ending two years ago. I never even once had an issue going down there. I’ve driven to Cabo, though admittedly that was in 90 and I’ve driven to Guerrero Negro twice in the last decade. Never had an issue. Crime is higher in Mexico, no doubt, but there is just way to much fear mongering.
As to investment and looking south. I lived in Medellin Colombia last year for a few months and would highly recommend it. It’s peaceful, pleasant year round climate and only 3 hours from Miami by plane. It’s economy is growing and they don’t hate gringos even though our money fueled their civil war.
Josh
barnaby33ParticipantFLU I know someone as well. Send me an email at
Josh
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