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asragov
ParticipantYou can find the REO’s on their respective websites, but note that they are usually sold through realtors who specialize in this sort of thing:
http://bankofamerica.reo.com/search/
http://www.citimortgage.com/Mortgage/Oreo/SearchListing.do
http://mortgage.chase.com/pages/other/co_properties_landing.jsp
http://www.us.hsbc.com/1/2/3/personal/home-loans/properties
Clearly banks are “managing” the process of getting these properties to market.
asragov
ParticipantDo you have a web site / phone number for more information on this program?
asragov
ParticipantDo you have a web site / phone number for more information on this program?
asragov
ParticipantDo you have a web site / phone number for more information on this program?
asragov
ParticipantDo you have a web site / phone number for more information on this program?
asragov
ParticipantThe moral dilemma is mostly being responded to by profiteering, on the part of sellers and builders. Don’t get caught in their “taking advantage of the tragedy.”
The 2003 fires aggravated an already-tight situation in San Diego’s real estate market, where nearly every decent home had several offers when it went to sale.
The 2007 fires came just as the market is beginning to fall apart. While there might be some delays along the way, the trend is clearly down, and the fires will be forgotten soon enough.
“Hurry up and buy” is a desire that you simply have to resist. If you need a place to live and will live there most of your life, then buy already, and don’t sweat it.
But if price matters, 2008 and 2009 will almost surely be MUCH more attractive to buyers in San Diego / RSF than 2007.
asragov
ParticipantThe moral dilemma is mostly being responded to by profiteering, on the part of sellers and builders. Don’t get caught in their “taking advantage of the tragedy.”
The 2003 fires aggravated an already-tight situation in San Diego’s real estate market, where nearly every decent home had several offers when it went to sale.
The 2007 fires came just as the market is beginning to fall apart. While there might be some delays along the way, the trend is clearly down, and the fires will be forgotten soon enough.
“Hurry up and buy” is a desire that you simply have to resist. If you need a place to live and will live there most of your life, then buy already, and don’t sweat it.
But if price matters, 2008 and 2009 will almost surely be MUCH more attractive to buyers in San Diego / RSF than 2007.
asragov
ParticipantThe moral dilemma is mostly being responded to by profiteering, on the part of sellers and builders. Don’t get caught in their “taking advantage of the tragedy.”
The 2003 fires aggravated an already-tight situation in San Diego’s real estate market, where nearly every decent home had several offers when it went to sale.
The 2007 fires came just as the market is beginning to fall apart. While there might be some delays along the way, the trend is clearly down, and the fires will be forgotten soon enough.
“Hurry up and buy” is a desire that you simply have to resist. If you need a place to live and will live there most of your life, then buy already, and don’t sweat it.
But if price matters, 2008 and 2009 will almost surely be MUCH more attractive to buyers in San Diego / RSF than 2007.
asragov
ParticipantThe moral dilemma is mostly being responded to by profiteering, on the part of sellers and builders. Don’t get caught in their “taking advantage of the tragedy.”
The 2003 fires aggravated an already-tight situation in San Diego’s real estate market, where nearly every decent home had several offers when it went to sale.
The 2007 fires came just as the market is beginning to fall apart. While there might be some delays along the way, the trend is clearly down, and the fires will be forgotten soon enough.
“Hurry up and buy” is a desire that you simply have to resist. If you need a place to live and will live there most of your life, then buy already, and don’t sweat it.
But if price matters, 2008 and 2009 will almost surely be MUCH more attractive to buyers in San Diego / RSF than 2007.
asragov
ParticipantSan Diego County school test scores are available here:
http://api.cde.ca.gov/AcntRpt2007/2007GrthAPICo.aspx?cSelect=37,San,Diego
You can debate what is good and what is not so good, but you can check out Scripps Ranch (highest middle school score – Marshall Middle), La Jolla (highest elementary school score at Bird Rock), and Preuss School at UCSD (high school) to get an idea of the top. This is in the San Diego Unified school district.
You have some higher scores outside the San Diego Unified district (a whole other conversation – but I believe if your kids are talented, it is better to be in the San Diego district) at Sage Canyon (Del Mar Union elementary), and Carmel Valley Middle. Preuss UCSD beats most anyone in any district, but can also be considered a special case (charter school etc. etc.).
It is easy to scan these and see that La Jolla, Scripps Ranch, Del Mar-ish, and Coronado have excellent schools. Some other areas, well, not as much.
I do recruiting (volunteer) for my school’s alumni association, so I am very attuned to school performance.
I understand the desire to buy, but consider that many analysts feel that the market is still 30-50% overvalued. By renting for a year or two or three, you might be saving over $100k-$200k.
PLEASE consider renting, if not only to learn the neighborhoods, but also to, possibly, save a huge, giant, enormous bundle.
asragov
ParticipantSan Diego County school test scores are available here:
http://api.cde.ca.gov/AcntRpt2007/2007GrthAPICo.aspx?cSelect=37,San,Diego
You can debate what is good and what is not so good, but you can check out Scripps Ranch (highest middle school score – Marshall Middle), La Jolla (highest elementary school score at Bird Rock), and Preuss School at UCSD (high school) to get an idea of the top. This is in the San Diego Unified school district.
You have some higher scores outside the San Diego Unified district (a whole other conversation – but I believe if your kids are talented, it is better to be in the San Diego district) at Sage Canyon (Del Mar Union elementary), and Carmel Valley Middle. Preuss UCSD beats most anyone in any district, but can also be considered a special case (charter school etc. etc.).
It is easy to scan these and see that La Jolla, Scripps Ranch, Del Mar-ish, and Coronado have excellent schools. Some other areas, well, not as much.
I do recruiting (volunteer) for my school’s alumni association, so I am very attuned to school performance.
I understand the desire to buy, but consider that many analysts feel that the market is still 30-50% overvalued. By renting for a year or two or three, you might be saving over $100k-$200k.
PLEASE consider renting, if not only to learn the neighborhoods, but also to, possibly, save a huge, giant, enormous bundle.
asragov
ParticipantSan Diego County school test scores are available here:
http://api.cde.ca.gov/AcntRpt2007/2007GrthAPICo.aspx?cSelect=37,San,Diego
You can debate what is good and what is not so good, but you can check out Scripps Ranch (highest middle school score – Marshall Middle), La Jolla (highest elementary school score at Bird Rock), and Preuss School at UCSD (high school) to get an idea of the top. This is in the San Diego Unified school district.
You have some higher scores outside the San Diego Unified district (a whole other conversation – but I believe if your kids are talented, it is better to be in the San Diego district) at Sage Canyon (Del Mar Union elementary), and Carmel Valley Middle. Preuss UCSD beats most anyone in any district, but can also be considered a special case (charter school etc. etc.).
It is easy to scan these and see that La Jolla, Scripps Ranch, Del Mar-ish, and Coronado have excellent schools. Some other areas, well, not as much.
I do recruiting (volunteer) for my school’s alumni association, so I am very attuned to school performance.
I understand the desire to buy, but consider that many analysts feel that the market is still 30-50% overvalued. By renting for a year or two or three, you might be saving over $100k-$200k.
PLEASE consider renting, if not only to learn the neighborhoods, but also to, possibly, save a huge, giant, enormous bundle.
asragov
ParticipantScripps Ranch is worth checking out – easy commute downtown via 15->163 and into La Jolla by 52. It is an area with excellent schools and a lot of families with children.
If you get anything from this board, you will want to SERIOUSLY consider renting. As we see real estate prices continuing to fall, buying seems like a losing proposition in many ways.
For $3,000/month, you should be able to rent a very nice, very respectable family home in Scripps Ranch.
I think that the traffic getting in and out of Carmel Valley is horrific, but to each his own.
asragov
ParticipantScripps Ranch is worth checking out – easy commute downtown via 15->163 and into La Jolla by 52. It is an area with excellent schools and a lot of families with children.
If you get anything from this board, you will want to SERIOUSLY consider renting. As we see real estate prices continuing to fall, buying seems like a losing proposition in many ways.
For $3,000/month, you should be able to rent a very nice, very respectable family home in Scripps Ranch.
I think that the traffic getting in and out of Carmel Valley is horrific, but to each his own.
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