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an
ParticipantThanks disappointed mom for that assessment. Are you sure the curriculum is the same for seminar student as regular student? That would be a big surprise to me (in a bad way).
an
ParticipantI agree with everything sdduuuude said. It’s totally worth it. Check with your company as well to see if they have any group lawyer service. If they do, sign up for it. It’ll save you a lot of money. I think to sign up, we have to pay something like $6/month. To do all the docs that sdduuuude stated, I was charged $250. So after said and done, I’m out ~$350 to have all of those docs draft up by a lawyer.
an
ParticipantI agree with everything sdduuuude said. It’s totally worth it. Check with your company as well to see if they have any group lawyer service. If they do, sign up for it. It’ll save you a lot of money. I think to sign up, we have to pay something like $6/month. To do all the docs that sdduuuude stated, I was charged $250. So after said and done, I’m out ~$350 to have all of those docs draft up by a lawyer.
an
ParticipantI agree with everything sdduuuude said. It’s totally worth it. Check with your company as well to see if they have any group lawyer service. If they do, sign up for it. It’ll save you a lot of money. I think to sign up, we have to pay something like $6/month. To do all the docs that sdduuuude stated, I was charged $250. So after said and done, I’m out ~$350 to have all of those docs draft up by a lawyer.
an
ParticipantI agree with everything sdduuuude said. It’s totally worth it. Check with your company as well to see if they have any group lawyer service. If they do, sign up for it. It’ll save you a lot of money. I think to sign up, we have to pay something like $6/month. To do all the docs that sdduuuude stated, I was charged $250. So after said and done, I’m out ~$350 to have all of those docs draft up by a lawyer.
an
ParticipantI agree with everything sdduuuude said. It’s totally worth it. Check with your company as well to see if they have any group lawyer service. If they do, sign up for it. It’ll save you a lot of money. I think to sign up, we have to pay something like $6/month. To do all the docs that sdduuuude stated, I was charged $250. So after said and done, I’m out ~$350 to have all of those docs draft up by a lawyer.
June 10, 2011 at 8:40 AM in reply to: Robert Shiller – home prices could slide for 20 years? #702284an
ParticipantWouldn’t your age come into play as well if it does decline for 15 years and you decide to wait for 15 years? If you’re currently 45 for example, that would mean you’d be 60 by the time it bottom. How would you retire with a mortgage? Especially one that won’t go away until you’re 90.
June 10, 2011 at 8:40 AM in reply to: Robert Shiller – home prices could slide for 20 years? #702382an
ParticipantWouldn’t your age come into play as well if it does decline for 15 years and you decide to wait for 15 years? If you’re currently 45 for example, that would mean you’d be 60 by the time it bottom. How would you retire with a mortgage? Especially one that won’t go away until you’re 90.
June 10, 2011 at 8:40 AM in reply to: Robert Shiller – home prices could slide for 20 years? #702974an
ParticipantWouldn’t your age come into play as well if it does decline for 15 years and you decide to wait for 15 years? If you’re currently 45 for example, that would mean you’d be 60 by the time it bottom. How would you retire with a mortgage? Especially one that won’t go away until you’re 90.
June 10, 2011 at 8:40 AM in reply to: Robert Shiller – home prices could slide for 20 years? #703124an
ParticipantWouldn’t your age come into play as well if it does decline for 15 years and you decide to wait for 15 years? If you’re currently 45 for example, that would mean you’d be 60 by the time it bottom. How would you retire with a mortgage? Especially one that won’t go away until you’re 90.
June 10, 2011 at 8:40 AM in reply to: Robert Shiller – home prices could slide for 20 years? #703482an
ParticipantWouldn’t your age come into play as well if it does decline for 15 years and you decide to wait for 15 years? If you’re currently 45 for example, that would mean you’d be 60 by the time it bottom. How would you retire with a mortgage? Especially one that won’t go away until you’re 90.
an
Participant[quote=bearishgurl]AN, it’s late and I will call it a DAY (for me, anyway). 4S is NOT part of RB…[/quote]
Hmm… SDLookup is not agreeing with you: Here’s the link: http://www.sdlookup.com/Real_Estate-Rancho_Bernardo-Houses_For_Sale-92127. Please tell me what you see that the title of the area covered by 92127?[quote=bearishgurl]An “exurb” is a far-flung area (established or not established) which is situated far from job centers, whose residents are largely freeway dependent. It often does not have all the retail and other services locally within it which its residents need. In addition, it is served very minimally, if at all, by public transportation.
Hope this clears your confusion.[/quote]
By this definition, 4S must not be an exurb, since it’s quite close (5-15 minute drive) to several large corporations. What retail and services do you think one need that 4S does not have? So, no, it hasn’t cleared up much confusion. Unless what you’re say is, you’re wrong with this statement:
[quote=bearishgurl]In the SD County “exurbs”, the vast majority of =<3000 sf SFR's are built on substandard lots (<5000 sf), are encumbered with an HOA and also usually CFD(s). The vast majority of 30+ yr old houses in SD County sit on bigger lots and have far more desirable locations than those built in the "exurbs" in the last 15 years.[/quote]
So, Bonsall, Fallbrook, Ramona, Alpine, etc. are true exurb. With this list of exurb, do you think the above statement is true?an
Participant[quote=bearishgurl]AN, it’s late and I will call it a DAY (for me, anyway). 4S is NOT part of RB…[/quote]
Hmm… SDLookup is not agreeing with you: Here’s the link: http://www.sdlookup.com/Real_Estate-Rancho_Bernardo-Houses_For_Sale-92127. Please tell me what you see that the title of the area covered by 92127?[quote=bearishgurl]An “exurb” is a far-flung area (established or not established) which is situated far from job centers, whose residents are largely freeway dependent. It often does not have all the retail and other services locally within it which its residents need. In addition, it is served very minimally, if at all, by public transportation.
Hope this clears your confusion.[/quote]
By this definition, 4S must not be an exurb, since it’s quite close (5-15 minute drive) to several large corporations. What retail and services do you think one need that 4S does not have? So, no, it hasn’t cleared up much confusion. Unless what you’re say is, you’re wrong with this statement:
[quote=bearishgurl]In the SD County “exurbs”, the vast majority of =<3000 sf SFR's are built on substandard lots (<5000 sf), are encumbered with an HOA and also usually CFD(s). The vast majority of 30+ yr old houses in SD County sit on bigger lots and have far more desirable locations than those built in the "exurbs" in the last 15 years.[/quote]
So, Bonsall, Fallbrook, Ramona, Alpine, etc. are true exurb. With this list of exurb, do you think the above statement is true?an
Participant[quote=bearishgurl]AN, it’s late and I will call it a DAY (for me, anyway). 4S is NOT part of RB…[/quote]
Hmm… SDLookup is not agreeing with you: Here’s the link: http://www.sdlookup.com/Real_Estate-Rancho_Bernardo-Houses_For_Sale-92127. Please tell me what you see that the title of the area covered by 92127?[quote=bearishgurl]An “exurb” is a far-flung area (established or not established) which is situated far from job centers, whose residents are largely freeway dependent. It often does not have all the retail and other services locally within it which its residents need. In addition, it is served very minimally, if at all, by public transportation.
Hope this clears your confusion.[/quote]
By this definition, 4S must not be an exurb, since it’s quite close (5-15 minute drive) to several large corporations. What retail and services do you think one need that 4S does not have? So, no, it hasn’t cleared up much confusion. Unless what you’re say is, you’re wrong with this statement:
[quote=bearishgurl]In the SD County “exurbs”, the vast majority of =<3000 sf SFR's are built on substandard lots (<5000 sf), are encumbered with an HOA and also usually CFD(s). The vast majority of 30+ yr old houses in SD County sit on bigger lots and have far more desirable locations than those built in the "exurbs" in the last 15 years.[/quote]
So, Bonsall, Fallbrook, Ramona, Alpine, etc. are true exurb. With this list of exurb, do you think the above statement is true? -
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