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August 15, 2011 at 9:48 PM in reply to: ok: can someone tell me what good is left for the health care reform #720558August 15, 2011 at 9:48 PM in reply to: ok: can someone tell me what good is left for the health care reform #720921
an
Participant[quote=UCGal]
For the record to all folks (not you sk in cv) who comment about needing tort reform. California has tort reform for medical malpractice and has since 1975. The pain and suffering/punative part of settlements for malpractice are limited to $250k. This is not indexed to inflation, so it’s worth a lot less today than when it was instated. It also caps fees by lawyers, etc.
http://en.wikipedia.org/wiki/Medical_Injury_Compensation_Reform_ActHere in CA we do not need tort reform, because we already have it.
And doctors still have rising medical malpractice insurance costs. I also read that despite this law, medical malpractice has gone up between 190-450% since enacted. (Different sources… different figures, but both still big numbers.)When you hear about how tort reform will solve the problem, consider whether it’s working in CA, where it’s been in place for 36 years.[/quote]
Good point UCGal. You and a few other have proven me wrong recently about this. I can’t speak for everyone, but the reason I thought about tort reform is because I thought it would bring down malpractice insurance. The root of the problem is the malpractice insurance. I figure, the reason why the insurance company charges so much is because of the malpractice law suits. If malpractice law suit are not as prevalent as I thought and the payout is not nearly as much as I thought, then that mean insurer should be making 200-450% more than they did in 1975, right? Does anyone who are in the know have that data?Maybe, if the government doesn’t require all doctors to have malpractice insurance, it might lower the malpractice insurance. At a certain point, it wouldn’t be worth it anymore. If the malpractice insurers are charging way too much, then they’ll lose customers. But as it stands today, they can charge way too much and their customers don’t have any choice but to pay up and pass on the cost to their customers.
August 15, 2011 at 7:31 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #719684Participant[quote=CA renter]I’m following you up until the point that the savings becomes negative with a $40K job. How does the eventual income differ between a CC-to-CSU/UC graduate vs. a four-year CSU/UC graduate?
When you graduate from a CSU or UC, your degree looks exactly the same, irrespective of whether or not you spent your first two years at a CC or the CSU/UC.
One more thing…most CC students also work (often full-time hours), which is why they usually take longer to graduate than the CSU/UC students. IMHO, this work experience is far more important than graduating one year earlier. In my experience, it was my work experience during the college years that opened all the doors, not the degree. I was already “in demand” — during a recession — with recruiters calling me with very lucrative offers by the time I graduated…all because of the reputation I had built up while working through college.[/quote]
My assumption, after you get your BS/BA, you’ll be making the same amount, regardless if you go to CC or not. I also assume it takes 5-6 years to graduate going through CC + UC/CSU vs 4 years going straight to UC/CSU. I also assume you want to retire at the same age. So, lets say going straight to UC/CSU and you retire at 62, you have 40 working years in your profession. Lets assume it takes you 1-2 extra years in CC, you’ll have 38-39 working years in your profession. That’s where I get the negative $40k from. This is assuming you make the same amount with every year of experience regardless of going straight to UC/CSU or going through CC.You’re assuming students who go straight to UC/CSU don’t work. I worked 20-30 hours a week while I was at UCSD during the school year and 40 hours a week during the summer and still was able to graduate in 4 years. My work experience was in my area of study (software engineering). That makes a huge difference. There’s no way I could have gotten those working experience if I was in CC w/ no major. In my profession, working any odd jobs won’t do you any good. However, after your 1 year in your undergrad w/ your major, you can apply for internship, which means A LOT more.
August 15, 2011 at 7:31 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #719777Participant[quote=CA renter]I’m following you up until the point that the savings becomes negative with a $40K job. How does the eventual income differ between a CC-to-CSU/UC graduate vs. a four-year CSU/UC graduate?
When you graduate from a CSU or UC, your degree looks exactly the same, irrespective of whether or not you spent your first two years at a CC or the CSU/UC.
One more thing…most CC students also work (often full-time hours), which is why they usually take longer to graduate than the CSU/UC students. IMHO, this work experience is far more important than graduating one year earlier. In my experience, it was my work experience during the college years that opened all the doors, not the degree. I was already “in demand” — during a recession — with recruiters calling me with very lucrative offers by the time I graduated…all because of the reputation I had built up while working through college.[/quote]
My assumption, after you get your BS/BA, you’ll be making the same amount, regardless if you go to CC or not. I also assume it takes 5-6 years to graduate going through CC + UC/CSU vs 4 years going straight to UC/CSU. I also assume you want to retire at the same age. So, lets say going straight to UC/CSU and you retire at 62, you have 40 working years in your profession. Lets assume it takes you 1-2 extra years in CC, you’ll have 38-39 working years in your profession. That’s where I get the negative $40k from. This is assuming you make the same amount with every year of experience regardless of going straight to UC/CSU or going through CC.You’re assuming students who go straight to UC/CSU don’t work. I worked 20-30 hours a week while I was at UCSD during the school year and 40 hours a week during the summer and still was able to graduate in 4 years. My work experience was in my area of study (software engineering). That makes a huge difference. There’s no way I could have gotten those working experience if I was in CC w/ no major. In my profession, working any odd jobs won’t do you any good. However, after your 1 year in your undergrad w/ your major, you can apply for internship, which means A LOT more.
August 15, 2011 at 7:31 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720377Participant[quote=CA renter]I’m following you up until the point that the savings becomes negative with a $40K job. How does the eventual income differ between a CC-to-CSU/UC graduate vs. a four-year CSU/UC graduate?
When you graduate from a CSU or UC, your degree looks exactly the same, irrespective of whether or not you spent your first two years at a CC or the CSU/UC.
One more thing…most CC students also work (often full-time hours), which is why they usually take longer to graduate than the CSU/UC students. IMHO, this work experience is far more important than graduating one year earlier. In my experience, it was my work experience during the college years that opened all the doors, not the degree. I was already “in demand” — during a recession — with recruiters calling me with very lucrative offers by the time I graduated…all because of the reputation I had built up while working through college.[/quote]
My assumption, after you get your BS/BA, you’ll be making the same amount, regardless if you go to CC or not. I also assume it takes 5-6 years to graduate going through CC + UC/CSU vs 4 years going straight to UC/CSU. I also assume you want to retire at the same age. So, lets say going straight to UC/CSU and you retire at 62, you have 40 working years in your profession. Lets assume it takes you 1-2 extra years in CC, you’ll have 38-39 working years in your profession. That’s where I get the negative $40k from. This is assuming you make the same amount with every year of experience regardless of going straight to UC/CSU or going through CC.You’re assuming students who go straight to UC/CSU don’t work. I worked 20-30 hours a week while I was at UCSD during the school year and 40 hours a week during the summer and still was able to graduate in 4 years. My work experience was in my area of study (software engineering). That makes a huge difference. There’s no way I could have gotten those working experience if I was in CC w/ no major. In my profession, working any odd jobs won’t do you any good. However, after your 1 year in your undergrad w/ your major, you can apply for internship, which means A LOT more.
August 15, 2011 at 7:31 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720533Participant[quote=CA renter]I’m following you up until the point that the savings becomes negative with a $40K job. How does the eventual income differ between a CC-to-CSU/UC graduate vs. a four-year CSU/UC graduate?
When you graduate from a CSU or UC, your degree looks exactly the same, irrespective of whether or not you spent your first two years at a CC or the CSU/UC.
One more thing…most CC students also work (often full-time hours), which is why they usually take longer to graduate than the CSU/UC students. IMHO, this work experience is far more important than graduating one year earlier. In my experience, it was my work experience during the college years that opened all the doors, not the degree. I was already “in demand” — during a recession — with recruiters calling me with very lucrative offers by the time I graduated…all because of the reputation I had built up while working through college.[/quote]
My assumption, after you get your BS/BA, you’ll be making the same amount, regardless if you go to CC or not. I also assume it takes 5-6 years to graduate going through CC + UC/CSU vs 4 years going straight to UC/CSU. I also assume you want to retire at the same age. So, lets say going straight to UC/CSU and you retire at 62, you have 40 working years in your profession. Lets assume it takes you 1-2 extra years in CC, you’ll have 38-39 working years in your profession. That’s where I get the negative $40k from. This is assuming you make the same amount with every year of experience regardless of going straight to UC/CSU or going through CC.You’re assuming students who go straight to UC/CSU don’t work. I worked 20-30 hours a week while I was at UCSD during the school year and 40 hours a week during the summer and still was able to graduate in 4 years. My work experience was in my area of study (software engineering). That makes a huge difference. There’s no way I could have gotten those working experience if I was in CC w/ no major. In my profession, working any odd jobs won’t do you any good. However, after your 1 year in your undergrad w/ your major, you can apply for internship, which means A LOT more.
August 15, 2011 at 7:31 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720896Participant[quote=CA renter]I’m following you up until the point that the savings becomes negative with a $40K job. How does the eventual income differ between a CC-to-CSU/UC graduate vs. a four-year CSU/UC graduate?
When you graduate from a CSU or UC, your degree looks exactly the same, irrespective of whether or not you spent your first two years at a CC or the CSU/UC.
One more thing…most CC students also work (often full-time hours), which is why they usually take longer to graduate than the CSU/UC students. IMHO, this work experience is far more important than graduating one year earlier. In my experience, it was my work experience during the college years that opened all the doors, not the degree. I was already “in demand” — during a recession — with recruiters calling me with very lucrative offers by the time I graduated…all because of the reputation I had built up while working through college.[/quote]
My assumption, after you get your BS/BA, you’ll be making the same amount, regardless if you go to CC or not. I also assume it takes 5-6 years to graduate going through CC + UC/CSU vs 4 years going straight to UC/CSU. I also assume you want to retire at the same age. So, lets say going straight to UC/CSU and you retire at 62, you have 40 working years in your profession. Lets assume it takes you 1-2 extra years in CC, you’ll have 38-39 working years in your profession. That’s where I get the negative $40k from. This is assuming you make the same amount with every year of experience regardless of going straight to UC/CSU or going through CC.You’re assuming students who go straight to UC/CSU don’t work. I worked 20-30 hours a week while I was at UCSD during the school year and 40 hours a week during the summer and still was able to graduate in 4 years. My work experience was in my area of study (software engineering). That makes a huge difference. There’s no way I could have gotten those working experience if I was in CC w/ no major. In my profession, working any odd jobs won’t do you any good. However, after your 1 year in your undergrad w/ your major, you can apply for internship, which means A LOT more.
August 15, 2011 at 5:05 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #719629ParticipantHow much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.
August 15, 2011 at 5:05 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #719722ParticipantHow much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.
August 15, 2011 at 5:05 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720322ParticipantHow much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.
August 15, 2011 at 5:05 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720478ParticipantHow much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.
August 15, 2011 at 5:05 PM in reply to: OT — Article: “10 Reasons to Skip Expensive Colleges” #720841ParticipantHow much can you truly save vs how much lost income when you don’t graduate in 4 years? Especially when you go to a UC or a CSU. UCSD tuition is $13,234/yr, if you go to JC, you’ll save on GE classes, and a couple math classes. But JC transfer usually take 5-6 years to graduate with the same degree vs 4. So, you’re saving $13-26k, but then if you get out and get a job for $40k, then your $13k-26k savings become negative saving of $14k-27k. This is assuming you go to a UC near home. That CSU cost number is about half of UC.
ParticipantI wonder what will happen to the Motorola’s office down here. Grow or shrink? Any guesses?
ParticipantI wonder what will happen to the Motorola’s office down here. Grow or shrink? Any guesses?
ParticipantI wonder what will happen to the Motorola’s office down here. Grow or shrink? Any guesses?
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