[an]

[quote=Arraya]Exactly! Schiff talks endlessly about how state intervention is so so bad and the root of all economic problems – but, hey, everybody give me you money and I will buy chinese stocks! huh?[/quote]
If he only invest in countries that support his view, then where does he put this clients’ money?

Also, to those who area against Ron Paul, are you guys/gals against him specifically or Republicans as a whole? Would you rather have Bachmann, Perry, or Romney as a president instead?

[an]

[quote=Arraya]Exactly! Schiff talks endlessly about how state intervention is so so bad and the root of all economic problems – but, hey, everybody give me you money and I will buy chinese stocks! huh?[/quote]
If he only invest in countries that support his view, then where does he put this clients’ money?

Also, to those who area against Ron Paul, are you guys/gals against him specifically or Republicans as a whole? Would you rather have Bachmann, Perry, or Romney as a president instead?

[an]

[quote=sdcellar]A buyer today would still be wise to not overrate such long-term effects, however. That is, be careful not to put too much stock into the 30-year (or 20-) argument as many homeowners never get there. If instead, it’s honestly your home to die in, then yes, your kids might not be so affected by your currently (outrageous) Mello-Roos.[/quote]
Totally agree. Which is why monthly payment is what you should really use to compare those two properties (especially if you don’t plan to die in the place). The monthly payment gap would be even bigger after the MR drops off. With those two examples, the SB property starts out with ~$900/month cheaper after all expense. That haven’t count in ~$200/month less in property tax. It would be another $400/month cheaper if you decide to stay past the life of the MR.

[an]

[quote=sdcellar]A buyer today would still be wise to not overrate such long-term effects, however. That is, be careful not to put too much stock into the 30-year (or 20-) argument as many homeowners never get there. If instead, it’s honestly your home to die in, then yes, your kids might not be so affected by your currently (outrageous) Mello-Roos.[/quote]
Totally agree. Which is why monthly payment is what you should really use to compare those two properties (especially if you don’t plan to die in the place). The monthly payment gap would be even bigger after the MR drops off. With those two examples, the SB property starts out with ~$900/month cheaper after all expense. That haven’t count in ~$200/month less in property tax. It would be another $400/month cheaper if you decide to stay past the life of the MR.

[an]

[quote=sdcellar]A buyer today would still be wise to not overrate such long-term effects, however. That is, be careful not to put too much stock into the 30-year (or 20-) argument as many homeowners never get there. If instead, it’s honestly your home to die in, then yes, your kids might not be so affected by your currently (outrageous) Mello-Roos.[/quote]
Totally agree. Which is why monthly payment is what you should really use to compare those two properties (especially if you don’t plan to die in the place). The monthly payment gap would be even bigger after the MR drops off. With those two examples, the SB property starts out with ~$900/month cheaper after all expense. That haven’t count in ~$200/month less in property tax. It would be another $400/month cheaper if you decide to stay past the life of the MR.

[an]

[quote=sdcellar]A buyer today would still be wise to not overrate such long-term effects, however. That is, be careful not to put too much stock into the 30-year (or 20-) argument as many homeowners never get there. If instead, it’s honestly your home to die in, then yes, your kids might not be so affected by your currently (outrageous) Mello-Roos.[/quote]
Totally agree. Which is why monthly payment is what you should really use to compare those two properties (especially if you don’t plan to die in the place). The monthly payment gap would be even bigger after the MR drops off. With those two examples, the SB property starts out with ~$900/month cheaper after all expense. That haven’t count in ~$200/month less in property tax. It would be another $400/month cheaper if you decide to stay past the life of the MR.

[an]

[quote=sdcellar]A buyer today would still be wise to not overrate such long-term effects, however. That is, be careful not to put too much stock into the 30-year (or 20-) argument as many homeowners never get there. If instead, it’s honestly your home to die in, then yes, your kids might not be so affected by your currently (outrageous) Mello-Roos.[/quote]
Totally agree. Which is why monthly payment is what you should really use to compare those two properties (especially if you don’t plan to die in the place). The monthly payment gap would be even bigger after the MR drops off. With those two examples, the SB property starts out with ~$900/month cheaper after all expense. That haven’t count in ~$200/month less in property tax. It would be another $400/month cheaper if you decide to stay past the life of the MR.

[an]

[quote=briansd1]I believe that if you’re a good person, you become more progressive with age.[/quote]
Really?

[an]

[quote=briansd1]I believe that if you’re a good person, you become more progressive with age.[/quote]
Really?

[an]

[quote=briansd1]I believe that if you’re a good person, you become more progressive with age.[/quote]
Really?

[an]

[quote=briansd1]I believe that if you’re a good person, you become more progressive with age.[/quote]
Really?

[an]

[quote=briansd1]I believe that if you’re a good person, you become more progressive with age.[/quote]
Really?

[an]

[quote=bearishgurl]More taxes at SCP … I agree, AN. But let’s presume all-cash sales in each subject sold comp.[/quote]
OK, lets assume all-cash sales, do you think the buyer will pay off the MR too? IIRC, in another post, you suggest not to pay off the MR. So, lets assume such buyer don’t pay off the MR, they will be paying $224k less for the house. If you can get 4% return on that $224k, then the interest would probably be enough to cover your MR (depending on your tax bracket). So, you’re not really paying $77k more, but closer to $224k (depending on your rate of return and tax bracket) more for the SCP home.

[an]

[quote=bearishgurl]More taxes at SCP … I agree, AN. But let’s presume all-cash sales in each subject sold comp.[/quote]
OK, lets assume all-cash sales, do you think the buyer will pay off the MR too? IIRC, in another post, you suggest not to pay off the MR. So, lets assume such buyer don’t pay off the MR, they will be paying $224k less for the house. If you can get 4% return on that $224k, then the interest would probably be enough to cover your MR (depending on your tax bracket). So, you’re not really paying $77k more, but closer to $224k (depending on your rate of return and tax bracket) more for the SCP home.

[an]

[quote=bearishgurl]More taxes at SCP … I agree, AN. But let’s presume all-cash sales in each subject sold comp.[/quote]
OK, lets assume all-cash sales, do you think the buyer will pay off the MR too? IIRC, in another post, you suggest not to pay off the MR. So, lets assume such buyer don’t pay off the MR, they will be paying $224k less for the house. If you can get 4% return on that $224k, then the interest would probably be enough to cover your MR (depending on your tax bracket). So, you’re not really paying $77k more, but closer to $224k (depending on your rate of return and tax bracket) more for the SCP home.

[Author]

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