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January 31, 2013 at 9:09 AM in reply to: The Phil Mickelson Effect and California: Taxed to the MAX!!! #758716
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Participant[quote=sdduuuude]You must be a poor person, forced into taking Advil by “the man”[/quote]
I got headache when I realized the local convenience store no longer carries Rolex. I buy Rolex for Roger Federer, but Advil for Phil.
January 30, 2013 at 3:54 PM in reply to: The Phil Mickelson Effect and California: Taxed to the MAX!!! #758701Participant[quote=sdduuuude]Please list 3 products you purchased from Phil’s sponsors this year.[/quote]
I filled up at Exon in Carmel Mountain and tool Advil this morning. That’s 2/3 🙂
January 29, 2013 at 8:51 AM in reply to: The Real Story Of How ‘Untouchable’ Wall Street Execs Avoided Prosecution #758661Participant[quote=CA renter]
You know what’s sad? Look at the number of comments responding to the many excellent threads posted by sjk…maybe 3-5, sometimes zero….[/quote]tl;dr?
Also, often from zerohedge. That place is in ‘the world ends in 15 minutes’ mode since at least 2007.
Participant[quote=carlsbadworker]I thought Provident Funding was bad too originally. But all you need is automatic debit…so it is not that bad.
My new lender (Interbank Loan) is utterly horrible. First of all, there is no website at all. Forget about on demand payment or automatic debit. The only option is snail mail. And I read online that it is slow to accept snail mail and would charge you $10 for pay via phone. So I sent my payment as soon as I got my deposit slip and 2 weeks later, it has not debited the check. I guess I can not avoid that $10 fee otherwise I will have a late payment.
Luckily, they just sold my loan to another servicer. Otherwise, I will be forced to refi as soon as possible not for the rate but to stay away from that lender.[/quote]
Interbank generally does not keep or service mortgages. There are few threads online where people recommend waiting a couple of weeks before making a payment if you refinanced with them.
January 23, 2013 at 12:46 PM in reply to: Over 21% of homeowners in SD County have paid off houses #758349Participant[quote=bearishgurl]
Not really psychotic … or “poorly managed.” We just did the very best we could with what we had to work with. I think we did a “bang up” job!The difference between craptcha (a Gen Y?) and a boomer is that the Gen Y thinks a supervisor is “psychotic” when they want face time and want to know what their subordinates are constantly doing. Perhaps this isn’t so important when this stuff can now be done in a cubicle with intranet and and pdf files. But it was VERY important when humans had to physically and properly produce everything and hand-carry it into a courtroom.[/quote]
But also
[quote=bearishgurl]You better give the impression of liking and respecting your supervisor or your life could be made hell really fast . . .[/quote]So, did you earn your pension by hand-carrying documents or by pretending that you respect your supervisor?
January 23, 2013 at 11:12 AM in reply to: Over 21% of homeowners in SD County have paid off houses #758312ParticipantBG, you said nothing about the actual work you performed. Are you being compensated for working with psychotic bosses in poorly managed organization?
January 17, 2013 at 2:55 PM in reply to: Obama re-elected to grow our national pie, not just re-divide it #757915Participant[quote=AN]This is another kind of medical advancement I’m talking about:
http://www.guardian.co.uk/science/2010/jul/12/cancer-survival-rates-doubled
http://www.dailytech.com/article.aspx?newsid=29669 (better quality of life for some)[/quote]How can they tell 10y survival rate of those diagnosed in 2007? We need to wait 4 more years and enumerate them 😉
January 17, 2013 at 2:50 PM in reply to: Prop 30 money sold as funds for schools – watchdog reveals something else #757914Participant[quote=bearishgurl]
Okay, I’m glad to hear this, NSR. A married $100K wage earner who is claiming three exemptions might take home ~$92K, no?
[/quote]On $100K your federal taxes will be ~$10K, FICA $6.4, CASDI $1K, MEDFICA $1.5K and state taxes $5K.
Assuming you put nothing in 401k your take home will be ~$75K
Participant[quote=no_such_reality][quote=craptcha]Would it be ok for squat350 to bring a gun and shot back if it happens again? He likely does not have a diagnosis that would prevent him from getting a gun, he felt threatened and he had his offspring with him (isn’t there a legal requirement for parents to protect their children?).[/quote]
Assh*les are assh*les. Does it matter if they have a gun or are just road raging in 6000lb SUV? Do you want to flip-off and cut-off the SUV that just past you screaming because you were only doing 75mph on the I15?[/quote]
I don’t know. What if the SUV keeps coming at you? But my question was about sanctioning his reaction. Would it be ok to shoot back if someone is shooting in your general direction, you have a kid with you and you feel threatened. You fire a warning shot, it ricochets and kills a guy.
ParticipantWould it be ok for squat350 to bring a gun and shot back if it happens again? He likely does not have a diagnosis that would prevent him from getting a gun, he felt threatened and he had his offspring with him (isn’t there a legal requirement for parents to protect their children?).
ParticipantProvident does not resell the loan, they keep it. They have good rates, but they don’t make the qualifying process easy. That is why some brokers no longer work with them.
January 11, 2013 at 11:21 PM in reply to: Obama re-elected to grow our national pie, not just re-divide it #757584Participant[quote=AN]SK and CAR, if that’s your argument, then how do you have data to back up your claim when the things you claim hasn’t happen yet. The boomer haven’t enter retirement, so how can you be sure they will die as early as their parents’ generation? My argument is due to medical advancements today and going forward, boomers will live longer. We won’t know who’s right until 50+ years from now. So I guess we’ll just have to agree to disagree for now, until the last boomer die, then we’ll know who’s right.[/quote]
What is extrapolation?
That’s why it’s called expectancy. Once it is realized it is no longer expectancy (kind of like talking about probability that it rained at specific location yesterday).
January 11, 2013 at 10:59 AM in reply to: OT: (Drumroll ) California projects budget surplus #757533ParticipantProp 30 is projected to yield $6B/year, yet the money allocated to K-12 schools and community colleges is up $2.7B. What happens when the temporary tax increase expires?
In addition, the new weighted formula will increase funding for district with a large number of English learners and economically disadvantaged. So, those who are paying more will also be those who are getting less.
Participant[quote=Huckleberry]
Second:
You have media outlets such as these clowns posting your address in the newspaper so that criminal elements can come to your house, kill you and steal your guns. Then instead of the guns being in safe hands, they ARE now being used for lawlessness.
http://usnews.nbcnews.com/_news/2013/01/02/16305432-ny-newspaper-that-outed-gun-owners-hires-armed-guards?lite
[/quote]The criminal element will come to your house and kill you in order to take possession of your gun? Because it’s so hard to get a gun right now and the element really needs one?
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