Forum Replies Created
-
AuthorPosts
-
Alex_angel
ParticipantIt won’t be long now that the grumpy guy in that video gets out the lighter fluid and matches for his insurance claim.
ParticipantLOL. But I stared the devil straight in the eye and he promised me he would never do this. LOL. But,but,but I paid more. Wawwwwwwwwwwwwwww.
What a bunch of losers.ParticipantLOL. But I stared the devil straight in the eye and he promised me he would never do this. LOL. But,but,but I paid more. Wawwwwwwwwwwwwwww.
What a bunch of losers.ParticipantThis whole market makes me ill and now with rates going higher yet homes slowly declining I am further away from buying a home
ParticipantThis whole market makes me ill and now with rates going higher yet homes slowly declining I am further away from buying a home
ParticipantI am also wondering what’s going up at the end of carmel mountain/Carmel country road. Pardee owns that land but nothing is said as to what is going up.
ParticipantI am also wondering what’s going up at the end of carmel mountain/Carmel country road. Pardee owns that land but nothing is said as to what is going up.
June 12, 2007 at 1:36 PM in reply to: NEED your input, About to buy a new Pienza home in 4S Ranch #58747ParticipantFact #1. You let your emotions get you into this. You wanted to get your new baby a home to live in and you found a model that was gorgeous and you saw yourself there.
Fact #2. You state that you can afford the home. Not a bad place to be in since most people in SD cannot afford $4500 month.
Fact #3. 4S Ranch is a great area. Never heard of this made up nickname 4closure Ranch so don’t listen to that person. Lot of homes went up there from $800-1 million in the same square foot range that you bought so if anyone has to worry it is those buyers not yours.
I agree that 4S is going downin price but so is ALL of San Diego. In reality your price of $700k would ahve fetched over $900 2 years ago so in essence you are paying 20% less. You will probably stay level over the next few years. It is those that paid $900 that will suffer when they sell.
Now abse your decision on money. Can you afford it? Yes? Then go ahead and enjoy your life.
There are a lot of smart people on this site and a lot of cynics. Choose your poison.
If you base your life decisions on a blog site then you have worse problems to deal with.
June 12, 2007 at 1:36 PM in reply to: NEED your input, About to buy a new Pienza home in 4S Ranch #58775ParticipantFact #1. You let your emotions get you into this. You wanted to get your new baby a home to live in and you found a model that was gorgeous and you saw yourself there.
Fact #2. You state that you can afford the home. Not a bad place to be in since most people in SD cannot afford $4500 month.
Fact #3. 4S Ranch is a great area. Never heard of this made up nickname 4closure Ranch so don’t listen to that person. Lot of homes went up there from $800-1 million in the same square foot range that you bought so if anyone has to worry it is those buyers not yours.
I agree that 4S is going downin price but so is ALL of San Diego. In reality your price of $700k would ahve fetched over $900 2 years ago so in essence you are paying 20% less. You will probably stay level over the next few years. It is those that paid $900 that will suffer when they sell.
Now abse your decision on money. Can you afford it? Yes? Then go ahead and enjoy your life.
There are a lot of smart people on this site and a lot of cynics. Choose your poison.
If you base your life decisions on a blog site then you have worse problems to deal with.
ParticipantHow likely is it that this rate will go back down again. I believe is has gone up about .5% in the last couple weeks.
ParticipantHow likely is it that this rate will go back down again. I believe is has gone up about .5% in the last couple weeks.
June 11, 2007 at 10:32 AM in reply to: Need advice on the pros and cons of interest only loans #58394ParticipantI/O are great for the people who can see. Unfortunatly they got a bad rap from the blind who never understood what happened at the end of a 3/5 or 10 year term. Knowing your income, what happens at year 11 and being able to pay off your now 20 eyar fixed rate loan is what is needed. If in 10 eyars you can re-fi down the great but if in 2017 the interest rates are at 10% then really your 20 year at 6.25 would probably workout the same per month than a 30 eyar at 10% rate.
Be smart with your extra money, save, invest and don’t wash it away.
June 11, 2007 at 10:32 AM in reply to: Need advice on the pros and cons of interest only loans #58421ParticipantI/O are great for the people who can see. Unfortunatly they got a bad rap from the blind who never understood what happened at the end of a 3/5 or 10 year term. Knowing your income, what happens at year 11 and being able to pay off your now 20 eyar fixed rate loan is what is needed. If in 10 eyars you can re-fi down the great but if in 2017 the interest rates are at 10% then really your 20 year at 6.25 would probably workout the same per month than a 30 eyar at 10% rate.
Be smart with your extra money, save, invest and don’t wash it away.
June 11, 2007 at 7:24 AM in reply to: Need advice on the pros and cons of interest only loans #58348ParticipantCan’t you get a 10 year I/O that has a fixed rate and at year 11, your loan is then amoratized for 20 years at the same rate? You pretty much turn it into a 20 eyar fixed rate loan. With my calculations your per month price would go up %30. If you can plan and save , then when the 10 years is up you should be able to make up the %30 increase per month.
-
AuthorPosts
