[AK]

In escrow now after making any number of offers in the last 11 months. In many cases I was UNDERbid, i.e. property closed for less than I offered. Lots of really questionable REO deals these days, and that’s not just my opinion.

I think a lot of the difference in opinion on this site can be attributed to our preferred markets and price points … I agree the coastal high end is likely to go down in the near future, but my budget was a bit more proletarian.

[AK]

I locked about a month ago expecting rates to rise as the Fed cut back on MBS purchases. So far that hasn’t happened … I’m guessing that capital is flowing out of the Euro into the dollar due to the Greek crisis.

As for paying discount points … how much of a break are you getting by paying 1pt? It seems that we don’t get a whole lot for our money these days.

[AK]

I locked about a month ago expecting rates to rise as the Fed cut back on MBS purchases. So far that hasn’t happened … I’m guessing that capital is flowing out of the Euro into the dollar due to the Greek crisis.

As for paying discount points … how much of a break are you getting by paying 1pt? It seems that we don’t get a whole lot for our money these days.

[AK]

I locked about a month ago expecting rates to rise as the Fed cut back on MBS purchases. So far that hasn’t happened … I’m guessing that capital is flowing out of the Euro into the dollar due to the Greek crisis.

As for paying discount points … how much of a break are you getting by paying 1pt? It seems that we don’t get a whole lot for our money these days.

[AK]

I locked about a month ago expecting rates to rise as the Fed cut back on MBS purchases. So far that hasn’t happened … I’m guessing that capital is flowing out of the Euro into the dollar due to the Greek crisis.

As for paying discount points … how much of a break are you getting by paying 1pt? It seems that we don’t get a whole lot for our money these days.

[AK]

I locked about a month ago expecting rates to rise as the Fed cut back on MBS purchases. So far that hasn’t happened … I’m guessing that capital is flowing out of the Euro into the dollar due to the Greek crisis.

As for paying discount points … how much of a break are you getting by paying 1pt? It seems that we don’t get a whole lot for our money these days.

[AK]

My previous employer was too cheap to pay for WebEx, so projects that could’ve been wrapped up in six days took six months instead. They’re now in bankruptcy court. I bet their new offshore developers have WebEx. So I’m with you on the benefits of telecommuting.

But … given the choice most employers will pick an on-site applicant over one who wants to telecommute from Alturas. Telecommuting always seems to boom during a labor shortage (e.g. the peak of the bubble) then contract as the applicant pool grows.

I love the idea of high-speed rail. But high-speed rail will take two decades to complete, and at best it’ll be cost-competitive when compared with flying. There’s already low-speed commuter rail service between Sacramento and San Jose, but at $527/mo it only makes sense in a real estate bubble economy.

And the recession will end. How much our state benefits depends on whether or not we have the will to create a real economy to replace the fake economy that brought so much false prosperity to our state in recent years.

[AK]

My previous employer was too cheap to pay for WebEx, so projects that could’ve been wrapped up in six days took six months instead. They’re now in bankruptcy court. I bet their new offshore developers have WebEx. So I’m with you on the benefits of telecommuting.

But … given the choice most employers will pick an on-site applicant over one who wants to telecommute from Alturas. Telecommuting always seems to boom during a labor shortage (e.g. the peak of the bubble) then contract as the applicant pool grows.

I love the idea of high-speed rail. But high-speed rail will take two decades to complete, and at best it’ll be cost-competitive when compared with flying. There’s already low-speed commuter rail service between Sacramento and San Jose, but at $527/mo it only makes sense in a real estate bubble economy.

And the recession will end. How much our state benefits depends on whether or not we have the will to create a real economy to replace the fake economy that brought so much false prosperity to our state in recent years.

[AK]

My previous employer was too cheap to pay for WebEx, so projects that could’ve been wrapped up in six days took six months instead. They’re now in bankruptcy court. I bet their new offshore developers have WebEx. So I’m with you on the benefits of telecommuting.

But … given the choice most employers will pick an on-site applicant over one who wants to telecommute from Alturas. Telecommuting always seems to boom during a labor shortage (e.g. the peak of the bubble) then contract as the applicant pool grows.

I love the idea of high-speed rail. But high-speed rail will take two decades to complete, and at best it’ll be cost-competitive when compared with flying. There’s already low-speed commuter rail service between Sacramento and San Jose, but at $527/mo it only makes sense in a real estate bubble economy.

And the recession will end. How much our state benefits depends on whether or not we have the will to create a real economy to replace the fake economy that brought so much false prosperity to our state in recent years.

[AK]

My previous employer was too cheap to pay for WebEx, so projects that could’ve been wrapped up in six days took six months instead. They’re now in bankruptcy court. I bet their new offshore developers have WebEx. So I’m with you on the benefits of telecommuting.

But … given the choice most employers will pick an on-site applicant over one who wants to telecommute from Alturas. Telecommuting always seems to boom during a labor shortage (e.g. the peak of the bubble) then contract as the applicant pool grows.

I love the idea of high-speed rail. But high-speed rail will take two decades to complete, and at best it’ll be cost-competitive when compared with flying. There’s already low-speed commuter rail service between Sacramento and San Jose, but at $527/mo it only makes sense in a real estate bubble economy.

And the recession will end. How much our state benefits depends on whether or not we have the will to create a real economy to replace the fake economy that brought so much false prosperity to our state in recent years.

[AK]

My previous employer was too cheap to pay for WebEx, so projects that could’ve been wrapped up in six days took six months instead. They’re now in bankruptcy court. I bet their new offshore developers have WebEx. So I’m with you on the benefits of telecommuting.

But … given the choice most employers will pick an on-site applicant over one who wants to telecommute from Alturas. Telecommuting always seems to boom during a labor shortage (e.g. the peak of the bubble) then contract as the applicant pool grows.

I love the idea of high-speed rail. But high-speed rail will take two decades to complete, and at best it’ll be cost-competitive when compared with flying. There’s already low-speed commuter rail service between Sacramento and San Jose, but at $527/mo it only makes sense in a real estate bubble economy.

And the recession will end. How much our state benefits depends on whether or not we have the will to create a real economy to replace the fake economy that brought so much false prosperity to our state in recent years.

[AK]

[quote=sreeb]Just in case anyone else was interested, we complained to the sender and now have a replacement 1099-misc with the income reported in box 3 as other income.[/quote]

Congrats, you actually got some kind of response out of a bank 🙂

[AK]

[quote=sreeb]Just in case anyone else was interested, we complained to the sender and now have a replacement 1099-misc with the income reported in box 3 as other income.[/quote]

Congrats, you actually got some kind of response out of a bank 🙂

[AK]

[quote=sreeb]Just in case anyone else was interested, we complained to the sender and now have a replacement 1099-misc with the income reported in box 3 as other income.[/quote]

Congrats, you actually got some kind of response out of a bank 🙂

[AK]

[quote=sreeb]Just in case anyone else was interested, we complained to the sender and now have a replacement 1099-misc with the income reported in box 3 as other income.[/quote]

Congrats, you actually got some kind of response out of a bank 🙂

[Author]

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