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September 22, 2010 at 2:59 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608778September 22, 2010 at 2:59 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608887
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Participant[quote=CONCHO]I like how our national plan to fix the problem of crappy healthcare insurance is to force everyone to purchase crappy healthcare insurance. What a country![/quote]
Again, where does “force” come into the equation? Lots of under-25s will be joining voluntarily because they will be able to get coverage much cheaper on their parents’ plan than if they went shopping for it on their own. The cost barrier has been lowered for millions of people, yet somehow this is “forcing” them into the system? They don’t have to sign up if they don’t want do. How is this a mandate?
September 22, 2010 at 2:59 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #609204Participant[quote=CONCHO]I like how our national plan to fix the problem of crappy healthcare insurance is to force everyone to purchase crappy healthcare insurance. What a country![/quote]
Again, where does “force” come into the equation? Lots of under-25s will be joining voluntarily because they will be able to get coverage much cheaper on their parents’ plan than if they went shopping for it on their own. The cost barrier has been lowered for millions of people, yet somehow this is “forcing” them into the system? They don’t have to sign up if they don’t want do. How is this a mandate?
September 22, 2010 at 2:45 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608123Participant[quote=bearishgurl]These “chronic health-care users” run up the premiums for all of us.[/quote]
Agreed with “chronic” users, but there’s also a lot to be said for preventative checkups. If we can catch diseases before they become exponentially more expensive to treat, we all come out ahead.
It’s no different than getting regular tuneups/oilchanges for your car. Sure, spending the time/money every few months is a hassle, but it is a lot cheaper than having to rebuild your burnt out engine.
September 22, 2010 at 2:45 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608209Participant[quote=bearishgurl]These “chronic health-care users” run up the premiums for all of us.[/quote]
Agreed with “chronic” users, but there’s also a lot to be said for preventative checkups. If we can catch diseases before they become exponentially more expensive to treat, we all come out ahead.
It’s no different than getting regular tuneups/oilchanges for your car. Sure, spending the time/money every few months is a hassle, but it is a lot cheaper than having to rebuild your burnt out engine.
September 22, 2010 at 2:45 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608763Participant[quote=bearishgurl]These “chronic health-care users” run up the premiums for all of us.[/quote]
Agreed with “chronic” users, but there’s also a lot to be said for preventative checkups. If we can catch diseases before they become exponentially more expensive to treat, we all come out ahead.
It’s no different than getting regular tuneups/oilchanges for your car. Sure, spending the time/money every few months is a hassle, but it is a lot cheaper than having to rebuild your burnt out engine.
September 22, 2010 at 2:45 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608872Participant[quote=bearishgurl]These “chronic health-care users” run up the premiums for all of us.[/quote]
Agreed with “chronic” users, but there’s also a lot to be said for preventative checkups. If we can catch diseases before they become exponentially more expensive to treat, we all come out ahead.
It’s no different than getting regular tuneups/oilchanges for your car. Sure, spending the time/money every few months is a hassle, but it is a lot cheaper than having to rebuild your burnt out engine.
September 22, 2010 at 2:45 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #609189Participant[quote=bearishgurl]These “chronic health-care users” run up the premiums for all of us.[/quote]
Agreed with “chronic” users, but there’s also a lot to be said for preventative checkups. If we can catch diseases before they become exponentially more expensive to treat, we all come out ahead.
It’s no different than getting regular tuneups/oilchanges for your car. Sure, spending the time/money every few months is a hassle, but it is a lot cheaper than having to rebuild your burnt out engine.
September 22, 2010 at 2:34 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608103Participant[quote=DWCAP]This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance[/quote]
Nobody is “forcing” the young to buy insurance. But making it available at reasonable prices results in many jumping at the opportunity.
September 22, 2010 at 2:34 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608189Participant[quote=DWCAP]This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance[/quote]
Nobody is “forcing” the young to buy insurance. But making it available at reasonable prices results in many jumping at the opportunity.
September 22, 2010 at 2:34 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608742Participant[quote=DWCAP]This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance[/quote]
Nobody is “forcing” the young to buy insurance. But making it available at reasonable prices results in many jumping at the opportunity.
September 22, 2010 at 2:34 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608852Participant[quote=DWCAP]This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance[/quote]
Nobody is “forcing” the young to buy insurance. But making it available at reasonable prices results in many jumping at the opportunity.
September 22, 2010 at 2:34 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #609169Participant[quote=DWCAP]This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance[/quote]
Nobody is “forcing” the young to buy insurance. But making it available at reasonable prices results in many jumping at the opportunity.
September 22, 2010 at 2:32 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608737Participant[quote=bearishgurl]I know of several SD employers who FULLY PAY the premiums of their employee but CHARGE TO THE EMPLOYEE the FULL group premium for any dependents they wish to cover.[/quote]
This is exactly my situation. I am a dependent on my wife’s employer’s plan. 100% of my premiums come out of my wife’s paycheck. This is still much cheaper than shopping for my own personal coverage as a self-employed contractor. Why? Because I join in as part of the larger POOL which brings down per-person costs as more people join it. Or at least it should bring down costs. This is how insurance is supposed to work.
It’s kinda like how it’s cheaper per-beer to buy a 24-pack than it is to buy a 6-pack. Overall you pay more but it averages out cheaper for the individual.
September 22, 2010 at 2:32 PM in reply to: OT: Anyone hear the NPR interview about the person getting dependant care coverage from parents #608847Participant[quote=bearishgurl]I know of several SD employers who FULLY PAY the premiums of their employee but CHARGE TO THE EMPLOYEE the FULL group premium for any dependents they wish to cover.[/quote]
This is exactly my situation. I am a dependent on my wife’s employer’s plan. 100% of my premiums come out of my wife’s paycheck. This is still much cheaper than shopping for my own personal coverage as a self-employed contractor. Why? Because I join in as part of the larger POOL which brings down per-person costs as more people join it. Or at least it should bring down costs. This is how insurance is supposed to work.
It’s kinda like how it’s cheaper per-beer to buy a 24-pack than it is to buy a 6-pack. Overall you pay more but it averages out cheaper for the individual.
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