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2012 turns around
ParticipantAgree with the replies in general. So should not paint the entire 4S with the same brush wrt the build quality. Davidson built homes in the north are noteworthy – some good floorplans and impressive front facades. Saw this http://www.ziprealty.com/property/10234-SIENNA-HILLS-DR-SAN-DIEGO-CA-92127/10377158/detail and definitely worth considering if you’re hunting for a deal. Myself closed a shortsale in the same davidson community for a >169/sqft for a 4000+ home built in 2005 – and am very happy with it.
January 23, 2012 at 2:05 PM in reply to: Primary residence becoming rental – impact on existing mortgage interest rate #736619ParticipantThis was primary residence for last 10 yrs and I had never thought I will be moving out of this home when I refi’d it in Sep last year. As I wrote in another post, I closed an excellent deal on Dec end on a shortsale – which happened all of sudden in just 30-40 days. So I moved to this new home last week and the query from the lender came when I called them for address change.
Btw, I called the lender customer support and she explained there is formal and will have no impact on the interest rate. Thanks everyone.
January 23, 2012 at 9:50 AM in reply to: Primary residence becoming rental – impact on existing mortgage interest rate #736612ParticipantThe refi was done just barely 3-4 months ago. I did not recall whether there were such terms in the agreement but I will check it though.
January 23, 2012 at 9:48 AM in reply to: Primary residence becoming rental – impact on existing mortgage interest rate #736611ParticipantI called the lender to change my address and subsequently they sent me a short questionnaire asking the reason for address change – whether it is a temporary addr change or property going to a rental.
January 4, 2012 at 5:37 AM in reply to: pulled the trigger on this 4S – Davidson Reunion house (shortsale) #735386ParticipantThank you all for your advice, outlook and positive attitude.
January 3, 2012 at 1:21 PM in reply to: pulled the trigger on this 4S – Davidson Reunion house (shortsale) #735350ParticipantCan’t me more merrier. Yes for both 😉
Btw, changing my username to been bottom fishing.January 2, 2012 at 6:33 AM in reply to: pulled the trigger on this 4S – Davidson Reunion house (shortsale) #735308ParticipantThanks for the comments. Closed the escrow on the day after Christmas and plan moving in after new year. It is a just a nice year gift.
December 30, 2011 at 10:21 AM in reply to: Letting owner to stay in the house after escrow closing – #735194ParticipantMy fear was totally unfounded. We take extreme edge cases but majority of folks we deal with were with normal people like you and me. It was tearful send off the to owners yesterday and we made everything possible to have them at ease. Hate to see nice families leave their adored dwelling once they called homes. Well the world is cruel sometimes.
December 29, 2011 at 12:55 AM in reply to: Refi-are you receiving calls from banks offering 3.875% refinancing? #735126ParticipantCorrect; Provident funding did my refi for 3.25%/15 yr no fee in Oct. But I paid for appraisal.
This month I closed a new home @ 3.875 confirming/no fee (again I paid for $450 for appraisal) 25% down (BofA)
December 27, 2011 at 9:43 PM in reply to: Letting owner to stay in the house after escrow closing – #735074ParticipantUpdate: Thanks everyone and we managed to convince the lender to extend the closing date by a week to 28th and we signed off the closing docs today. Funding/recording tomorrow. They’re moving tomorrow. Happy holidays and new year 2012 to you all.
ParticipantZillow only? Zillow sometimes puts goofy numbers.
ParticipantTouching story indeed. Hope some miracle happens and makes this a feel good story for everyone by Xmas !
December 16, 2011 at 8:26 PM in reply to: Letting owner to stay in the house after escrow closing – #734768ParticipantThanks a lot for your views/comments. I too wanted early Jan closing. But sellers’ lender bank put 30 days closing/funding condition on the short-sale approval letter while we requested 40-45 days.
My agent (and owners’ agent too) explained short-sale approvals usually come with stringent conditions such as this – and very hard to convince the bank’s contract negotiator so I had no choice.
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