Your Medical Plan $Changes/Increases for 2011?

[PatentGuy]

BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.

[Coronita]

[quote=PatentGuy]BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.[/quote]

Ding ding ding…

[Coronita]

[quote=PatentGuy]BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.[/quote]

Ding ding ding…

[Coronita]

[quote=PatentGuy]BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.[/quote]

Ding ding ding…

[Coronita]

[quote=PatentGuy]BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.[/quote]

Ding ding ding…

[Coronita]

[quote=PatentGuy]BG:

PG here. We’re more of like minds than not. It’s just that the “Brian’s” have been in charge of the asylum, and the result is that more and more Americans feel entitled to have an equal outcome, be it health care, house, car, clothes, bank account, whatever, without having to put in an equal amount of work.

Why study your ass off to be an engineer, when you can major in art appreciation, and then complain that your are burdened with student loans you cannot afford to pay back?

The point you make about going to a bar instead of the gym – I can make the same point that I worked 80 hour weeks for the last 30 years (between grad schools and professional life), and as a result I make good (not great, but good) money. So, when Obama vilifies me based on my income in order to suck up to some labor union, yeah I get frosted about it. When I see some Brian or BGG types explain that the 50% of my income that I (self employed) already pay in Federal, Medicare, SS, CA, unemployment, workers comp insurance, property and sales taxes (not counting health insurance) is not “my fair share”, well … it’s probably similar to how you feel about subsidizing America’s legion of self-made (type II) diabetics.

But, let’s be fair. It is one thing to subsidize “victims” of their own bad decisions, but quite another thing if someone is simply born with a medical condition. Maybe in another society where medical care was reasonably priced based on the service provided, they and their family could afford their care. But in this society, the rates for the uninsured cannot be paid by mere mortals and no one pretends they expect anyone to pay. I don’t mind paying a piece of that care, which in and of itself is trivial next to the amount of taxes I pay to the drug companies to fill a tackle box full of pills for every old person.

We’re an entitlement culture. Everyone is a victim. If you can figure out how to “change” this, you get my vote.[/quote]

Ding ding ding…

[Anonymous]

went from $144/month to $114 a month for the same plan, a 20% decrease. shocked when i ran the numbers, since this is the first decrease in my life. single, no kids, ppo.

[Anonymous]

went from $144/month to $114 a month for the same plan, a 20% decrease. shocked when i ran the numbers, since this is the first decrease in my life. single, no kids, ppo.

[Anonymous]

went from $144/month to $114 a month for the same plan, a 20% decrease. shocked when i ran the numbers, since this is the first decrease in my life. single, no kids, ppo.

[Anonymous]

went from $144/month to $114 a month for the same plan, a 20% decrease. shocked when i ran the numbers, since this is the first decrease in my life. single, no kids, ppo.

[Anonymous]

went from $144/month to $114 a month for the same plan, a 20% decrease. shocked when i ran the numbers, since this is the first decrease in my life. single, no kids, ppo.

[GH]

As a self employed person, the kind of health coverage I can purchase is full of loopholes, outs and restrictions.

My opinion. NOT participating in health coverage is the kind of civil disobedience required to FIX health care. Obama seems to believe that helping his clients by mandating coverage will fix things, but since his new law prices have skyrocketed.

Regular things like prescriptions, doctors visits, tests etc, should be paid for by individuals. The whole thing should work a lot more like car insurance, where the insurance company only gets involved where a big problem is involved, not for day to day needs.

In the mean time, with the downturn and corresponding increases, we were forced to ditch our coverage.

It is time to separate employment from insurance. Imagine if you were forced to work a W2 job to get groceries at a reasonable cost? Make group coverage available to EVERYONE. My understanding is that under Obamacare self employed will still not get the same coverage wage slaves get…

Think about this. You (or your company) spend $1,500 a month insuring your family ($18,000) a year or $180,000 over ten years. Take the $1500 and invest it even at a very low current rate of return say 2% and you can add another $30,000 or so to the total. That gives you 210,000 every ten years for medical catastrophes. I know the IRS will beat you to death for failure to pay into the insurance racket, but even then you are money ahead!

[GH]

As a self employed person, the kind of health coverage I can purchase is full of loopholes, outs and restrictions.

My opinion. NOT participating in health coverage is the kind of civil disobedience required to FIX health care. Obama seems to believe that helping his clients by mandating coverage will fix things, but since his new law prices have skyrocketed.

Regular things like prescriptions, doctors visits, tests etc, should be paid for by individuals. The whole thing should work a lot more like car insurance, where the insurance company only gets involved where a big problem is involved, not for day to day needs.

In the mean time, with the downturn and corresponding increases, we were forced to ditch our coverage.

It is time to separate employment from insurance. Imagine if you were forced to work a W2 job to get groceries at a reasonable cost? Make group coverage available to EVERYONE. My understanding is that under Obamacare self employed will still not get the same coverage wage slaves get…

Think about this. You (or your company) spend $1,500 a month insuring your family ($18,000) a year or $180,000 over ten years. Take the $1500 and invest it even at a very low current rate of return say 2% and you can add another $30,000 or so to the total. That gives you 210,000 every ten years for medical catastrophes. I know the IRS will beat you to death for failure to pay into the insurance racket, but even then you are money ahead!

[GH]

As a self employed person, the kind of health coverage I can purchase is full of loopholes, outs and restrictions.

My opinion. NOT participating in health coverage is the kind of civil disobedience required to FIX health care. Obama seems to believe that helping his clients by mandating coverage will fix things, but since his new law prices have skyrocketed.

Regular things like prescriptions, doctors visits, tests etc, should be paid for by individuals. The whole thing should work a lot more like car insurance, where the insurance company only gets involved where a big problem is involved, not for day to day needs.

In the mean time, with the downturn and corresponding increases, we were forced to ditch our coverage.

It is time to separate employment from insurance. Imagine if you were forced to work a W2 job to get groceries at a reasonable cost? Make group coverage available to EVERYONE. My understanding is that under Obamacare self employed will still not get the same coverage wage slaves get…

Think about this. You (or your company) spend $1,500 a month insuring your family ($18,000) a year or $180,000 over ten years. Take the $1500 and invest it even at a very low current rate of return say 2% and you can add another $30,000 or so to the total. That gives you 210,000 every ten years for medical catastrophes. I know the IRS will beat you to death for failure to pay into the insurance racket, but even then you are money ahead!

[GH]

As a self employed person, the kind of health coverage I can purchase is full of loopholes, outs and restrictions.

My opinion. NOT participating in health coverage is the kind of civil disobedience required to FIX health care. Obama seems to believe that helping his clients by mandating coverage will fix things, but since his new law prices have skyrocketed.

Regular things like prescriptions, doctors visits, tests etc, should be paid for by individuals. The whole thing should work a lot more like car insurance, where the insurance company only gets involved where a big problem is involved, not for day to day needs.

In the mean time, with the downturn and corresponding increases, we were forced to ditch our coverage.

It is time to separate employment from insurance. Imagine if you were forced to work a W2 job to get groceries at a reasonable cost? Make group coverage available to EVERYONE. My understanding is that under Obamacare self employed will still not get the same coverage wage slaves get…

Think about this. You (or your company) spend $1,500 a month insuring your family ($18,000) a year or $180,000 over ten years. Take the $1500 and invest it even at a very low current rate of return say 2% and you can add another $30,000 or so to the total. That gives you 210,000 every ten years for medical catastrophes. I know the IRS will beat you to death for failure to pay into the insurance racket, but even then you are money ahead!

[Author]

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