What is the highest Credit Card APR you are seeing?

[Coronita]

I always pay off my credit card monthly so I’m not subject to interest charges BUT I’m curious, what is the highest APR you folks are seeing?

I just looked at one of my credit cards and the APR is *drum roll please*

39.6%

by yours truely, Bank of America.

Whoa. For folks that don’t pay off their balances….Talk about bending over!

[Coronita]

And to prove I’m not b.s.ing….

[img_assist|nid=10781|title=BofA Usury|desc=|link=node|align=left|width=500|height=600]

[Coronita]

And to prove I’m not b.s.ing….

[img_assist|nid=10781|title=BofA Usury|desc=|link=node|align=left|width=500|height=600]

[Coronita]

And to prove I’m not b.s.ing….

[img_assist|nid=10781|title=BofA Usury|desc=|link=node|align=left|width=500|height=600]

[Coronita]

And to prove I’m not b.s.ing….

[img_assist|nid=10781|title=BofA Usury|desc=|link=node|align=left|width=500|height=600]

[Coronita]

And to prove I’m not b.s.ing….

[img_assist|nid=10781|title=BofA Usury|desc=|link=node|align=left|width=500|height=600]

[an]

My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?

[an]

My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?

[an]

My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?

[an]

My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?

[an]

My rates range from 7.25% to 15%, with most around 9-11%. 7.25% is actually from yours truly, Bank of America :-D. What have you been doing flu?

[davelj]

I hear you flu, but… after a 15-year period during which credit was clearly WAY under-priced across the board, should we complain about it when someone – particularly a bank that owes We the People a lot of money – starts to price in risk in earnest into their credit products? I agree that’s a high rate. But imagine how much better off we’d be right now if BofA and their ilk had starting charging rates north of 30% a decade ago.

[davelj]

I hear you flu, but… after a 15-year period during which credit was clearly WAY under-priced across the board, should we complain about it when someone – particularly a bank that owes We the People a lot of money – starts to price in risk in earnest into their credit products? I agree that’s a high rate. But imagine how much better off we’d be right now if BofA and their ilk had starting charging rates north of 30% a decade ago.

[davelj]

I hear you flu, but… after a 15-year period during which credit was clearly WAY under-priced across the board, should we complain about it when someone – particularly a bank that owes We the People a lot of money – starts to price in risk in earnest into their credit products? I agree that’s a high rate. But imagine how much better off we’d be right now if BofA and their ilk had starting charging rates north of 30% a decade ago.

[davelj]

I hear you flu, but… after a 15-year period during which credit was clearly WAY under-priced across the board, should we complain about it when someone – particularly a bank that owes We the People a lot of money – starts to price in risk in earnest into their credit products? I agree that’s a high rate. But imagine how much better off we’d be right now if BofA and their ilk had starting charging rates north of 30% a decade ago.

[Author]

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