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May 28, 2010 at 10:08 AM #556692May 28, 2010 at 10:10 AM #555729t36tranParticipant
Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.
May 28, 2010 at 10:10 AM #555831t36tranParticipantDecent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.
May 28, 2010 at 10:10 AM #556317t36tranParticipantDecent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.
May 28, 2010 at 10:10 AM #556415t36tranParticipantDecent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.
May 28, 2010 at 10:10 AM #556697t36tranParticipantDecent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.
May 28, 2010 at 10:24 AM #555739bearishgurlParticipant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
May 28, 2010 at 10:24 AM #555841bearishgurlParticipant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
May 28, 2010 at 10:24 AM #556327bearishgurlParticipant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
May 28, 2010 at 10:24 AM #556425bearishgurlParticipant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
May 28, 2010 at 10:24 AM #556707bearishgurlParticipant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
May 28, 2010 at 10:37 AM #555744bearishgurlParticipant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
May 28, 2010 at 10:37 AM #555846bearishgurlParticipant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
May 28, 2010 at 10:37 AM #556332bearishgurlParticipant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
May 28, 2010 at 10:37 AM #556430bearishgurlParticipant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
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