TemeculaGuy, get a lower rate !!

[HLS]

TG, If you didn’t sign your loan docs yet, renegotiate your rate!!

Rates have dropped since you agreed to buy..

Anybody who locked an interest rate prior to Tuesday, Nov 25 can get a better rate.

Whoever you are working with should have already contacted you and done this for you, without you asking!

If they didn’t do this, then you aren’t dealing with someone who cares about you.
(It’s that simple) HLS

[pizzaman]

I’ll second what HLS said. I was able to get a .5% rate reduction when the same thing happened back in September. I was locked on a Friday with Countrywide at 6.125% w 1pt, docs were going to be prepared on Monday for a Tuesday signing. Then over the weekend the gov took over the GSE’s and rates dropped to the mid 5’s on Monday. Countrywide initially was unwilling to reduce the rate so I went shopping and got a rate lock with Wells at 5.625 w/1 pt. When I faxed a copy of the rate lock document to Cwide suddenly they found away to reduce the rate to 5.625 w 5/8 pt bettering the Wells deal. That 5.625 was looking pretty good until this week.

[pizzaman]

I’ll second what HLS said. I was able to get a .5% rate reduction when the same thing happened back in September. I was locked on a Friday with Countrywide at 6.125% w 1pt, docs were going to be prepared on Monday for a Tuesday signing. Then over the weekend the gov took over the GSE’s and rates dropped to the mid 5’s on Monday. Countrywide initially was unwilling to reduce the rate so I went shopping and got a rate lock with Wells at 5.625 w/1 pt. When I faxed a copy of the rate lock document to Cwide suddenly they found away to reduce the rate to 5.625 w 5/8 pt bettering the Wells deal. That 5.625 was looking pretty good until this week.

[pizzaman]

I’ll second what HLS said. I was able to get a .5% rate reduction when the same thing happened back in September. I was locked on a Friday with Countrywide at 6.125% w 1pt, docs were going to be prepared on Monday for a Tuesday signing. Then over the weekend the gov took over the GSE’s and rates dropped to the mid 5’s on Monday. Countrywide initially was unwilling to reduce the rate so I went shopping and got a rate lock with Wells at 5.625 w/1 pt. When I faxed a copy of the rate lock document to Cwide suddenly they found away to reduce the rate to 5.625 w 5/8 pt bettering the Wells deal. That 5.625 was looking pretty good until this week.

[pizzaman]

I’ll second what HLS said. I was able to get a .5% rate reduction when the same thing happened back in September. I was locked on a Friday with Countrywide at 6.125% w 1pt, docs were going to be prepared on Monday for a Tuesday signing. Then over the weekend the gov took over the GSE’s and rates dropped to the mid 5’s on Monday. Countrywide initially was unwilling to reduce the rate so I went shopping and got a rate lock with Wells at 5.625 w/1 pt. When I faxed a copy of the rate lock document to Cwide suddenly they found away to reduce the rate to 5.625 w 5/8 pt bettering the Wells deal. That 5.625 was looking pretty good until this week.

[pizzaman]

I’ll second what HLS said. I was able to get a .5% rate reduction when the same thing happened back in September. I was locked on a Friday with Countrywide at 6.125% w 1pt, docs were going to be prepared on Monday for a Tuesday signing. Then over the weekend the gov took over the GSE’s and rates dropped to the mid 5’s on Monday. Countrywide initially was unwilling to reduce the rate so I went shopping and got a rate lock with Wells at 5.625 w/1 pt. When I faxed a copy of the rate lock document to Cwide suddenly they found away to reduce the rate to 5.625 w 5/8 pt bettering the Wells deal. That 5.625 was looking pretty good until this week.

[Coronita]

HLS, what rates are you folks seeing these days, out of curiousity.

[Coronita]

HLS, what rates are you folks seeing these days, out of curiousity.

[Coronita]

HLS, what rates are you folks seeing these days, out of curiousity.

[Coronita]

HLS, what rates are you folks seeing these days, out of curiousity.

[Coronita]

HLS, what rates are you folks seeing these days, out of curiousity.

[temeculaguy]

HLS, I appreciate the concern, but my loan guy already did it for me (and without me asking). We were supposed to order docs Monday but he’s going to hold off until tuesday, watch the intraday and maybe float it down even more since we will be within the 14 day window, who knows it may even chunk down from Wednesday’s lows. I can’t wait much longer that, I need to close before the 12th or I’ll lose thousands from my real job, I already made the arrangements on when to be off work to move and I can’t switch it. I have absolute faith in my lender, since he has been my best friend for more than 20 years, and like you, he is more about the right thing than the greedy thing.

[temeculaguy]

HLS, I appreciate the concern, but my loan guy already did it for me (and without me asking). We were supposed to order docs Monday but he’s going to hold off until tuesday, watch the intraday and maybe float it down even more since we will be within the 14 day window, who knows it may even chunk down from Wednesday’s lows. I can’t wait much longer that, I need to close before the 12th or I’ll lose thousands from my real job, I already made the arrangements on when to be off work to move and I can’t switch it. I have absolute faith in my lender, since he has been my best friend for more than 20 years, and like you, he is more about the right thing than the greedy thing.

[temeculaguy]

HLS, I appreciate the concern, but my loan guy already did it for me (and without me asking). We were supposed to order docs Monday but he’s going to hold off until tuesday, watch the intraday and maybe float it down even more since we will be within the 14 day window, who knows it may even chunk down from Wednesday’s lows. I can’t wait much longer that, I need to close before the 12th or I’ll lose thousands from my real job, I already made the arrangements on when to be off work to move and I can’t switch it. I have absolute faith in my lender, since he has been my best friend for more than 20 years, and like you, he is more about the right thing than the greedy thing.

[temeculaguy]

HLS, I appreciate the concern, but my loan guy already did it for me (and without me asking). We were supposed to order docs Monday but he’s going to hold off until tuesday, watch the intraday and maybe float it down even more since we will be within the 14 day window, who knows it may even chunk down from Wednesday’s lows. I can’t wait much longer that, I need to close before the 12th or I’ll lose thousands from my real job, I already made the arrangements on when to be off work to move and I can’t switch it. I have absolute faith in my lender, since he has been my best friend for more than 20 years, and like you, he is more about the right thing than the greedy thing.

[Author]

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