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  • June 30, 2009 at 10:48 AM #423182
    an
    Participant

    [quote=briansd1]Customizing is a hobby indeed.

    What you like, the next buyer will not like and will want to rip it out. Good thing you see that as consumption and not investment. 🙂

    [/quote]
    Very true. What I like might be another person’s dislike. My taste is very neutral, so some people might think it’s boring. However, this is my house, so it doesn’t matter what other people think. Your biggest assumption is I’ll be selling my house. I’ll let you in a little secret… I’ll be passing this house down to my kids.

    June 30, 2009 at 11:21 AM #422473
    carlsbadworker
    Participant

    [quote=flu]
    I’m still seeing if I can pick up cheap(er) property or a better primary….Just not holding my breath though, because I think i missed the boat (in the near term) for the more affordable stuff and the higher end stuff is still ways away. Oh well, guess that’s my message to focus on other things…

    RE in China is getting interesting too…One thing…Folks have suggested buying property in Vietnam if can….Cheap labor is moving to Vietnam, coming soon to a theater near you, apparently

    [/quote]

    I’m too trying to figure out if I can pick up a better property one day. I’m fine with the higher end still far away because I need time to pay down my mortgage on the current one anyway.
    But don’t even think about that you’d still have chance investing in RE in China. The rent to buy ratio is more outrageous there now comparing to the bubble years here. Even the price per square feet is also higher in big cities there comparing to low-cost areas here, say Temecula. But on the other hand, the carrying cost is almost zero (thanks to the cheap labors and no government property tax). People here still think that prop. 13 inflates the real estate bubble in California. Now image what 0% tax rate could do to the housing price. I heard Tata is working on low-cost housing (that has only room for a bed and with shared bathrooms, etc) in big cities in India now (besides the headline news on its cars), because apparently, since the price to income is so outrageous there, that’s all what people can afford.

    June 30, 2009 at 11:21 AM #422703
    carlsbadworker
    Participant

    [quote=flu]
    I’m still seeing if I can pick up cheap(er) property or a better primary….Just not holding my breath though, because I think i missed the boat (in the near term) for the more affordable stuff and the higher end stuff is still ways away. Oh well, guess that’s my message to focus on other things…

    RE in China is getting interesting too…One thing…Folks have suggested buying property in Vietnam if can….Cheap labor is moving to Vietnam, coming soon to a theater near you, apparently

    [/quote]

    I’m too trying to figure out if I can pick up a better property one day. I’m fine with the higher end still far away because I need time to pay down my mortgage on the current one anyway.
    But don’t even think about that you’d still have chance investing in RE in China. The rent to buy ratio is more outrageous there now comparing to the bubble years here. Even the price per square feet is also higher in big cities there comparing to low-cost areas here, say Temecula. But on the other hand, the carrying cost is almost zero (thanks to the cheap labors and no government property tax). People here still think that prop. 13 inflates the real estate bubble in California. Now image what 0% tax rate could do to the housing price. I heard Tata is working on low-cost housing (that has only room for a bed and with shared bathrooms, etc) in big cities in India now (besides the headline news on its cars), because apparently, since the price to income is so outrageous there, that’s all what people can afford.

    June 30, 2009 at 11:21 AM #422978
    carlsbadworker
    Participant

    [quote=flu]
    I’m still seeing if I can pick up cheap(er) property or a better primary….Just not holding my breath though, because I think i missed the boat (in the near term) for the more affordable stuff and the higher end stuff is still ways away. Oh well, guess that’s my message to focus on other things…

    RE in China is getting interesting too…One thing…Folks have suggested buying property in Vietnam if can….Cheap labor is moving to Vietnam, coming soon to a theater near you, apparently

    [/quote]

    I’m too trying to figure out if I can pick up a better property one day. I’m fine with the higher end still far away because I need time to pay down my mortgage on the current one anyway.
    But don’t even think about that you’d still have chance investing in RE in China. The rent to buy ratio is more outrageous there now comparing to the bubble years here. Even the price per square feet is also higher in big cities there comparing to low-cost areas here, say Temecula. But on the other hand, the carrying cost is almost zero (thanks to the cheap labors and no government property tax). People here still think that prop. 13 inflates the real estate bubble in California. Now image what 0% tax rate could do to the housing price. I heard Tata is working on low-cost housing (that has only room for a bed and with shared bathrooms, etc) in big cities in India now (besides the headline news on its cars), because apparently, since the price to income is so outrageous there, that’s all what people can afford.

    June 30, 2009 at 11:21 AM #423045
    carlsbadworker
    Participant

    [quote=flu]
    I’m still seeing if I can pick up cheap(er) property or a better primary….Just not holding my breath though, because I think i missed the boat (in the near term) for the more affordable stuff and the higher end stuff is still ways away. Oh well, guess that’s my message to focus on other things…

    RE in China is getting interesting too…One thing…Folks have suggested buying property in Vietnam if can….Cheap labor is moving to Vietnam, coming soon to a theater near you, apparently

    [/quote]

    I’m too trying to figure out if I can pick up a better property one day. I’m fine with the higher end still far away because I need time to pay down my mortgage on the current one anyway.
    But don’t even think about that you’d still have chance investing in RE in China. The rent to buy ratio is more outrageous there now comparing to the bubble years here. Even the price per square feet is also higher in big cities there comparing to low-cost areas here, say Temecula. But on the other hand, the carrying cost is almost zero (thanks to the cheap labors and no government property tax). People here still think that prop. 13 inflates the real estate bubble in California. Now image what 0% tax rate could do to the housing price. I heard Tata is working on low-cost housing (that has only room for a bed and with shared bathrooms, etc) in big cities in India now (besides the headline news on its cars), because apparently, since the price to income is so outrageous there, that’s all what people can afford.

    June 30, 2009 at 11:21 AM #423207
    carlsbadworker
    Participant

    [quote=flu]
    I’m still seeing if I can pick up cheap(er) property or a better primary….Just not holding my breath though, because I think i missed the boat (in the near term) for the more affordable stuff and the higher end stuff is still ways away. Oh well, guess that’s my message to focus on other things…

    RE in China is getting interesting too…One thing…Folks have suggested buying property in Vietnam if can….Cheap labor is moving to Vietnam, coming soon to a theater near you, apparently

    [/quote]

    I’m too trying to figure out if I can pick up a better property one day. I’m fine with the higher end still far away because I need time to pay down my mortgage on the current one anyway.
    But don’t even think about that you’d still have chance investing in RE in China. The rent to buy ratio is more outrageous there now comparing to the bubble years here. Even the price per square feet is also higher in big cities there comparing to low-cost areas here, say Temecula. But on the other hand, the carrying cost is almost zero (thanks to the cheap labors and no government property tax). People here still think that prop. 13 inflates the real estate bubble in California. Now image what 0% tax rate could do to the housing price. I heard Tata is working on low-cost housing (that has only room for a bed and with shared bathrooms, etc) in big cities in India now (besides the headline news on its cars), because apparently, since the price to income is so outrageous there, that’s all what people can afford.

    June 30, 2009 at 11:52 AM #422478
    UCGal
    Participant

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    Me too – except I might *sell* it to them rather than give it to them. Kids should have to work for stuff.

    June 30, 2009 at 11:52 AM #422708
    UCGal
    Participant

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    Me too – except I might *sell* it to them rather than give it to them. Kids should have to work for stuff.

    June 30, 2009 at 11:52 AM #422983
    UCGal
    Participant

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    Me too – except I might *sell* it to them rather than give it to them. Kids should have to work for stuff.

    June 30, 2009 at 11:52 AM #423050
    UCGal
    Participant

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    Me too – except I might *sell* it to them rather than give it to them. Kids should have to work for stuff.

    June 30, 2009 at 11:52 AM #423212
    UCGal
    Participant

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    Me too – except I might *sell* it to them rather than give it to them. Kids should have to work for stuff.

    June 30, 2009 at 12:09 PM #422483
    briansd1
    Guest

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    What does that have to do with the cost of purchase or owning the house?

    Plenty of women overpay for jewelry that they pass-on to their kids. The kids never wear it except perhaps for the wedding.

    Maybe the kids would rather have a fat trust fund.

    June 30, 2009 at 12:09 PM #422713
    briansd1
    Guest

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    What does that have to do with the cost of purchase or owning the house?

    Plenty of women overpay for jewelry that they pass-on to their kids. The kids never wear it except perhaps for the wedding.

    Maybe the kids would rather have a fat trust fund.

    June 30, 2009 at 12:09 PM #422988
    briansd1
    Guest

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    What does that have to do with the cost of purchase or owning the house?

    Plenty of women overpay for jewelry that they pass-on to their kids. The kids never wear it except perhaps for the wedding.

    Maybe the kids would rather have a fat trust fund.

    June 30, 2009 at 12:09 PM #423055
    briansd1
    Guest

    [quote=AN]I’ll let you in a little secret… I’ll be passing this house down to my kids.[/quote]

    What does that have to do with the cost of purchase or owning the house?

    Plenty of women overpay for jewelry that they pass-on to their kids. The kids never wear it except perhaps for the wedding.

    Maybe the kids would rather have a fat trust fund.

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