No, not using a mortgage broker and yes, I’m trying to refi with the current lender.
Try opening your field up to other lenders. I know someone who refi’d to 4.675, 30yr fixed. One thing that helps is good LTV. They were getting the run-around from banks until their original lender saw that they were looking to re-fi and actually had an ‘ok’ offer (5.1%). The original lender then came in at the 4.675. The lenders are playing games out there.
I recently refi’d a small property with a 10-year fully-amortizing note at 4.75% fixed, no points and no closing costs. No major issues and it took about 6 weeks, which I thought was reasonable considering that it overlapped with the holidays and year end. The only trick was that it had to be 65% LTV or less.
I don’t think refi’s are taking nearly as long today – nothing like they were in early- to mid-2009.
I recently refi’d a small property with a 10-year fully-amortizing note at 4.75% fixed, no points and no closing costs. No major issues and it took about 6 weeks, which I thought was reasonable considering that it overlapped with the holidays and year end. The only trick was that it had to be 65% LTV or less.
I don’t think refi’s are taking nearly as long today – nothing like they were in early- to mid-2009.
I recently refi’d a small property with a 10-year fully-amortizing note at 4.75% fixed, no points and no closing costs. No major issues and it took about 6 weeks, which I thought was reasonable considering that it overlapped with the holidays and year end. The only trick was that it had to be 65% LTV or less.
I don’t think refi’s are taking nearly as long today – nothing like they were in early- to mid-2009.
I recently refi’d a small property with a 10-year fully-amortizing note at 4.75% fixed, no points and no closing costs. No major issues and it took about 6 weeks, which I thought was reasonable considering that it overlapped with the holidays and year end. The only trick was that it had to be 65% LTV or less.
I don’t think refi’s are taking nearly as long today – nothing like they were in early- to mid-2009.
I recently refi’d a small property with a 10-year fully-amortizing note at 4.75% fixed, no points and no closing costs. No major issues and it took about 6 weeks, which I thought was reasonable considering that it overlapped with the holidays and year end. The only trick was that it had to be 65% LTV or less.
I don’t think refi’s are taking nearly as long today – nothing like they were in early- to mid-2009.
