REFI/10y note relationship

[SD Realtor]

The only way mortgage rates will remain low is if mortgages are nationalized…..

hehehehe…

fearful one may argue we are already halfway there with the FHA and such… and just wait until hillary is the president…

in the immortal words of keith jackson… whooooooaaaa nelly!

SD Realtor

[Fearful]

one may argue we are already halfway there with the FHA and such…
I am Fearful that you are right … when we nationalize mortgages in order to keep the bubble inflated, where do we end?

[Fearful]

one may argue we are already halfway there with the FHA and such…
I am Fearful that you are right … when we nationalize mortgages in order to keep the bubble inflated, where do we end?

[Fearful]

one may argue we are already halfway there with the FHA and such…
I am Fearful that you are right … when we nationalize mortgages in order to keep the bubble inflated, where do we end?

[Fearful]

one may argue we are already halfway there with the FHA and such…
I am Fearful that you are right … when we nationalize mortgages in order to keep the bubble inflated, where do we end?

[Fearful]

one may argue we are already halfway there with the FHA and such…
I am Fearful that you are right … when we nationalize mortgages in order to keep the bubble inflated, where do we end?

[asragov]

Mish had a very good post recently about the behavior of various interest rates:

http://globaleconomicanalysis.blogspot.com/2008/01/select-few-are-helped-by-rate-drop.html

BTW, his thesis is that rates will continue to fall as the US experiences deflation, and the dollar will rise in value vs. the Euro and many currencies (the Yen will rise vs. everyone).

The securitization of mortgages and funding of banks has effectively already been nationalized. Banks are borrowing to fund their operations from the Federal Home Loan Bank system like never before, and Fannie and Freddie are the only places to sell your conforming mortgages.

If the conforming limit is raised significantly, you won’t have much more possibility of government involvement in finance and banking for Bush’s successor, irrespective of party. We are nearly there …

[asragov]

Mish had a very good post recently about the behavior of various interest rates:

http://globaleconomicanalysis.blogspot.com/2008/01/select-few-are-helped-by-rate-drop.html

BTW, his thesis is that rates will continue to fall as the US experiences deflation, and the dollar will rise in value vs. the Euro and many currencies (the Yen will rise vs. everyone).

The securitization of mortgages and funding of banks has effectively already been nationalized. Banks are borrowing to fund their operations from the Federal Home Loan Bank system like never before, and Fannie and Freddie are the only places to sell your conforming mortgages.

If the conforming limit is raised significantly, you won’t have much more possibility of government involvement in finance and banking for Bush’s successor, irrespective of party. We are nearly there …

[asragov]

Mish had a very good post recently about the behavior of various interest rates:

http://globaleconomicanalysis.blogspot.com/2008/01/select-few-are-helped-by-rate-drop.html

BTW, his thesis is that rates will continue to fall as the US experiences deflation, and the dollar will rise in value vs. the Euro and many currencies (the Yen will rise vs. everyone).

The securitization of mortgages and funding of banks has effectively already been nationalized. Banks are borrowing to fund their operations from the Federal Home Loan Bank system like never before, and Fannie and Freddie are the only places to sell your conforming mortgages.

If the conforming limit is raised significantly, you won’t have much more possibility of government involvement in finance and banking for Bush’s successor, irrespective of party. We are nearly there …

[asragov]

Mish had a very good post recently about the behavior of various interest rates:

http://globaleconomicanalysis.blogspot.com/2008/01/select-few-are-helped-by-rate-drop.html

BTW, his thesis is that rates will continue to fall as the US experiences deflation, and the dollar will rise in value vs. the Euro and many currencies (the Yen will rise vs. everyone).

The securitization of mortgages and funding of banks has effectively already been nationalized. Banks are borrowing to fund their operations from the Federal Home Loan Bank system like never before, and Fannie and Freddie are the only places to sell your conforming mortgages.

If the conforming limit is raised significantly, you won’t have much more possibility of government involvement in finance and banking for Bush’s successor, irrespective of party. We are nearly there …

[asragov]

Mish had a very good post recently about the behavior of various interest rates:

http://globaleconomicanalysis.blogspot.com/2008/01/select-few-are-helped-by-rate-drop.html

BTW, his thesis is that rates will continue to fall as the US experiences deflation, and the dollar will rise in value vs. the Euro and many currencies (the Yen will rise vs. everyone).

The securitization of mortgages and funding of banks has effectively already been nationalized. Banks are borrowing to fund their operations from the Federal Home Loan Bank system like never before, and Fannie and Freddie are the only places to sell your conforming mortgages.

If the conforming limit is raised significantly, you won’t have much more possibility of government involvement in finance and banking for Bush’s successor, irrespective of party. We are nearly there …

[HLS]

VIZ,
Your theories are elementary at best.
YOU aren’t going to pick the bottom of the rates.

Your assumption is that rates will respond to previous days close of the 10 YR is only half correct.

The best lenders react to rate changes INTRA day.
People like you, and there are millions, are nothing more than prey to the predators in the industry.

30 YR fixed conforming rates were down to 4.75% yesterday, for about an hour. There were 4 intra-day rate changes yesterday.
The 30 YR closed at 5.375%

Most people get screwed on their loans, either in rate or fee or both. It’s just a fact. The majority of people who think they got a great deal, really didn’t.

Yesterday around 10am were the cheapest REAL rates in about 5 years, for the time being, you missed them.

[HLS]

VIZ,
Your theories are elementary at best.
YOU aren’t going to pick the bottom of the rates.

Your assumption is that rates will respond to previous days close of the 10 YR is only half correct.

The best lenders react to rate changes INTRA day.
People like you, and there are millions, are nothing more than prey to the predators in the industry.

30 YR fixed conforming rates were down to 4.75% yesterday, for about an hour. There were 4 intra-day rate changes yesterday.
The 30 YR closed at 5.375%

Most people get screwed on their loans, either in rate or fee or both. It’s just a fact. The majority of people who think they got a great deal, really didn’t.

Yesterday around 10am were the cheapest REAL rates in about 5 years, for the time being, you missed them.

[HLS]

VIZ,
Your theories are elementary at best.
YOU aren’t going to pick the bottom of the rates.

Your assumption is that rates will respond to previous days close of the 10 YR is only half correct.

The best lenders react to rate changes INTRA day.
People like you, and there are millions, are nothing more than prey to the predators in the industry.

30 YR fixed conforming rates were down to 4.75% yesterday, for about an hour. There were 4 intra-day rate changes yesterday.
The 30 YR closed at 5.375%

Most people get screwed on their loans, either in rate or fee or both. It’s just a fact. The majority of people who think they got a great deal, really didn’t.

Yesterday around 10am were the cheapest REAL rates in about 5 years, for the time being, you missed them.

[HLS]

VIZ,
Your theories are elementary at best.
YOU aren’t going to pick the bottom of the rates.

Your assumption is that rates will respond to previous days close of the 10 YR is only half correct.

The best lenders react to rate changes INTRA day.
People like you, and there are millions, are nothing more than prey to the predators in the industry.

30 YR fixed conforming rates were down to 4.75% yesterday, for about an hour. There were 4 intra-day rate changes yesterday.
The 30 YR closed at 5.375%

Most people get screwed on their loans, either in rate or fee or both. It’s just a fact. The majority of people who think they got a great deal, really didn’t.

Yesterday around 10am were the cheapest REAL rates in about 5 years, for the time being, you missed them.

[Author]

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