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July 28, 2009 at 12:29 PM #438723July 28, 2009 at 12:36 PM #437964dbapigParticipant
[quote=AN][quote=dbapig]
And wouldn’t you agree that current health care system in US is a total anarchy? Paying more and more for less care, and it seems like many who paid insurance companies aren’t reimbursed when they really need it.I prefer dealing with private companies/organizations when possible. Yes, getting a replacement credit card is pretty painless. Lose your driver’s license and it’s hassle to get it replaced. But what alternative does the current private health insurance industry offer to the ‘anarchy’ we are experiencing in US?[/quote]
No, I don’t think we have total anarchy for health care. I never really looked into how much my company pay for me, but the premium I’m responsible for is about the same and my care is about the same as well. Some company made me pay more and some company cover ALL of my premium, so I didn’t have to pay ANYTHING for one of the best coverage I have to date.[/quote]That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?
July 28, 2009 at 12:36 PM #438166dbapigParticipant[quote=AN][quote=dbapig]
And wouldn’t you agree that current health care system in US is a total anarchy? Paying more and more for less care, and it seems like many who paid insurance companies aren’t reimbursed when they really need it.I prefer dealing with private companies/organizations when possible. Yes, getting a replacement credit card is pretty painless. Lose your driver’s license and it’s hassle to get it replaced. But what alternative does the current private health insurance industry offer to the ‘anarchy’ we are experiencing in US?[/quote]
No, I don’t think we have total anarchy for health care. I never really looked into how much my company pay for me, but the premium I’m responsible for is about the same and my care is about the same as well. Some company made me pay more and some company cover ALL of my premium, so I didn’t have to pay ANYTHING for one of the best coverage I have to date.[/quote]That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?
July 28, 2009 at 12:36 PM #438488dbapigParticipant[quote=AN][quote=dbapig]
And wouldn’t you agree that current health care system in US is a total anarchy? Paying more and more for less care, and it seems like many who paid insurance companies aren’t reimbursed when they really need it.I prefer dealing with private companies/organizations when possible. Yes, getting a replacement credit card is pretty painless. Lose your driver’s license and it’s hassle to get it replaced. But what alternative does the current private health insurance industry offer to the ‘anarchy’ we are experiencing in US?[/quote]
No, I don’t think we have total anarchy for health care. I never really looked into how much my company pay for me, but the premium I’m responsible for is about the same and my care is about the same as well. Some company made me pay more and some company cover ALL of my premium, so I didn’t have to pay ANYTHING for one of the best coverage I have to date.[/quote]That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?
July 28, 2009 at 12:36 PM #438561dbapigParticipant[quote=AN][quote=dbapig]
And wouldn’t you agree that current health care system in US is a total anarchy? Paying more and more for less care, and it seems like many who paid insurance companies aren’t reimbursed when they really need it.I prefer dealing with private companies/organizations when possible. Yes, getting a replacement credit card is pretty painless. Lose your driver’s license and it’s hassle to get it replaced. But what alternative does the current private health insurance industry offer to the ‘anarchy’ we are experiencing in US?[/quote]
No, I don’t think we have total anarchy for health care. I never really looked into how much my company pay for me, but the premium I’m responsible for is about the same and my care is about the same as well. Some company made me pay more and some company cover ALL of my premium, so I didn’t have to pay ANYTHING for one of the best coverage I have to date.[/quote]That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?
July 28, 2009 at 12:36 PM #438728dbapigParticipant[quote=AN][quote=dbapig]
And wouldn’t you agree that current health care system in US is a total anarchy? Paying more and more for less care, and it seems like many who paid insurance companies aren’t reimbursed when they really need it.I prefer dealing with private companies/organizations when possible. Yes, getting a replacement credit card is pretty painless. Lose your driver’s license and it’s hassle to get it replaced. But what alternative does the current private health insurance industry offer to the ‘anarchy’ we are experiencing in US?[/quote]
No, I don’t think we have total anarchy for health care. I never really looked into how much my company pay for me, but the premium I’m responsible for is about the same and my care is about the same as well. Some company made me pay more and some company cover ALL of my premium, so I didn’t have to pay ANYTHING for one of the best coverage I have to date.[/quote]That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?
July 28, 2009 at 12:47 PM #437973anParticipant[quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.July 28, 2009 at 12:47 PM #438176anParticipant[quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.July 28, 2009 at 12:47 PM #438498anParticipant[quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.July 28, 2009 at 12:47 PM #438570anParticipant[quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.July 28, 2009 at 12:47 PM #438738anParticipant[quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.July 28, 2009 at 12:51 PM #437978dbapigParticipant[quote=AN][quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.[/quote]And that’s when you can sign up for govt sponsored insurance (if that happens). wink wink. the private insurance industry doesn’t want competition from govt sponsored one because it will be TOO affordable end users.
btw, Cobra is very very expensive. You probably shouldn’t plan on using it for more than a month or so…
July 28, 2009 at 12:51 PM #438181dbapigParticipant[quote=AN][quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.[/quote]And that’s when you can sign up for govt sponsored insurance (if that happens). wink wink. the private insurance industry doesn’t want competition from govt sponsored one because it will be TOO affordable end users.
btw, Cobra is very very expensive. You probably shouldn’t plan on using it for more than a month or so…
July 28, 2009 at 12:51 PM #438503dbapigParticipant[quote=AN][quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.[/quote]And that’s when you can sign up for govt sponsored insurance (if that happens). wink wink. the private insurance industry doesn’t want competition from govt sponsored one because it will be TOO affordable end users.
btw, Cobra is very very expensive. You probably shouldn’t plan on using it for more than a month or so…
July 28, 2009 at 12:51 PM #438575dbapigParticipant[quote=AN][quote=dbapig]
That’s great for you.
And what happens in the unfortunate scenario where you lose your job?
One of the reasons GM failed was huge cost of providing health care to retirees, no? Economic anarchy?[/quote]
I’m under my wife’s insurance, which is much better than what my company provides. We’re a small company, yet, what my company provide is on par with what I was offered to by a different company 6 years ago with similar premium. So, if we both lose our job, we can always get Cobra. If that runs out and both me and my wife can’t find a job, well, I guess we’re SOL. But then again, in this scenario, under the current laws, I don’t have to pay a fine for not having health insurance. Talking about kicking a man when he’s down.[/quote]And that’s when you can sign up for govt sponsored insurance (if that happens). wink wink. the private insurance industry doesn’t want competition from govt sponsored one because it will be TOO affordable end users.
btw, Cobra is very very expensive. You probably shouldn’t plan on using it for more than a month or so…
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