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July 16, 2009 at 3:40 PM #432522July 16, 2009 at 4:04 PM #431799SDEngineerParticipant
[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
Which, of course, is paid for by higher premiums on insured folks, and the remainder picked up by the US Government.
However, comparing “Obamacare” to Canada’s healthcare system is a bad comparison. Canada’s healthcare system is entirely government run.
A better comparison would be to Germany’s healthcare system (or, for that matter, most of the healthcare systems in Europe). In those healthcare systems, private healthcare insurance providers compete with the government’s last resort healthcare insurance. In most cases, this leads to a very effective healthcare system (wait times in Europe are comparable to US wait times for all but elective surgeries – but at a cost half to 2/3rds of what ours costs per capita).
Theres a few reasons for this:
1) We currently do subsidize the poor, young, and ill who cannot get insurance on their own – but we do it in the worst possible way, treating emergencies as they arise in the most expensive setting (the ER), as opposed to providing preventative care which is far less expensive, in a significantly less expensive setting (the Dr’s office).
2) Private insurance agencies are, of course, profit motivated. Ergo, they have motivation to cut corners in your healthcare. I worked at a private insurance agency once before – there is an entire division of folks who do nothing but scrutinize their most expensive claims to find ANY reason at all to deny coverage (and that’s not even mentioning that for something really expensive, the “stop loss” clause will get triggered and you’ll find that the insurance company just stopped paying the bills.
The advantage of a private/public insurance system should be obvious – the government run insurance system provides coverage to those not able to afford the private insurance, and also provides the private system with competition, both for quality and cost of service. And costs in general should fall due to those folks who previously weren’t insured no longer seeking emergency care in as large numbers, and being able to instead have far less expensive preventative care to stop them from becoming ill in the first place.
July 16, 2009 at 4:04 PM #432009SDEngineerParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
Which, of course, is paid for by higher premiums on insured folks, and the remainder picked up by the US Government.
However, comparing “Obamacare” to Canada’s healthcare system is a bad comparison. Canada’s healthcare system is entirely government run.
A better comparison would be to Germany’s healthcare system (or, for that matter, most of the healthcare systems in Europe). In those healthcare systems, private healthcare insurance providers compete with the government’s last resort healthcare insurance. In most cases, this leads to a very effective healthcare system (wait times in Europe are comparable to US wait times for all but elective surgeries – but at a cost half to 2/3rds of what ours costs per capita).
Theres a few reasons for this:
1) We currently do subsidize the poor, young, and ill who cannot get insurance on their own – but we do it in the worst possible way, treating emergencies as they arise in the most expensive setting (the ER), as opposed to providing preventative care which is far less expensive, in a significantly less expensive setting (the Dr’s office).
2) Private insurance agencies are, of course, profit motivated. Ergo, they have motivation to cut corners in your healthcare. I worked at a private insurance agency once before – there is an entire division of folks who do nothing but scrutinize their most expensive claims to find ANY reason at all to deny coverage (and that’s not even mentioning that for something really expensive, the “stop loss” clause will get triggered and you’ll find that the insurance company just stopped paying the bills.
The advantage of a private/public insurance system should be obvious – the government run insurance system provides coverage to those not able to afford the private insurance, and also provides the private system with competition, both for quality and cost of service. And costs in general should fall due to those folks who previously weren’t insured no longer seeking emergency care in as large numbers, and being able to instead have far less expensive preventative care to stop them from becoming ill in the first place.
July 16, 2009 at 4:04 PM #432304SDEngineerParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
Which, of course, is paid for by higher premiums on insured folks, and the remainder picked up by the US Government.
However, comparing “Obamacare” to Canada’s healthcare system is a bad comparison. Canada’s healthcare system is entirely government run.
A better comparison would be to Germany’s healthcare system (or, for that matter, most of the healthcare systems in Europe). In those healthcare systems, private healthcare insurance providers compete with the government’s last resort healthcare insurance. In most cases, this leads to a very effective healthcare system (wait times in Europe are comparable to US wait times for all but elective surgeries – but at a cost half to 2/3rds of what ours costs per capita).
Theres a few reasons for this:
1) We currently do subsidize the poor, young, and ill who cannot get insurance on their own – but we do it in the worst possible way, treating emergencies as they arise in the most expensive setting (the ER), as opposed to providing preventative care which is far less expensive, in a significantly less expensive setting (the Dr’s office).
2) Private insurance agencies are, of course, profit motivated. Ergo, they have motivation to cut corners in your healthcare. I worked at a private insurance agency once before – there is an entire division of folks who do nothing but scrutinize their most expensive claims to find ANY reason at all to deny coverage (and that’s not even mentioning that for something really expensive, the “stop loss” clause will get triggered and you’ll find that the insurance company just stopped paying the bills.
The advantage of a private/public insurance system should be obvious – the government run insurance system provides coverage to those not able to afford the private insurance, and also provides the private system with competition, both for quality and cost of service. And costs in general should fall due to those folks who previously weren’t insured no longer seeking emergency care in as large numbers, and being able to instead have far less expensive preventative care to stop them from becoming ill in the first place.
July 16, 2009 at 4:04 PM #432374SDEngineerParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
Which, of course, is paid for by higher premiums on insured folks, and the remainder picked up by the US Government.
However, comparing “Obamacare” to Canada’s healthcare system is a bad comparison. Canada’s healthcare system is entirely government run.
A better comparison would be to Germany’s healthcare system (or, for that matter, most of the healthcare systems in Europe). In those healthcare systems, private healthcare insurance providers compete with the government’s last resort healthcare insurance. In most cases, this leads to a very effective healthcare system (wait times in Europe are comparable to US wait times for all but elective surgeries – but at a cost half to 2/3rds of what ours costs per capita).
Theres a few reasons for this:
1) We currently do subsidize the poor, young, and ill who cannot get insurance on their own – but we do it in the worst possible way, treating emergencies as they arise in the most expensive setting (the ER), as opposed to providing preventative care which is far less expensive, in a significantly less expensive setting (the Dr’s office).
2) Private insurance agencies are, of course, profit motivated. Ergo, they have motivation to cut corners in your healthcare. I worked at a private insurance agency once before – there is an entire division of folks who do nothing but scrutinize their most expensive claims to find ANY reason at all to deny coverage (and that’s not even mentioning that for something really expensive, the “stop loss” clause will get triggered and you’ll find that the insurance company just stopped paying the bills.
The advantage of a private/public insurance system should be obvious – the government run insurance system provides coverage to those not able to afford the private insurance, and also provides the private system with competition, both for quality and cost of service. And costs in general should fall due to those folks who previously weren’t insured no longer seeking emergency care in as large numbers, and being able to instead have far less expensive preventative care to stop them from becoming ill in the first place.
July 16, 2009 at 4:04 PM #432537SDEngineerParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
Which, of course, is paid for by higher premiums on insured folks, and the remainder picked up by the US Government.
However, comparing “Obamacare” to Canada’s healthcare system is a bad comparison. Canada’s healthcare system is entirely government run.
A better comparison would be to Germany’s healthcare system (or, for that matter, most of the healthcare systems in Europe). In those healthcare systems, private healthcare insurance providers compete with the government’s last resort healthcare insurance. In most cases, this leads to a very effective healthcare system (wait times in Europe are comparable to US wait times for all but elective surgeries – but at a cost half to 2/3rds of what ours costs per capita).
Theres a few reasons for this:
1) We currently do subsidize the poor, young, and ill who cannot get insurance on their own – but we do it in the worst possible way, treating emergencies as they arise in the most expensive setting (the ER), as opposed to providing preventative care which is far less expensive, in a significantly less expensive setting (the Dr’s office).
2) Private insurance agencies are, of course, profit motivated. Ergo, they have motivation to cut corners in your healthcare. I worked at a private insurance agency once before – there is an entire division of folks who do nothing but scrutinize their most expensive claims to find ANY reason at all to deny coverage (and that’s not even mentioning that for something really expensive, the “stop loss” clause will get triggered and you’ll find that the insurance company just stopped paying the bills.
The advantage of a private/public insurance system should be obvious – the government run insurance system provides coverage to those not able to afford the private insurance, and also provides the private system with competition, both for quality and cost of service. And costs in general should fall due to those folks who previously weren’t insured no longer seeking emergency care in as large numbers, and being able to instead have far less expensive preventative care to stop them from becoming ill in the first place.
July 16, 2009 at 4:08 PM #431810CA renterParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
AN,
There are many, many stories just like that right here in the U.S.
My mother was from Austria, and the health care system over there (socialist) was FAR superior to anything we have here.
One thing I will say is this: you cannot have a well-functioning socialist system if you have open borders and uncontrolled immigration from much poorer countries. It is destroying many of the systems over there just as it’s done over here.
July 16, 2009 at 4:08 PM #432018CA renterParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
AN,
There are many, many stories just like that right here in the U.S.
My mother was from Austria, and the health care system over there (socialist) was FAR superior to anything we have here.
One thing I will say is this: you cannot have a well-functioning socialist system if you have open borders and uncontrolled immigration from much poorer countries. It is destroying many of the systems over there just as it’s done over here.
July 16, 2009 at 4:08 PM #432314CA renterParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
AN,
There are many, many stories just like that right here in the U.S.
My mother was from Austria, and the health care system over there (socialist) was FAR superior to anything we have here.
One thing I will say is this: you cannot have a well-functioning socialist system if you have open borders and uncontrolled immigration from much poorer countries. It is destroying many of the systems over there just as it’s done over here.
July 16, 2009 at 4:08 PM #432384CA renterParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
AN,
There are many, many stories just like that right here in the U.S.
My mother was from Austria, and the health care system over there (socialist) was FAR superior to anything we have here.
One thing I will say is this: you cannot have a well-functioning socialist system if you have open borders and uncontrolled immigration from much poorer countries. It is destroying many of the systems over there just as it’s done over here.
July 16, 2009 at 4:08 PM #432547CA renterParticipant[quote=AN]I rather get a large bill than die or get my legs chopped off.
4-6 hours wait if there is trauma patient. They take precedent. I went to urgent care in Torrey Pine a few months ago and no one was there. I was the only patient, so I went in immediately. Although, it was ~11PM.
If you don’t have insurance, Hospital can’t turn you away. They have to treat you. If you tell them, they’ll work with you. They have an uninsured fund.[/quote]
AN,
There are many, many stories just like that right here in the U.S.
My mother was from Austria, and the health care system over there (socialist) was FAR superior to anything we have here.
One thing I will say is this: you cannot have a well-functioning socialist system if you have open borders and uncontrolled immigration from much poorer countries. It is destroying many of the systems over there just as it’s done over here.
July 16, 2009 at 4:13 PM #431814ArrayaParticipant15,000-20,000 people losing health care a day
50% of the hospitals running in the red
Train wreck #1001
July 16, 2009 at 4:13 PM #432023ArrayaParticipant15,000-20,000 people losing health care a day
50% of the hospitals running in the red
Train wreck #1001
July 16, 2009 at 4:13 PM #432319ArrayaParticipant15,000-20,000 people losing health care a day
50% of the hospitals running in the red
Train wreck #1001
July 16, 2009 at 4:13 PM #432389ArrayaParticipant15,000-20,000 people losing health care a day
50% of the hospitals running in the red
Train wreck #1001
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