interest rates

[cashflow]

So I guess I was asleep at the wheel this past week. I just took a look on bankrate.com and ran a query for interest rates on a conventional loan for San Diego the 5 banks that came back were now at around 6.5% interest rates! Wow that’s a big jump in a week….

This has gotta affect affordability when looking at the prime areas that have been sticking around the higher levels (600k+)…

Any realtors out there see a slow down due to this yet???

[wannabe2077]

interest rates should reflect inflation, risk, demand and liquidity.

we are in a delationary period which calls for lower interest rates.

forcing 20% down payment, verifying credit scores/incomes reduces the risk which calls for lower interest rates.

demand is low which means lower interest rates

liquidity is high. banks have the money. of course they do not want to make bad loans.

it looks like unless something changes interest rates will be low.

the only dark cloud is this clamor for loan modification programs and forclosure mitigation. i hope most of it is pre-election rhetoric.

[wannabe2077]

interest rates should reflect inflation, risk, demand and liquidity.

we are in a delationary period which calls for lower interest rates.

forcing 20% down payment, verifying credit scores/incomes reduces the risk which calls for lower interest rates.

demand is low which means lower interest rates

liquidity is high. banks have the money. of course they do not want to make bad loans.

it looks like unless something changes interest rates will be low.

the only dark cloud is this clamor for loan modification programs and forclosure mitigation. i hope most of it is pre-election rhetoric.

[wannabe2077]

interest rates should reflect inflation, risk, demand and liquidity.

we are in a delationary period which calls for lower interest rates.

forcing 20% down payment, verifying credit scores/incomes reduces the risk which calls for lower interest rates.

demand is low which means lower interest rates

liquidity is high. banks have the money. of course they do not want to make bad loans.

it looks like unless something changes interest rates will be low.

the only dark cloud is this clamor for loan modification programs and forclosure mitigation. i hope most of it is pre-election rhetoric.

[wannabe2077]

interest rates should reflect inflation, risk, demand and liquidity.

we are in a delationary period which calls for lower interest rates.

forcing 20% down payment, verifying credit scores/incomes reduces the risk which calls for lower interest rates.

demand is low which means lower interest rates

liquidity is high. banks have the money. of course they do not want to make bad loans.

it looks like unless something changes interest rates will be low.

the only dark cloud is this clamor for loan modification programs and forclosure mitigation. i hope most of it is pre-election rhetoric.

[wannabe2077]

interest rates should reflect inflation, risk, demand and liquidity.

we are in a delationary period which calls for lower interest rates.

forcing 20% down payment, verifying credit scores/incomes reduces the risk which calls for lower interest rates.

demand is low which means lower interest rates

liquidity is high. banks have the money. of course they do not want to make bad loans.

it looks like unless something changes interest rates will be low.

the only dark cloud is this clamor for loan modification programs and forclosure mitigation. i hope most of it is pre-election rhetoric.

[EconProf]

Banks’ cost of funds have probably never been lower. They are hoarding cash, as are many other people and institutions in this rush to liquidity. A deflationary mentality reigns, at least for now.

[EconProf]

Banks’ cost of funds have probably never been lower. They are hoarding cash, as are many other people and institutions in this rush to liquidity. A deflationary mentality reigns, at least for now.

[EconProf]

Banks’ cost of funds have probably never been lower. They are hoarding cash, as are many other people and institutions in this rush to liquidity. A deflationary mentality reigns, at least for now.

[EconProf]

Banks’ cost of funds have probably never been lower. They are hoarding cash, as are many other people and institutions in this rush to liquidity. A deflationary mentality reigns, at least for now.

[EconProf]

Banks’ cost of funds have probably never been lower. They are hoarding cash, as are many other people and institutions in this rush to liquidity. A deflationary mentality reigns, at least for now.

[mike92104]

The arguments are good, but the fact is that mortgage rates have gone up.

[mike92104]

The arguments are good, but the fact is that mortgage rates have gone up.

[mike92104]

The arguments are good, but the fact is that mortgage rates have gone up.

[mike92104]

The arguments are good, but the fact is that mortgage rates have gone up.

[Author]

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