extreme unpermitted work…

[Hobie]

If you file an insurance claim ( example: house fire) and they determine it was related to non- permitted work– claim denied.

[sreeb]

[quote=walterwhite]could this work to our advantage in getting the price even lower than our lowballish offer?[/quote]

Yes, it will be hard to sell and they know it will be hard to sell.

[sreeb]

[quote=walterwhite]could this work to our advantage in getting the price even lower than our lowballish offer?[/quote]

Yes, it will be hard to sell and they know it will be hard to sell.

[sreeb]

[quote=walterwhite]could this work to our advantage in getting the price even lower than our lowballish offer?[/quote]

Yes, it will be hard to sell and they know it will be hard to sell.

[sreeb]

[quote=walterwhite]could this work to our advantage in getting the price even lower than our lowballish offer?[/quote]

Yes, it will be hard to sell and they know it will be hard to sell.

[sreeb]

[quote=walterwhite]could this work to our advantage in getting the price even lower than our lowballish offer?[/quote]

Yes, it will be hard to sell and they know it will be hard to sell.

[SD Realtor]

Well it never hurts to try. Just remember when you sell it, most likely you will have the same issues unless you permit the work while you live there.

[SD Realtor]

Well it never hurts to try. Just remember when you sell it, most likely you will have the same issues unless you permit the work while you live there.

[SD Realtor]

Well it never hurts to try. Just remember when you sell it, most likely you will have the same issues unless you permit the work while you live there.

[SD Realtor]

Well it never hurts to try. Just remember when you sell it, most likely you will have the same issues unless you permit the work while you live there.

[SD Realtor]

Well it never hurts to try. Just remember when you sell it, most likely you will have the same issues unless you permit the work while you live there.

[CarlsbadMtnBiker]

Just to add some clarification; Most fire (homeowners) policies are “all peril” type policies and insure for all potential causes of loss except what is specifically excluded.

A claim for building damages associated with “Non-permitted work” could not be denied on that basis alone as it is not a typical exclusion. Construction defect and/or faulty workmanship is a common exclusion found in most HO policies and often goes hand and hand with non permitted modifications / additions, etc. So from a pure insurability stand point, I would focus on construction defects and workmanship and not so much on the fact that there was no permit taken out.

[CarlsbadMtnBiker]

Just to add some clarification; Most fire (homeowners) policies are “all peril” type policies and insure for all potential causes of loss except what is specifically excluded.

A claim for building damages associated with “Non-permitted work” could not be denied on that basis alone as it is not a typical exclusion. Construction defect and/or faulty workmanship is a common exclusion found in most HO policies and often goes hand and hand with non permitted modifications / additions, etc. So from a pure insurability stand point, I would focus on construction defects and workmanship and not so much on the fact that there was no permit taken out.

[CarlsbadMtnBiker]

Just to add some clarification; Most fire (homeowners) policies are “all peril” type policies and insure for all potential causes of loss except what is specifically excluded.

A claim for building damages associated with “Non-permitted work” could not be denied on that basis alone as it is not a typical exclusion. Construction defect and/or faulty workmanship is a common exclusion found in most HO policies and often goes hand and hand with non permitted modifications / additions, etc. So from a pure insurability stand point, I would focus on construction defects and workmanship and not so much on the fact that there was no permit taken out.

[CarlsbadMtnBiker]

Just to add some clarification; Most fire (homeowners) policies are “all peril” type policies and insure for all potential causes of loss except what is specifically excluded.

A claim for building damages associated with “Non-permitted work” could not be denied on that basis alone as it is not a typical exclusion. Construction defect and/or faulty workmanship is a common exclusion found in most HO policies and often goes hand and hand with non permitted modifications / additions, etc. So from a pure insurability stand point, I would focus on construction defects and workmanship and not so much on the fact that there was no permit taken out.

[Author]

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