- This topic has 255 replies, 22 voices, and was last updated 15 years, 1 month ago by
Sandiagon.
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AuthorPosts
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January 8, 2009 at 4:57 PM #326609January 9, 2009 at 10:54 AM #326324
5yearwaiter
Participant[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.
Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)All other fee will be known at the time closing.
[/quote]
You got double dip !!
January 9, 2009 at 10:54 AM #3266625yearwaiter
Participant[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.
Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)All other fee will be known at the time closing.
[/quote]
You got double dip !!
January 9, 2009 at 10:54 AM #3267325yearwaiter
Participant[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.
Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)All other fee will be known at the time closing.
[/quote]
You got double dip !!
January 9, 2009 at 10:54 AM #3267505yearwaiter
Participant[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.
Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)All other fee will be known at the time closing.
[/quote]
You got double dip !!
January 9, 2009 at 10:54 AM #3268345yearwaiter
Participant[quote=RB-Home Buyer]I got fee details from BOFA. Loan officer was actually able to lock in at a little bit of a lower rate.
Balloon Product – 1st / 2nd No
Initial Interest Rate – 1st / 2nd 4.500 %
Index – 1st N/A
Margin – 1st N/A
Actual Market Rate Today – 1st 4.500 %
Qualifying Interest Rate – 1st / 2nd 4.500 %
Maximum 1st Rate Increase/Frequency N/A
Lifetime Maximum Cap – 1st
Annual Percentage Rate – 1st / 2nd 4.548 %
Origination Points – 1st 0.000 %
Discount Points – 1st / 2nd 0.000 %
Total Points – 1st / 2nd 0.000 %Origination Fee $0.00
Discount Fee – 1st / 2nd $0.00
Appraisal Fee $0.00
Credit Report Fee $0.00
Tax Service Fee $0.00
Application Fee $450.00
Processing/Commitment Fee $0.00
Flood Certification $0.00
Buydown Subsidy $0.00
Other Lender’s Fees/Broker Fee $850.00
Total Lender’s Fees $1,300.00 ($450.00 + $850.00)All other fee will be known at the time closing.
[/quote]
You got double dip !!
May 18, 2009 at 3:17 PM #4014124sranch_buyer
ParticipantRB-Home Buyer: were you finally able to buy this home? I still see this in market so just curious if you had any problems with the home and decided to back out. You advice is appreciated as I was interested in this property!
May 18, 2009 at 3:17 PM #4016634sranch_buyer
ParticipantRB-Home Buyer: were you finally able to buy this home? I still see this in market so just curious if you had any problems with the home and decided to back out. You advice is appreciated as I was interested in this property!
May 18, 2009 at 3:17 PM #4018954sranch_buyer
ParticipantRB-Home Buyer: were you finally able to buy this home? I still see this in market so just curious if you had any problems with the home and decided to back out. You advice is appreciated as I was interested in this property!
May 18, 2009 at 3:17 PM #4019534sranch_buyer
ParticipantRB-Home Buyer: were you finally able to buy this home? I still see this in market so just curious if you had any problems with the home and decided to back out. You advice is appreciated as I was interested in this property!
May 18, 2009 at 3:17 PM #4021024sranch_buyer
ParticipantRB-Home Buyer: were you finally able to buy this home? I still see this in market so just curious if you had any problems with the home and decided to back out. You advice is appreciated as I was interested in this property!
May 18, 2009 at 5:15 PM #401541akbarpunjabi
ParticipantI think he got this one
http://www.sdlookup.com/MLS-080056102-10406_Camino_San_Thomas_San_Diego_Ca_92127May 18, 2009 at 5:15 PM #401793akbarpunjabi
ParticipantI think he got this one
http://www.sdlookup.com/MLS-080056102-10406_Camino_San_Thomas_San_Diego_Ca_92127May 18, 2009 at 5:15 PM #402025akbarpunjabi
ParticipantI think he got this one
http://www.sdlookup.com/MLS-080056102-10406_Camino_San_Thomas_San_Diego_Ca_92127May 18, 2009 at 5:15 PM #402083akbarpunjabi
ParticipantI think he got this one
http://www.sdlookup.com/MLS-080056102-10406_Camino_San_Thomas_San_Diego_Ca_92127 -
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