$500k and 33years old, when is enough enough?

[temeculaguy]

How did this get from minnesota to socialized medicine?

To the original post, 500k wont do it, I’ve been working on my own retirement numbers and it’s somewhere between 1 and 2 million. That’s social security, 401k, annuities, investments, everything. Regardless of where you are, hell I’m in temecula, so it’s minnesota prices anyway. That retirement formula leads to 10k+ per month with zero rent or mortgage. That’s easy street, everything else is a gamble. But i get the theme of wanting to be able to have your mortgage be a small part of your budget, you don’t always need snow in order to get that, but you aren’t usually going to live on the beach, just pick the sacrifices of least sacrifice to you personally.

If you think you are going to die soon, then take a different track, live where you want. personally, I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy. I figure I need to save 50% of my income so I am richer as I age. With the current medications and the fact that the odds totally tilt in a man’s favor every day over 40 as far as the population of singles go. It’s going to be pandemonium. By 70, it’s like 3-1 women to men, I gave up sugar a few years ago, I exercise every day. I fully plan on wearing out my prescription drug coverage.

Since we have hit all the other topics on this thread, here are my votes. Yes on socialized medicine. Yes on sweden ( is that where they have legalized prostitution or is that denmark?) Then yes on denmark. No on Minnesota, the vikings situation alone is reason enough to take a “wait and see” approach. No on Sac and Encanto. Yes on Big bear, Mammoth or Tahoe, mostly because they have a summer and a winter, the winter only places suck. I can’t remember any of the other issues because it was a long thread, except the communist manifesto and atlas shrugged were both incomplete because neither mentions porn or the effect of real motivation. I understand the academia of political ideology, but idealogy gets lost in what actually motivates people. Someone is not motivated to go to school for 8 years to help their fellow man. They are motivated because in the end, they will get paid enough to drive a 6 series and then women will show them their breasts. That my friend is why communism failed.

[permabear]

LMAO. Seriously.

[quote]I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy.[/quote]

[permabear]

LMAO. Seriously.

[quote]I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy.[/quote]

[permabear]

LMAO. Seriously.

[quote]I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy.[/quote]

[permabear]

LMAO. Seriously.

[quote]I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy.[/quote]

[permabear]

LMAO. Seriously.

[quote]I could live in S.D. but ever since viagra/ciallis came out I’ve adjusted my strategy.[/quote]

[burghMan]

I’ve had some experience with living/traveling ultra-cheap (my hobby is rock climbing and I’ve known a few climbing “bums” over the years and have done some “dirtbagging” myself.)

Some things that I would recommend you consider:

Psychologically, it’s a lot easier to live on the cheap when you know you don’t really have to. I can sleep on the ground and eat little more than cliff bars for long stretches, but if I knew that was going to be “real life” forever, it would not be fun.

When you have kids, that changes things. Maybe you can do with less, but you will want them to have more.

[burghMan]

I’ve had some experience with living/traveling ultra-cheap (my hobby is rock climbing and I’ve known a few climbing “bums” over the years and have done some “dirtbagging” myself.)

Some things that I would recommend you consider:

Psychologically, it’s a lot easier to live on the cheap when you know you don’t really have to. I can sleep on the ground and eat little more than cliff bars for long stretches, but if I knew that was going to be “real life” forever, it would not be fun.

When you have kids, that changes things. Maybe you can do with less, but you will want them to have more.

[burghMan]

I’ve had some experience with living/traveling ultra-cheap (my hobby is rock climbing and I’ve known a few climbing “bums” over the years and have done some “dirtbagging” myself.)

Some things that I would recommend you consider:

Psychologically, it’s a lot easier to live on the cheap when you know you don’t really have to. I can sleep on the ground and eat little more than cliff bars for long stretches, but if I knew that was going to be “real life” forever, it would not be fun.

When you have kids, that changes things. Maybe you can do with less, but you will want them to have more.

[burghMan]

I’ve had some experience with living/traveling ultra-cheap (my hobby is rock climbing and I’ve known a few climbing “bums” over the years and have done some “dirtbagging” myself.)

Some things that I would recommend you consider:

Psychologically, it’s a lot easier to live on the cheap when you know you don’t really have to. I can sleep on the ground and eat little more than cliff bars for long stretches, but if I knew that was going to be “real life” forever, it would not be fun.

When you have kids, that changes things. Maybe you can do with less, but you will want them to have more.

[burghMan]

I’ve had some experience with living/traveling ultra-cheap (my hobby is rock climbing and I’ve known a few climbing “bums” over the years and have done some “dirtbagging” myself.)

Some things that I would recommend you consider:

Psychologically, it’s a lot easier to live on the cheap when you know you don’t really have to. I can sleep on the ground and eat little more than cliff bars for long stretches, but if I knew that was going to be “real life” forever, it would not be fun.

When you have kids, that changes things. Maybe you can do with less, but you will want them to have more.

[jstoesz]

deleted

[jstoesz]

deleted

[jstoesz]

deleted

[jstoesz]

deleted

[Author]

Posts