Your right. There are always people throwing their arms up in the air waiting for the apocalypse to throw things their way. You also have the defensives claiming bottom to protect their investments. I am not one to want to see hardship for anyone but I am very interested in the economic teachings that will be made from all of this. It is all very interesting to watch and although I’ve stayed out of the cycle I have also tried my best to steer others into observing rather than jumping into the endlessly deep pool. Rational thought and arguments have been the most useful in convincing the few folks I have. It is also the only argument winner when most people always throw books of emotional based retorts back at you. One thing is for sure they will teach entire classes on the economics of the last 10-12 years. It will make a great story with some winners and unfortunately too many losers.